PFIS
Peoples Fin Serv (PFIS)
NASDAQ
$57.59-$1.67 (-2.82%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $601.0M
    Market Cap
  • 28.45%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
13.6M
+27.59%
10.7M
-12.63%
12.2M
+4.42%
11.7M
+7.75%
Cost of Revenue
7.5M
+32.81%
5.6M
+14.82%
4.9M
+65.16%
3.0M
+48.40%
Gross Profit
6.2M
+21.80%
5.1M
-30.97%
7.3M
-16.17%
8.7M
-1.41%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
3.3M
-0.87%
3.3M
+3,086.67%
105,000
-71.07%
363,000
-26.07%
Total Operating Expenses
115.4M
+8.09%
106.7M
+57.37%
67.8M
+8.21%
62.7M
+13.95%
Operating Profit
72.2M
+753.02%
8.5M
-73.95%
32.5M
-28.36%
45.4M
-15.23%
Interest Income
259.7M
+22.81%
211.5M
+41.11%
149.9M
+34.60%
111.3M
+18.37%
Interest Expense
N/A
N/A
N/A
N/A
-63.1M
+304.86%
-15.6M
+65.41%
Interest Income and Expense and Net
259.7M
+22.81%
211.5M
+143.75%
86.8M
-9.39%
95.7M
+13.13%
Total Nonoperating Income and Expense
166.0M
+43.08%
116.0M
+33.70%
86.8M
-9.39%
95.7M
+13.13%
Income before Taxes
72.2M
+753.02%
8.5M
-73.95%
32.5M
-28.36%
45.4M
-15.23%
Income Taxes
13.0M
+43,590.00%
-30,000
-100.59%
5.1M
-29.62%
7.3M
-27.23%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
59.2M
+596.48%
8.5M
-68.96%
27.4M
-28.12%
38.1M
-12.48%
Net Income from Continuing Operations Applicable to Common
72.2M
+753.02%
8.5M
-73.95%
32.5M
-28.36%
45.4M
-15.23%
Basic EPS and Net Income
5.92
+492.00%
1.00
-74.03%
3.85
-27.50%
5.31
-12.23%
Diluted EPS and Net Income
5.88
+493.94%
0.99
-74.15%
3.83
-27.46%
5.28
-12.29%
Basic Weighted Average Shares
10.0M
+17.15%
8.5M
+20.02%
7.1M
-0.84%
7.2M
-0.39%
Diluted Weighted Average Shares
10.1M
+17.33%
8.6M
+20.06%
7.2M
-0.83%
7.2M
-0.33%
Balance Sheet
Cash and Cash Equivalents
58.4M
+24.22%
47.0M
+40.28%
33.5M
-11.02%
37.7M
+23.87%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
58.4M
+24.22%
47.0M
+40.28%
33.5M
-11.02%
37.7M
+23.87%
Total Current Assets
70.7M
-5.66%
74.9M
+77.33%
42.2M
-8.30%
46.1M
+39.37%
Accumulated Depreciation
47.9M
-9.77%
53.0M
+36.90%
38.7M
+7.31%
36.1M
+6.70%
Property and Plant and Equipment and Net
78.5M
+7.11%
73.3M
+19.59%
61.3M
+10.08%
55.7M
+8.09%
Total Long-Term Assets
70.7M
-5.66%
74.9M
+77.33%
42.2M
-8.30%
46.1M
+39.37%
Total Assets
5.3B
+3.51%
5.1B
+36.06%
3.7B
+5.31%
3.6B
+5.46%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
32.7M
+105.79%
15.9M
-9.61%
17.6M
-84.70%
114.9M
+129.86%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
83.2M
+152.08%
33.0M
0.00%
33.0M
0.00%
33.0M
0.00%
Total Long-Term Liabilities
34.4M
-86.82%
260.9M
+724.77%
31.6M
+6.27%
29.8M
+69.05%
Total Liabilities
4.8B
+2.77%
4.6B
+35.89%
3.4B
+5.06%
3.2B
+6.89%
Retained Earnings
273.5M
+14.46%
239.0M
-3.86%
248.6M
+7.82%
230.5M
+13.14%
Total Stockholders Equity
519.8M
+10.85%
468.9M
+37.76%
340.4M
+7.95%
315.4M
-7.28%
Total Shares Outstanding
10.0M
+0.04%
10.0M
+41.90%
7.0M
-1.64%
7.2M
-0.16%
Cash Flow
Cash from Operating Activities
54.3M
+59.99%
33.9M
+2.02%
33.3M
-21.50%
42.4M
+3.89%
Capital Expenditures
10.9M
+324.62%
2.6M
-56.54%
5.9M
-24.34%
7.8M
+60.31%
Cash from Investing Activities
-24.4M
-106.31%
387.1M
+1,603.25%
-25.8M
-94.49%
-467.8M
+6.30%
Dividends Paid
24.6M
+36.20%
18.1M
+55.18%
11.7M
+2.95%
11.3M
+4.94%
Cash from Financing Activities
103.3M
+121.86%
-472.6M
-432.81%
142.0M
-22.57%
183.4M
-59.34%
Financials Ratio
Gross Margin
45.22%
-4.54%
47.37%
-20.99%
59.95%
-19.72%
74.68%
-8.50%
Operating Margin
530.43%
+568.55%
79.34%
-70.18%
266.05%
-31.39%
387.78%
-21.32%
Return on Assets
1.14%
+493.76%
0.19%
-74.37%
0.75%
-31.79%
1.10%
-20.94%
Return on Equity
11.97%
+470.10%
2.10%
-74.85%
8.35%
-28.15%
11.62%
-12.27%
Revenue Growth
27.59%
+318.45%
-12.63%
-385.82%
4.42%
-42.94%
7.75%
+569.82%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.22
+113.81%
0.10
-29.81%
0.15
-68.32%
0.47
+92.25%
Debt-to-Assets Ratio
0.02
+129.17%
0.010
-28.89%
0.01
-67.55%
0.04
+69.11%

Earnings & Revenue History

Debt-to-Assets

Cash Flow