PRAA
PRA Group (PRAA)
NASDAQ
$17.61+$1.75 (+11.00%)
Price as of Jun 23, 2026 4:30 PM EDT
  • $604.9M
    Market Cap
  • 7.53%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
1.2B
+7.83%
1.1B
+38.87%
802.6M
-16.96%
966.5M
-11.79%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
1.2B
+7.83%
1.1B
+38.87%
802.6M
-16.96%
966.5M
-11.79%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
5.8M
-46.15%
10.8M
-19.32%
13.4M
-12.25%
15.2M
-0.09%
Total Operating Expenses
1.2B
+59.02%
774.8M
+10.36%
702.1M
+3.13%
680.7M
-5.55%
Operating Profit
-30.3M
-108.91%
339.7M
+238.07%
100.5M
-64.84%
285.8M
-23.79%
Interest Income
11.5M
+23.69%
9.3M
-28.14%
12.9M
+480.92%
2.2M
+104.78%
Interest Expense
-251.8M
+9.82%
-229.3M
+26.16%
-181.7M
+39.06%
-130.7M
+5.26%
Interest Income and Expense and Net
-240.3M
+9.24%
-220.0M
+30.33%
-168.8M
+31.40%
-128.4M
+4.38%
Total Nonoperating Income and Expense
-336,000
-60.52%
-851,000
-56.22%
-1.9M
+46.72%
-1.3M
-569.86%
Income before Taxes
-243.2M
-321.92%
109.6M
+232.23%
-82.9M
-153.55%
154.8M
-38.17%
Income Taxes
46.7M
+122.21%
21.0M
+230.37%
-16.1M
-143.86%
36.8M
-32.89%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
-305.1M
-532.21%
70.6M
+184.58%
-83.5M
-171.26%
117.1M
-36.04%
Net Income from Continuing Operations Applicable to Common
-243.2M
-321.92%
109.6M
+232.23%
-82.9M
-153.55%
154.8M
-38.17%
Basic EPS and Net Income
-7.79
-535.20%
1.79
+184.04%
-2.13
-171.96%
2.96
-27.27%
Diluted EPS and Net Income
-7.79
-535.20%
1.79
+184.04%
-2.13
-172.45%
2.94
-27.23%
Basic Weighted Average Shares
39.2M
-0.53%
39.4M
+0.52%
39.2M
-1.16%
39.6M
-11.84%
Diluted Weighted Average Shares
39.2M
-0.93%
39.5M
+0.93%
39.2M
-1.78%
39.9M
-12.01%
Balance Sheet
Cash and Cash Equivalents
104.4M
-1.44%
105.9M
-5.86%
112.5M
+34.96%
83.4M
-4.80%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
104.4M
-1.44%
105.9M
-5.86%
112.5M
+34.96%
83.4M
-4.80%
Total Current Assets
104.4M
+59.52%
65.5M
-3.07%
67.5M
-22.01%
86.6M
+51.90%
Accumulated Depreciation
124.4M
+3.97%
119.6M
-5.42%
126.5M
+2.69%
123.1M
+4.87%
Property and Plant and Equipment and Net
24.9M
-15.63%
29.5M
-19.07%
36.5M
-29.42%
51.6M
-5.26%
Total Long-Term Assets
24.9M
-61.98%
65.5M
-3.07%
67.5M
-22.01%
86.6M
+51.90%
Total Assets
5.1B
+3.49%
4.9B
+8.97%
4.5B
+8.37%
4.2B
-4.36%
Income Taxes Payable
29.8M
+4.41%
28.6M
-80.92%
149.8M
+9.28%
137.1M
-6.79%
Total Short-Term Debt
2.6M
-99.83%
1.6B
N/A
0
-100.00%
500,000
-44.44%
Total Current Liabilities
49.0M
+100.16%
24.5M
-25.01%
32.6M
-72.51%
118.7M
-9.80%
Total Long-Term Debt
3.7B
+11.14%
3.3B
+14.15%
2.9B
+16.81%
2.5B
-4.36%
Total Long-Term Liabilities
32.2M
-11.74%
36.4M
-27.56%
50.3M
-15.30%
59.4M
-2.95%
Total Liabilities
4.1B
+8.72%
3.7B
+13.74%
3.3B
+13.74%
2.9B
-5.01%
Retained Earnings
1.3B
-19.56%
1.6B
+4.74%
1.5B
-5.31%
1.6B
+1.30%
Total Stockholders Equity
979.9M
-13.67%
1.1B
-2.75%
1.2B
-4.93%
1.2B
-4.56%
Total Shares Outstanding
38.5M
-2.68%
39.5M
+0.67%
39.2M
+0.68%
39.0M
-4.95%
Cash Flow
Cash from Operating Activities
-85.5M
-9.57%
-94.6M
-3.02%
-97.5M
-551.72%
21.6M
-74.58%
Capital Expenditures
4.8M
+19.18%
4.0M
+40.11%
2.9M
-78.21%
13.3M
+18.19%
Cash from Investing Activities
-59.9M
-84.33%
-382.5M
+62.85%
-234.9M
-294.98%
120.5M
-24.89%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
116.0M
-76.37%
490.8M
+38.15%
355.3M
+392.81%
-121.3M
-53.83%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
-2.52%
-108.26%
30.48%
+143.44%
12.52%
-57.65%
29.57%
-13.60%
Return on Assets
-6.08%
-507.31%
1.49%
+177.82%
-1.92%
-169.96%
2.74%
-33.96%
Return on Equity
-28.86%
-570.48%
6.13%
+187.98%
-6.97%
-174.81%
9.32%
-33.13%
Revenue Growth
7.83%
-79.85%
38.87%
+329.13%
-16.96%
+43.87%
-11.79%
-514.38%
Current Ratio
2.13
-20.30%
2.67
+29.25%
2.07
+183.68%
0.73
+68.39%
Cash Ratio
2.13
-50.76%
4.33
+25.54%
3.45
+390.93%
0.70
+5.55%
Debt-to-Equity Ratio
3.78
-12.46%
4.31
+72.75%
2.50
+22.85%
2.03
+0.19%
Debt-to-Assets Ratio
0.73
-26.98%
0.99
+54.18%
0.64
+7.76%
0.60
-0.02%

Earnings & Revenue History

Debt-to-Assets

Cash Flow