2m 2m 2m 2m 2m 2m 2m
OPTIMUMBANK HLDG (OPHC)
NYSE
$5.47-$0.07 (-1.26%)
Price as of Jun 03, 2026 4:04 PM EDT- $67.5MMarket Cap
- 27.06%1-Year Change
- Banks - RegionalIndustry
OPTIMUMBANK HLDG (OPHC)
$5.47-$0.07 (-1.26%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 42.6M +22.76% | 34.7M +46.29% | 23.7M +49.74% | 15.8M +68.40% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 42.6M +22.76% | 34.7M +46.29% | 23.7M +49.74% | 15.8M +68.40% | |
Sales and Marketing Expense | 190,000 -35.15% | 293,000 +187.25% | 102,000 +72.88% | 59,000 +126.92% | |
Research and Development Expense | -2.7M +20.55% | -2.3M +33.78% | -1.7M +38.47% | -1.2M +60.39% | |
Depreciation and Amortization Expense | 468,000 +55.48% | 301,000 +32.60% | 227,000 -1.73% | 231,000 +10.00% | |
Total Operating Expenses | 25.2M +29.26% | 19.5M +32.73% | 14.7M +47.52% | 9.9M +43.28% | |
Operating Profit | 22.2M +25.75% | 17.6M +108.48% | 8.5M +56.84% | 5.4M +75.69% | |
Interest Income | 64.4M +7.92% | 59.6M +66.65% | 35.8M +79.96% | 19.9M +91.38% | |
Interest Expense | N/A N/A | N/A N/A | -12.1M +198.25% | -4.0M +310.76% | |
Interest Income and Expense and Net | 64.4M +7.92% | 59.6M +151.46% | 23.7M +49.74% | 15.8M +68.40% | |
Total Nonoperating Income and Expense | 42.6M +22.76% | 34.7M +46.29% | 23.7M +49.74% | 15.8M +68.40% | |
Income before Taxes | 22.2M +25.75% | 17.6M +108.48% | 8.5M +56.84% | 5.4M +75.69% | |
Income Taxes | 5.5M +22.54% | 4.5M +107.31% | 2.2M +58.80% | 1.4M +142.42% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 17.6M +34.27% | 13.1M +108.88% | 6.3M +56.18% | 4.0M -36.10% | |
Net Income from Continuing Operations Applicable to Common | 22.2M +25.75% | 17.6M +108.48% | 8.5M +56.84% | 5.4M +75.69% | |
Basic EPS and Net Income | 1.42 +2.16% | 1.39 +59.77% | 0.87 +27.94% | 0.68 -57.76% | |
Diluted EPS and Net Income | 0.71 -46.62% | 1.33 +52.87% | 0.87 +27.94% | 0.68 -57.76% | |
Basic Weighted Average Shares | 11.7M -99.88% | 9.4B +130,386.98% | 7.2M +21.56% | 6.0M +52.72% | |
Diluted Weighted Average Shares | 11.7M -99.88% | 9.8B +135,902.59% | 7.2M +21.56% | 6.0M +52.72% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 114.6M +22.35% | 93.6M +22.13% | 76.7M +6.72% | 71.8M +21.82% | |
Short-Term Investments | N/A N/A | 0 N/A | 0 N/A | 0 N/A | |
Cash and Cash Equivalents and Short-Term Investments | 114.6M +22.35% | 93.6M +22.13% | 76.7M +6.72% | 71.8M +21.82% | |
Total Current Assets | 9.0M +24.39% | 7.2M +11.20% | 6.5M +309.75% | 1.6M -10.97% | |
Accumulated Depreciation | 1.9M +33.72% | 1.4M +27.57% | 1.1M +26.36% | 861,000 +36.67% | |
Property and Plant and Equipment and Net | 2.5M +20.76% | 2.1M +49.96% | 1.4M +47.22% | 934,000 +10.79% | |
Total Long-Term Assets | 9.0M +24.39% | 7.2M +11.20% | 6.5M +309.75% | 1.6M -10.97% | |
Total Assets | 1.1B +19.16% | 932.9M +17.91% | 791.3M +35.21% | 585.2M +66.31% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 73.5M -8.70% | 80.5M -23.41% | 105.1M +438.97% | 19.5M 0.00% | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 50.0M 0.00% | 50.0M -19.35% | 62.0M +520.00% | 10.0M -44.44% | |
Total Long-Term Liabilities | 2.7M -1.05% | 2.8M +23.40% | 2.2M +3.50% | 2.2M +22.37% | |
Total Liabilities | 989.8M +19.29% | 829.7M +15.04% | 721.2M +38.00% | 522.6M +66.78% | |
Retained Earnings | 13.8M +584.76% | -2.8M -82.17% | -16.0M -27.64% | -22.1M -15.42% | |
Total Stockholders Equity | N/A N/A | 103.2M +47.39% | 70.0M +11.87% | 62.6M +62.50% | |
Total Shares Outstanding | 11.5M -0.88% | 11.6M +60.49% | 7.3M +2.71% | 7.1M +47.82% | |
Cash Flow | |||||
Cash from Operating Activities | 17.8M +14.33% | 15.6M +126.75% | 6.9M -33.57% | 10.4M +175.31% | |
Capital Expenditures | 896,000 -9.31% | 988,000 +47.90% | 668,000 +107.45% | 322,000 -15.49% | |
Cash from Investing Activities | -156.7M +24.88% | -125.5M -37.16% | -199.7M -13.12% | -229.8M +111.30% | |
Dividends Paid | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash from Financing Activities | 159.8M +25.97% | 126.8M -35.82% | 197.6M -14.94% | 232.3M +112.47% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 52.06% +2.43% | 50.82% +42.51% | 35.66% +4.74% | 34.05% +4.33% | |
Return on Assets | 1.72% +13.23% | 1.52% +66.75% | 0.91% +6.32% | 0.86% -59.98% | |
Return on Equity | N/A N/A | 15.16% +59.91% | 9.48% +19.08% | 7.96% -64.39% | |
Revenue Growth | 22.76% -50.82% | 46.29% -6.94% | 49.74% -27.28% | 68.40% -22.68% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | N/A N/A | 1.26 -47.01% | 2.39 +406.34% | 0.47 -51.59% | |
Debt-to-Assets Ratio | 0.11 -20.59% | 0.14 -33.76% | 0.21 +319.05% | 0.05 -52.72% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow