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Provident Financ (PFS)
NYSE
$23.38+$0.36 (+1.59%)
Price as of Jun 23, 2026 4:10 PM EDT- $3.0BMarket Cap
- 44.40%1-Year Change
- Banks - RegionalIndustry
Provident Financ (PFS)
$23.38+$0.36 (+1.59%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 760.6M +26.63% | 600.6M +50.36% | 399.5M -4.33% | 417.6M +14.08% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 760.6M +26.63% | 600.6M +50.36% | 399.5M -4.33% | 417.6M +14.08% | |
Sales and Marketing Expense | 5.5M +7.46% | 5.1M +6.72% | 4.8M -7.11% | 5.2M +31.38% | |
Research and Development Expense | -37.4M +5.16% | -35.6M +54.74% | -23.0M +5.70% | -21.8M +10.11% | |
Depreciation and Amortization Expense | 51.3M +23.66% | 41.5M +254.84% | 11.7M -10.56% | 13.1M +3.32% | |
Total Operating Expenses | 458.7M +0.24% | 457.5M +66.02% | 275.6M +7.30% | 256.8M +2.72% | |
Operating Profit | 408.2M +172.80% | 149.6M -14.88% | 175.8M -26.79% | 240.1M +5.72% | |
Interest Income | 1.3B +21.66% | 1.0B +69.88% | 615.8M +32.10% | 466.2M +15.87% | |
Interest Expense | -7.0M -48.84% | -13.7M -93.68% | -216.4M +344.93% | -48.6M +33.91% | |
Interest Income and Expense and Net | 1.3B +22.60% | 1.0B +158.47% | 399.5M -4.33% | 417.6M +14.08% | |
Total Nonoperating Income and Expense | 760.6M +26.63% | 600.6M +50.36% | 399.5M -4.33% | 417.6M +14.08% | |
Income before Taxes | 408.2M +172.80% | 149.6M -14.88% | 175.8M -26.79% | 240.1M +5.72% | |
Income Taxes | 117.0M +243.20% | 34.1M -28.05% | 47.4M -26.49% | 64.5M +8.89% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 291.2M +152.03% | 115.5M -10.03% | 128.4M -26.90% | 175.6M +4.60% | |
Net Income from Continuing Operations Applicable to Common | 408.2M +172.80% | 149.6M -14.88% | 175.8M -26.79% | 240.1M +5.72% | |
Basic EPS and Net Income | 2.23 +112.38% | 1.05 -38.95% | 1.72 -26.81% | 2.35 +6.82% | |
Diluted EPS and Net Income | 2.23 +112.38% | 1.05 -38.60% | 1.71 -27.23% | 2.35 +7.31% | |
Basic Weighted Average Shares | 130.5M +18.96% | 109.7M +46.53% | 74.8M +0.19% | 74.7M -2.32% | |
Diluted Weighted Average Shares | 130.5M +18.95% | 109.7M +46.53% | 74.9M +0.12% | 74.8M -2.32% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 211.5M +845,836.00% | 25,000 +78.57% | 14,000 -22.22% | 18,000 -99.99% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 211.5M +845,836.00% | 25,000 +78.57% | 14,000 -22.22% | 18,000 -99.99% | |
Total Current Assets | 445.1M -18.13% | 543.7M +88.94% | 287.8M -15.65% | 341.1M +65.49% | |
Accumulated Depreciation | 192.5M +6.28% | 181.2M +48.65% | 121.9M +4.74% | 116.3M +0.24% | |
Property and Plant and Equipment and Net | 113.3M -5.26% | 119.6M +68.49% | 71.0M -11.02% | 79.8M -0.95% | |
Total Long-Term Assets | 445.1M -18.13% | 543.7M +88.94% | 287.8M -15.65% | 341.1M +65.49% | |
Total Assets | 25.0B +3.86% | 24.1B +69.25% | 14.2B +3.10% | 13.8B +0.02% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 1.6B +3.31% | 1.5B +4.86% | 1.4B N/A | N/A N/A | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 2.5B +3.98% | 2.4B +22.28% | 2.0B +46.95% | 1.3B +111.58% | |
Total Long-Term Liabilities | 61.1M -74.51% | 239.8M -88.30% | 2.0B +43.76% | 1.4B +1,164.45% | |
Total Liabilities | 22.1B +3.25% | 21.5B +71.33% | 12.5B +2.74% | 12.2B +0.84% | |
Retained Earnings | 1.2B +16.71% | 989.1M +1.49% | 974.5M +6.14% | 918.2M +12.72% | |
Total Stockholders Equity | 2.8B +8.92% | 2.6B +53.86% | 1.7B +5.81% | 1.6B -5.86% | |
Total Shares Outstanding | 130.6M +0.10% | 130.5M +72.75% | 75.5M +0.49% | 75.2M -2.34% | |
Cash Flow | |||||
Cash from Operating Activities | 442.3M +3.73% | 426.4M +145.90% | 173.4M -13.44% | 200.3M +26.63% | |
Capital Expenditures | 11.5M +782.86% | 1.3M -82.55% | 7.5M -20.43% | 9.4M -31.83% | |
Cash from Investing Activities | -1.1B -307.29% | 507.7M +208.11% | -469.6M -27.48% | -647.6M -9.80% | |
Dividends Paid | 125.9M +24.71% | 101.0M +39.35% | 72.4M +0.59% | 72.0M +0.76% | |
Cash from Financing Activities | 615.6M +167.77% | -908.4M -413.28% | 290.0M +468.42% | -78.7M -110.64% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 53.67% +115.43% | 24.91% -43.39% | 44.00% -23.47% | 57.50% -7.33% | |
Return on Assets | 1.19% +96.66% | 0.60% -34.17% | 0.92% -28.02% | 1.27% +1.32% | |
Return on Equity | 10.72% +99.04% | 5.38% -31.06% | 7.81% -26.76% | 10.66% +5.30% | |
Revenue Growth | 26.63% -47.12% | 50.36% +1,261.86% | -4.33% -130.79% | 14.08% -17.68% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 1.44 -4.77% | 1.51 -25.29% | 2.02 N/A | N/A N/A | |
Debt-to-Assets Ratio | 0.16 -0.12% | 0.16 -32.07% | 0.24 N/A | N/A N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow