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Provident Financ (PROV)
NASDAQ
$16.90$0.00 (0.00%)
Price as of Jun 03, 2026 7:25 PM EDT- $107.0MMarket Cap
- 13.62%1-Year Change
- Banks - RegionalIndustry
Provident Financ (PROV)
$16.90$0.00 (0.00%)
Annual
Quarterly
06/30/2025 | 06/30/2024 | 06/30/2023 | 06/30/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 35.5M +1.56% | 34.9M -5.58% | 37.0M +17.06% | 31.6M +3.12% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 35.5M +1.56% | 34.9M -5.58% | 37.0M +17.06% | 31.6M +3.12% | |
Sales and Marketing Expense | 714,000 +0.71% | 709,000 +13.99% | 622,000 -3.12% | 642,000 -5.59% | |
Research and Development Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Depreciation and Amortization Expense | 3.5M +10.49% | 3.2M -1.04% | 3.2M -34.25% | 4.8M -22.61% | |
Total Operating Expenses | 30.8M +7.89% | 28.5M +0.96% | 28.3M +9.09% | 25.9M +0.71% | |
Operating Profit | 8.9M -14.58% | 10.4M -16.34% | 12.4M -3.44% | 12.9M +26.22% | |
Interest Income | 56.6M +3.46% | 54.7M +19.00% | 46.0M +32.43% | 34.7M -1.34% | |
Interest Expense | N/A N/A | N/A N/A | -9.0M +187.30% | -3.1M -31.28% | |
Interest Income and Expense and Net | 56.6M +3.46% | 54.7M +47.98% | 37.0M +17.06% | 31.6M +3.12% | |
Total Nonoperating Income and Expense | 35.5M +1.56% | 34.9M -5.58% | 37.0M +17.06% | 31.6M +3.12% | |
Income before Taxes | 8.9M -14.58% | 10.4M -16.34% | 12.4M -3.44% | 12.9M +26.22% | |
Income Taxes | 2.6M -13.77% | 3.0M -20.61% | 3.8M +1.57% | 3.8M +43.37% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 6.3M -14.91% | 7.4M -14.44% | 8.6M -5.51% | 9.1M +20.26% | |
Net Income from Continuing Operations Applicable to Common | 8.9M -14.58% | 10.4M -16.34% | 12.4M -3.44% | 12.9M +26.22% | |
Basic EPS and Net Income | 0.93 -12.26% | 1.06 -11.67% | 1.20 -2.44% | 1.23 +21.78% | |
Diluted EPS and Net Income | 0.93 -12.26% | 1.06 -10.92% | 1.19 -2.46% | 1.22 +22.00% | |
Basic Weighted Average Shares | 6.7M -3.27% | 6.9M -2.80% | 7.1M -3.52% | 7.4M -0.81% | |
Diluted Weighted Average Shares | 6.8M -2.85% | 7.0M -3.23% | 7.2M -3.45% | 7.4M -1.19% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 53.1M +3.34% | 51.4M -21.98% | 65.8M +181.24% | 23.4M -66.68% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 53.1M +3.34% | 51.4M -21.98% | 65.8M +181.24% | 23.4M -66.68% | |
Total Current Assets | 53.1M +3.34% | 51.4M -21.98% | 65.8M +181.24% | 23.4M -66.68% | |
Accumulated Depreciation | 14.8M +0.38% | 14.7M +0.60% | 14.6M +0.93% | 14.5M +3.61% | |
Property and Plant and Equipment and Net | 9.3M +0.12% | 9.3M +0.89% | 9.2M +4.59% | 8.8M -5.88% | |
Total Long-Term Assets | 9.3M +0.12% | 9.3M +0.89% | 9.2M +4.59% | 8.8M -5.88% | |
Total Assets | 1.2B -2.09% | 1.3B -4.56% | 1.3B +12.29% | 1.2B +0.29% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 213.1M N/A | 0 N/A | 0 N/A | N/A N/A | |
Total Current Liabilities | 15.2M -1.22% | 15.4M -12.84% | 17.7M -1.14% | 17.9M +3.02% | |
Total Long-Term Debt | 213.1M -10.66% | 238.5M +1.49% | 235.0M +176.48% | 85.0M -15.83% | |
Total Long-Term Liabilities | 1.7M +19.55% | 1.4M -35.13% | 2.2M +8.56% | 2.0M -8.85% | |
Total Liabilities | 1.1B -2.21% | 1.1B -5.07% | 1.2B +13.69% | 1.1B +0.20% | |
Retained Earnings | 212.4M +1.19% | 209.9M +1.27% | 207.3M +2.27% | 202.7M +2.50% | |
Total Stockholders Equity | 128.5M -1.07% | 129.9M +0.20% | 129.7M +0.81% | 128.7M +1.08% | |
Total Shares Outstanding | 6.6M -3.94% | 6.8M -2.77% | 7.0M -3.32% | 7.3M -3.40% | |
Cash Flow | |||||
Cash from Operating Activities | 8.7M +52.77% | 5.7M -65.18% | 16.3M +38.43% | 11.8M +1.90% | |
Capital Expenditures | 530,000 -66.65% | 1.6M +114.44% | 741,000 +349.09% | 165,000 -26.67% | |
Cash from Investing Activities | 26.5M -41.28% | 45.1M +141.00% | -109.9M +112.38% | -51.7M -7.38% | |
Dividends Paid | 3.8M -3.11% | 3.9M -2.78% | 4.0M -3.57% | 4.1M -0.65% | |
Cash from Financing Activities | -33.4M -48.74% | -65.2M -147.95% | 136.0M +2,070.24% | -6.9M +371.19% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 25.02% -15.89% | 29.74% -11.40% | 33.57% -17.51% | 40.70% +22.40% | |
Return on Assets | 0.50% -11.94% | 0.56% -17.25% | 0.68% -11.11% | 0.77% +19.75% | |
Return on Equity | 4.84% -14.53% | 5.66% -14.87% | 6.65% -6.39% | 7.11% +18.06% | |
Revenue Growth | 1.56% +128.04% | -5.58% -132.68% | 17.06% +446.75% | 3.12% +119.71% | |
Current Ratio | 3.49 +4.61% | 3.33 -10.49% | 3.72 +184.47% | 1.31 -67.66% | |
Cash Ratio | 3.49 +4.61% | 3.33 -10.49% | 3.72 +184.47% | 1.31 -67.66% | |
Debt-to-Equity Ratio | 3.32 +80.63% | 1.84 +1.29% | 1.81 N/A | N/A N/A | |
Debt-to-Assets Ratio | 0.34 +82.45% | 0.19 +6.35% | 0.18 N/A | N/A N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow