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Old Second Banco (OSBC)
NASDAQ
$22.57+$0.49 (+2.20%)
Price as of Jun 23, 2026 4:37 PM EDT- $1.1BMarket Cap
- 30.28%1-Year Change
- Banks - RegionalIndustry
Old Second Banco (OSBC)
$22.57+$0.49 (+2.20%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 293.0M +21.24% | 241.6M -4.09% | 251.9M +22.20% | 206.2M +113.05% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 293.0M +21.24% | 241.6M -4.09% | 251.9M +22.20% | 206.2M +113.05% | |
Sales and Marketing Expense | 1.3M +7.08% | 1.2M +72.40% | 721,000 +22.41% | 589,000 +71.72% | |
Research and Development Expense | -13.8M +46.10% | -9.5M +30.18% | -7.3M -53.93% | -15.8M +98.98% | |
Depreciation and Amortization Expense | 4.5M +86.27% | 2.4M -0.85% | 2.5M -6.28% | 2.6M +307.76% | |
Total Operating Expenses | 204.0M +27.71% | 159.7M +10.02% | 145.2M -3.95% | 151.2M +45.64% | |
Operating Profit | 107.8M -4.61% | 113.0M -9.21% | 124.4M +35.89% | 91.5M +228.52% | |
Interest Income | 355.2M +19.23% | 297.9M +2.03% | 292.0M +34.88% | 216.5M +105.74% | |
Interest Expense | -71,000 -99.87% | -56.3M +40.54% | -40.0M +288.09% | -10.3M +22.08% | |
Interest Income and Expense and Net | 355.1M +46.96% | 241.6M -4.09% | 251.9M +22.20% | 206.2M +113.05% | |
Total Nonoperating Income and Expense | 293.0M +21.24% | 241.6M -4.09% | 251.9M +22.20% | 206.2M +113.05% | |
Income before Taxes | 107.8M -4.61% | 113.0M -9.21% | 124.4M +35.89% | 91.5M +228.52% | |
Income Taxes | 27.4M -0.91% | 27.7M -15.26% | 32.7M +35.35% | 24.1M +208.63% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 80.3M -5.81% | 85.3M -7.05% | 91.7M +36.09% | 67.4M +236.29% | |
Net Income from Continuing Operations Applicable to Common | 80.3M -5.81% | 85.3M -7.05% | 91.7M +36.09% | 67.4M +236.29% | |
Basic EPS and Net Income | 1.64 -13.68% | 1.90 -7.32% | 2.05 +35.76% | 1.51 +128.79% | |
Diluted EPS and Net Income | 1.62 -13.37% | 1.87 -7.43% | 2.02 +35.57% | 1.49 +129.23% | |
Basic Weighted Average Shares | 48.9M +9.03% | 44.8M +0.37% | 44.7M +0.31% | 44.5M +47.40% | |
Diluted Weighted Average Shares | 49.7M +8.83% | 45.6M +0.54% | 45.4M +0.40% | 45.2M +47.09% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 124.0M +24.86% | 99.3M -0.81% | 100.1M -13.05% | 115.2M -84.69% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 124.0M +24.86% | 99.3M -0.81% | 100.1M -13.05% | 115.2M -84.69% | |
Total Current Assets | 60.5M +8.59% | 55.7M -12.46% | 63.6M +13.53% | 56.0M -7.32% | |
Accumulated Depreciation | 29.2M -63.22% | 79.3M +7.23% | 74.0M +2.13% | 72.4M -1.50% | |
Property and Plant and Equipment and Net | 86.6M -0.76% | 87.3M +10.09% | 79.3M +9.61% | 72.4M -17.78% | |
Total Long-Term Assets | 60.5M +8.59% | 55.7M -12.46% | 63.6M +13.53% | 56.0M -7.32% | |
Total Assets | 6.9B +22.18% | 5.6B -1.28% | 5.7B -2.81% | 5.9B -5.21% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 215.0M +975.00% | 20.0M -95.06% | 405.0M +350.00% | 90.0M N/A | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 100.2M +17.49% | 85.2M -34.30% | 129.7M +0.07% | 129.7M +0.15% | |
Total Long-Term Liabilities | 14.8M -5.53% | 15.7M +88.52% | 8.3M -32.13% | 12.3M +80.13% | |
Total Liabilities | 6.0B +20.64% | 5.0B -3.25% | 5.1B -5.19% | 5.4B -4.96% | |
Retained Earnings | 537.2M +14.51% | 469.2M +19.29% | 393.3M +26.67% | 310.5M +23.21% | |
Total Stockholders Equity | 896.8M +33.64% | 671.0M +16.24% | 577.3M +25.19% | 461.1M -8.14% | |
Total Shares Outstanding | 52.7M +17.37% | 44.9M +0.39% | 44.7M +0.26% | 44.6M +0.27% | |
Cash Flow | |||||
Cash from Operating Activities | 122.3M -7.05% | 131.5M +13.00% | 116.4M +19.58% | 97.3M +213.54% | |
Capital Expenditures | 4.5M -58.24% | 10.8M -12.84% | 12.4M +185.69% | 4.3M +113.08% | |
Cash from Investing Activities | 159.8M -50.47% | 322.7M +99.75% | 161.6M +137.33% | -432.8M -425.60% | |
Dividends Paid | 12.2M +30.03% | 9.4M +5.22% | 8.9M +0.78% | 8.9M +92.48% | |
Cash from Financing Activities | -257.4M -43.44% | -455.1M +55.31% | -293.0M -2.82% | -301.5M -216.75% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 36.78% -21.32% | 46.75% -5.34% | 49.38% +11.20% | 44.41% +54.20% | |
Return on Assets | 1.28% -14.66% | 1.50% -5.09% | 1.58% +41.82% | 1.11% +157.18% | |
Return on Equity | 10.24% -25.00% | 13.66% -22.68% | 17.67% +26.22% | 14.00% +182.50% | |
Revenue Growth | 21.24% +619.78% | -4.09% -118.41% | 22.20% -80.36% | 113.05% +1,969.12% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.35 +124.11% | 0.16 -83.07% | 0.93 +94.48% | 0.48 N/A | |
Debt-to-Assets Ratio | 0.05 +145.70% | 0.02 -80.09% | 0.09 +150.40% | 0.04 N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow