• $9.5B
    Market Cap
  • 11.48%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
9.1B
+10.99%
8.2B
+13.41%
7.3B
-10.21%
8.1B
-13.47%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
9.1B
+10.99%
8.2B
+13.41%
7.3B
-10.21%
8.1B
-13.47%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
35.4M
-9.92%
39.3M
+19.09%
33.0M
+16.61%
28.3M
+4.04%
Total Operating Expenses
8.0B
+11.04%
7.2B
+10.00%
6.5B
-9.90%
7.2B
-2.60%
Operating Profit
1.2B
+10.69%
1.1B
+43.12%
747.4M
-12.83%
857.4M
-55.39%
Interest Income
179.7M
+157.08%
69.9M
+136.62%
-190.9M
-5.07%
-201.1M
-126.53%
Interest Expense
-64.1M
+0.63%
-63.7M
-16.73%
-76.5M
+14.01%
-67.1M
+20.04%
Interest Income and Expense and Net
115.6M
+1,764.52%
6.2M
+102.32%
-267.4M
-0.30%
-268.2M
-138.20%
Total Nonoperating Income and Expense
194.9M
+9.74%
177.6M
+8.89%
163.1M
+8.81%
149.9M
+2.95%
Income before Taxes
1.2B
+10.69%
1.1B
+43.12%
747.4M
-12.83%
857.4M
-55.39%
Income Taxes
242.1M
+11.62%
216.9M
+45.86%
148.7M
-12.99%
170.9M
-55.92%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
935.4M
+9.70%
852.7M
+42.45%
598.6M
-12.79%
686.4M
-55.26%
Net Income from Continuing Operations Applicable to Common
935.4M
+9.70%
852.7M
+42.45%
598.6M
-12.79%
686.4M
-55.26%
Basic EPS and Net Income
3.82
+15.76%
3.30
+55.66%
2.12
-7.02%
2.28
-55.12%
Diluted EPS and Net Income
3.72
+14.81%
3.24
+54.29%
2.10
-7.08%
2.26
-55.25%
Basic Weighted Average Shares
245.1M
-5.00%
258.0M
-8.74%
282.7M
-6.28%
301.7M
-0.09%
Diluted Weighted Average Shares
251.3M
-4.40%
262.9M
-7.91%
285.5M
-5.88%
303.3M
-0.12%
Balance Sheet
Cash and Cash Equivalents
263.2M
+30.36%
201.9M
-0.44%
202.8M
+150.37%
81.0M
-48.77%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
263.2M
+30.36%
201.9M
-0.44%
202.8M
+150.37%
81.0M
-48.77%
Total Current Assets
1.1B
-2.25%
1.1B
+10.06%
981.5M
+12.20%
874.8M
+5.36%
Accumulated Depreciation
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Property and Plant and Equipment and Net
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Assets
1.1B
-2.25%
1.1B
+10.06%
981.5M
+12.20%
874.8M
+5.36%
Total Assets
29.9B
+7.25%
27.8B
+5.06%
26.5B
+5.33%
25.2B
+0.71%
Income Taxes Payable
219.3M
+69.87%
129.1M
+22.25%
105.6M
+158.19%
40.9M
-83.61%
Total Short-Term Debt
1.4B
-9.47%
1.6B
-0.16%
1.6B
-0.36%
1.6B
+0.54%
Total Current Liabilities
601.8M
+9.92%
547.5M
+2.57%
533.8M
+3.69%
514.8M
-10.24%
Total Long-Term Debt
1.4B
-9.47%
1.6B
-0.16%
1.6B
-0.36%
1.6B
+0.54%
Total Long-Term Liabilities
438.6M
+69.87%
258.2M
+22.25%
211.2M
+158.19%
81.8M
-83.61%
Total Liabilities
23.9B
+7.69%
22.2B
+10.62%
20.1B
+5.78%
19.0B
+5.00%
Retained Earnings
5.5B
-0.08%
5.5B
-2.21%
5.6B
+6.10%
5.3B
+2.03%
Total Stockholders Equity
5.9B
+5.25%
5.6B
-12.35%
6.4B
+3.97%
6.2B
-10.55%
Total Shares Outstanding
246.4M
-0.99%
248.8M
-10.62%
278.4M
-6.24%
296.9M
-3.46%
Cash Flow
Cash from Operating Activities
1.2B
-5.60%
1.2B
+40.10%
880.4M
-24.79%
1.2B
-10.76%
Capital Expenditures
1.4M
-22.22%
1.8M
-43.75%
3.2M
-21.95%
4.1M
+159.42%
Cash from Investing Activities
-177.2M
+4,443.59%
-3.9M
-115.42%
25.3M
+106.10%
-415.0M
-55.69%
Dividends Paid
782.6M
+187.83%
271.9M
-1.31%
275.5M
-52.48%
579.7M
-43.12%
Cash from Financing Activities
-925.7M
-24.55%
-1.2B
+56.65%
-783.2M
-5.94%
-832.7M
+148.05%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
12.96%
-0.28%
13.00%
+26.20%
10.30%
-2.92%
10.61%
-48.45%
Return on Assets
3.24%
+3.31%
3.14%
+35.41%
2.32%
-15.36%
2.74%
-57.35%
Return on Equity
16.22%
+14.42%
14.18%
+48.93%
9.52%
-9.45%
10.51%
-55.19%
Revenue Growth
10.99%
-18.02%
13.41%
+231.31%
-10.21%
-24.17%
-13.47%
-144.35%
Current Ratio
1.75
-11.07%
1.97
+7.30%
1.84
+8.20%
1.70
+17.37%
Cash Ratio
0.44
+18.60%
0.37
-2.92%
0.38
+141.51%
0.16
-42.95%
Debt-to-Equity Ratio
0.49
-13.99%
0.57
+13.92%
0.50
-4.17%
0.52
+12.39%
Debt-to-Assets Ratio
0.10
-15.60%
0.11
-5.00%
0.12
-5.43%
0.13
-0.16%

Earnings & Revenue History

Debt-to-Assets

Cash Flow