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Provident Financ (PROV)
NASDAQ
$18.69+$0.06 (+0.32%)
Price as of Sep 11, 2026 4:10 PM EDT- $116.1MMarket Cap
- 23.60%1-Year Change
- Banks - RegionalIndustry
Provident Financ (PROV)
$18.69+$0.06 (+0.32%)
Annual
Quarterly
06/30/2026 | 06/30/2025 | 06/30/2024 | 06/30/2023 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 36.3M +2.42% | 35.5M +1.56% | 34.9M -5.58% | 37.0M +17.06% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 36.3M +2.42% | 35.5M +1.56% | 34.9M -5.58% | 37.0M +17.06% | |
Sales and Marketing Expense | 712,000 -0.28% | 714,000 +0.71% | 709,000 +13.99% | 622,000 -3.12% | |
Research and Development Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Depreciation and Amortization Expense | 3.9M +10.93% | 3.5M +10.49% | 3.2M -1.04% | 3.2M -34.25% | |
Total Operating Expenses | 31.0M +0.58% | 30.8M +7.89% | 28.5M +0.96% | 28.3M +9.09% | |
Operating Profit | 9.6M +8.60% | 8.9M -14.58% | 10.4M -16.34% | 12.4M -3.44% | |
Interest Income | 55.9M -1.30% | 56.6M +3.46% | 54.7M +19.00% | 46.0M +32.43% | |
Interest Expense | N/A N/A | N/A N/A | N/A N/A | -9.0M +187.30% | |
Interest Income and Expense and Net | 55.9M -1.30% | 56.6M +3.46% | 54.7M +47.98% | 37.0M +17.06% | |
Total Nonoperating Income and Expense | 36.3M +2.42% | 35.5M +1.56% | 34.9M -5.58% | 37.0M +17.06% | |
Income before Taxes | 9.6M +8.60% | 8.9M -14.58% | 10.4M -16.34% | 12.4M -3.44% | |
Income Taxes | 3.0M +13.87% | 2.6M -13.77% | 3.0M -20.61% | 3.8M +1.57% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 6.7M +6.39% | 6.3M -14.91% | 7.4M -14.44% | 8.6M -5.51% | |
Net Income from Continuing Operations Applicable to Common | 9.6M +8.60% | 8.9M -14.58% | 10.4M -16.34% | 12.4M -3.44% | |
Basic EPS and Net Income | 1.04 +11.83% | 0.93 -12.26% | 1.06 -11.67% | 1.20 -2.44% | |
Diluted EPS and Net Income | 1.03 +10.75% | 0.93 -12.26% | 1.06 -10.92% | 1.19 -2.46% | |
Basic Weighted Average Shares | 6.4M -4.47% | 6.7M -3.27% | 6.9M -2.80% | 7.1M -3.52% | |
Diluted Weighted Average Shares | 6.5M -4.11% | 6.8M -2.85% | 7.0M -3.23% | 7.2M -3.45% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 49.2M -7.31% | 53.1M +3.34% | 51.4M -21.98% | 65.8M +181.24% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 49.2M -7.31% | 53.1M +3.34% | 51.4M -21.98% | 65.8M +181.24% | |
Total Current Assets | 49.2M -7.31% | 53.1M +3.34% | 51.4M -21.98% | 65.8M +181.24% | |
Accumulated Depreciation | 14.7M -0.46% | 14.8M +0.38% | 14.7M +0.60% | 14.6M +0.93% | |
Property and Plant and Equipment and Net | 9.2M -1.00% | 9.3M +0.12% | 9.3M +0.89% | 9.2M +4.59% | |
Total Long-Term Assets | 9.2M -1.00% | 9.3M +0.12% | 9.3M +0.89% | 9.2M +4.59% | |
Total Assets | 1.2B -3.01% | 1.2B -2.09% | 1.3B -4.56% | 1.3B +12.29% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 157.0M -26.29% | 213.1M N/A | 0 N/A | 0 N/A | |
Total Current Liabilities | 14.5M -4.67% | 15.2M -1.22% | 15.4M -12.84% | 17.7M -1.14% | |
Total Long-Term Debt | 157.0M -26.29% | 213.1M -10.66% | 238.5M +1.49% | 235.0M +176.48% | |
Total Long-Term Liabilities | 2.1M +25.03% | 1.7M +19.55% | 1.4M -35.13% | 2.2M +8.56% | |
Total Liabilities | 1.1B -3.14% | 1.1B -2.21% | 1.1B -5.07% | 1.2B +13.69% | |
Retained Earnings | 215.5M +1.44% | 212.4M +1.19% | 209.9M +1.27% | 207.3M +2.27% | |
Total Stockholders Equity | 126.2M -1.81% | 128.5M -1.07% | 129.9M +0.20% | 129.7M +0.81% | |
Total Shares Outstanding | 6.3M -4.77% | 6.6M -3.94% | 6.8M -2.77% | 7.0M -3.32% | |
Cash Flow | |||||
Cash from Operating Activities | 9.0M +3.28% | 8.7M +52.77% | 5.7M -65.18% | 16.3M +38.43% | |
Capital Expenditures | 432,000 -18.49% | 530,000 -66.65% | 1.6M +114.44% | 741,000 +349.09% | |
Cash from Investing Activities | 31.5M +19.05% | 26.5M -41.28% | 45.1M +141.00% | -109.9M +112.38% | |
Dividends Paid | 3.6M -4.62% | 3.8M -3.11% | 3.9M -2.78% | 4.0M -3.57% | |
Cash from Financing Activities | -44.3M +32.66% | -33.4M -48.74% | -65.2M -147.95% | 136.0M +2,070.24% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 26.53% +6.03% | 25.02% -15.89% | 29.74% -11.40% | 33.57% -17.51% | |
Return on Assets | 0.54% +9.16% | 0.50% -11.94% | 0.56% -17.25% | 0.68% -11.11% | |
Return on Equity | 5.22% +7.95% | 4.84% -14.53% | 5.66% -14.87% | 6.65% -6.39% | |
Revenue Growth | 2.42% +54.91% | 1.56% +128.04% | -5.58% -132.68% | 17.06% +446.75% | |
Current Ratio | 3.39 -2.77% | 3.49 +4.61% | 3.33 -10.49% | 3.72 +184.47% | |
Cash Ratio | 3.39 -2.77% | 3.49 +4.61% | 3.33 -10.49% | 3.72 +184.47% | |
Debt-to-Equity Ratio | 2.49 -24.94% | 3.32 +80.63% | 1.84 +1.29% | 1.81 N/A | |
Debt-to-Assets Ratio | 0.26 -24.00% | 0.34 +82.45% | 0.19 +6.35% | 0.18 N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow