2m 2m 2m 2m 2m 2m 2m
PONCE FIN GRP (PDLB)
NASDAQ
$18.50-$0.59 (-3.09%)
Price as of Jun 03, 2026 4:10 PM EDT- $456.7MMarket Cap
- 42.25%1-Year Change
- Banks - RegionalIndustry
PONCE FIN GRP (PDLB)
$18.50-$0.59 (-3.09%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 99.8M +30.51% | 76.5M +17.18% | 65.3M -2.01% | 66.6M +13.18% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 99.8M +30.51% | 76.5M +17.18% | 65.3M -2.01% | 66.6M +13.18% | |
Sales and Marketing Expense | 627,000 -12.18% | 714,000 -13.45% | 825,000 +39.12% | 593,000 +187.86% | |
Research and Development Expense | -4.9M +10.89% | -4.4M -13.79% | -5.1M +34.51% | -3.8M +25.34% | |
Depreciation and Amortization Expense | 4.8M +1.71% | 4.7M +4.66% | 4.5M +6.09% | 4.3M +72.50% | |
Total Operating Expenses | 67.0M +0.50% | 66.7M -2.90% | 68.7M -19.99% | 85.8M +50.19% | |
Operating Profit | 38.4M +145.02% | 15.7M +167.98% | 5.9M +115.89% | -36.8M -209.58% | |
Interest Income | 185.5M +14.07% | 162.6M +29.21% | 125.9M +52.10% | 82.8M +23.33% | |
Interest Expense | -85.7M -0.58% | -86.2M +42.24% | -60.6M +275.26% | -16.1M +95.70% | |
Interest Income and Expense and Net | 99.8M +30.60% | 76.4M +17.12% | 65.3M -2.01% | 66.6M +13.18% | |
Total Nonoperating Income and Expense | 99.8M +30.51% | 76.5M +17.18% | 65.3M -2.01% | 66.6M +13.18% | |
Income before Taxes | 38.4M +145.02% | 15.7M +167.98% | 5.9M +115.89% | -36.8M -209.58% | |
Income Taxes | 9.7M +106.41% | 4.7M +88.44% | 2.5M +136.54% | -6.8M -183.38% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 28.7M +161.60% | 11.0M +227.33% | 3.4M +111.17% | -30.0M -218.04% | |
Net Income from Continuing Operations Applicable to Common | 27.6M +166.87% | 10.3M +76.56% | 5.9M +115.89% | -36.8M -209.58% | |
Basic EPS and Net Income | 1.21 +163.04% | 0.46 +206.67% | 0.15 +111.36% | -1.32 -186.84% | |
Diluted EPS and Net Income | 1.20 +160.87% | 0.46 +206.67% | 0.15 +111.36% | -1.32 -187.42% | |
Basic Weighted Average Shares | 22.7M +1.39% | 22.4M -1.37% | 22.7M +0.24% | 22.7M +35.51% | |
Diluted Weighted Average Shares | 23.1M +2.26% | 22.6M -1.19% | 22.8M +0.58% | 22.7M +35.13% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 126.2M -9.79% | 139.8M +0.47% | 139.2M +156.05% | 54.4M -64.68% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 126.2M -9.79% | 139.8M +0.47% | 139.2M +156.05% | 54.4M -64.68% | |
Total Current Assets | 17.1M -30.71% | 24.7M -0.12% | 24.7M +76.74% | 14.0M -30.52% | |
Accumulated Depreciation | 17.2M +11.67% | 15.4M +8.74% | 14.2M +13.44% | 12.5M +6.32% | |
Property and Plant and Equipment and Net | 15.6M -6.88% | 16.8M +4.62% | 16.1M -7.98% | 17.4M -11.07% | |
Total Long-Term Assets | 17.1M -30.71% | 24.7M -0.12% | 24.7M +76.74% | 14.0M -30.52% | |
Total Assets | 3.2B +6.05% | 3.0B +10.51% | 2.8B +18.98% | 2.3B +39.82% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 75.0M N/A | N/A N/A | N/A N/A | 90.0M +260.00% | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 596.1M 0.00% | 596.1M -12.90% | 684.4M N/A | N/A N/A | |
Total Long-Term Liabilities | 625.5M -0.21% | 626.8M -12.59% | 717.1M +1,976.64% | 34.5M -2.73% | |
Total Liabilities | 2.7B +5.84% | 2.5B +12.18% | 2.3B +24.19% | 1.8B +24.25% | |
Retained Earnings | 135.3M +25.59% | 107.8M +10.61% | 97.4M +4.80% | 93.0M -24.40% | |
Total Stockholders Equity | 541.5M +7.13% | 505.5M +2.87% | 491.4M -0.26% | 492.7M +160.34% | |
Total Shares Outstanding | 24.1M +0.73% | 24.0M +0.74% | 23.8M -4.32% | 24.9M +42.66% | |
Cash Flow | |||||
Cash from Operating Activities | 55.6M +670.85% | 7.2M +11.07% | 6.5M -33.74% | 9.8M -47.18% | |
Capital Expenditures | 978,000 -64.02% | 2.7M +561.31% | 411,000 -16.46% | 492,000 -88.20% | |
Cash from Investing Activities | -219.7M -25.49% | -294.9M -11.42% | -332.9M -57.16% | -777.1M +268.03% | |
Dividends Paid | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash from Financing Activities | 150.4M -47.82% | 288.3M -29.89% | 411.2M -38.41% | 667.7M +143.34% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 38.50% +87.74% | 20.51% +128.69% | 8.97% +116.21% | -55.32% N/A | |
Return on Assets | 0.92% +141.82% | 0.38% +186.25% | 0.13% +108.75% | -1.51% N/A | |
Return on Equity | 5.48% +149.07% | 2.20% +223.14% | 0.68% +107.74% | -8.80% N/A | |
Revenue Growth | 30.51% +77.55% | 17.18% +955.93% | -2.01% -115.23% | 13.18% N/A | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 1.24 N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Assets Ratio | 0.21 N/A | N/A N/A | N/A N/A | N/A N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow