• $218.2M
    Market Cap
  • 34.81%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
51.2M
+19.52%
42.9M
+6.74%
40.2M
-9.76%
44.5M
+5.63%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
51.2M
+19.52%
42.9M
+6.74%
40.2M
-9.76%
44.5M
+5.63%
Sales and Marketing Expense
1.0M
-0.57%
1.0M
+8.30%
964,000
+10.80%
870,000
-5.64%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
1.6M
-7.07%
1.7M
+0.70%
1.7M
-0.58%
1.7M
-5.69%
Total Operating Expenses
39.8M
+12.18%
35.5M
+4.03%
34.1M
+8.31%
31.5M
+1.60%
Operating Profit
17.9M
+24.87%
14.4M
+22.44%
11.7M
-40.13%
19.6M
-4.24%
Interest Income
92.6M
+10.19%
84.1M
+21.69%
69.1M
+31.78%
52.4M
+12.08%
Interest Expense
N/A
N/A
N/A
N/A
-28.9M
+265.06%
-7.9M
+70.67%
Interest Income and Expense and Net
92.6M
+10.19%
84.1M
+109.36%
40.2M
-9.76%
44.5M
+5.63%
Total Nonoperating Income and Expense
51.2M
+19.52%
42.9M
+6.74%
40.2M
-9.76%
44.5M
+5.63%
Income before Taxes
17.9M
+24.87%
14.4M
+22.44%
11.7M
-40.13%
19.6M
-4.24%
Income Taxes
3.8M
+31.91%
2.9M
+29.72%
2.2M
-38.77%
3.7M
-7.47%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
14.1M
+23.08%
11.4M
+20.72%
9.5M
-40.44%
15.9M
-3.46%
Net Income from Continuing Operations Applicable to Common
17.9M
+24.87%
14.4M
+22.44%
11.7M
-40.13%
19.6M
-4.24%
Basic EPS and Net Income
3.79
+21.47%
3.12
+18.63%
2.63
-41.16%
4.47
-3.66%
Diluted EPS and Net Income
3.78
+21.15%
3.12
+18.63%
2.63
-41.16%
4.47
-3.66%
Basic Weighted Average Shares
3.7M
+1.19%
3.7M
+1.70%
3.6M
+1.30%
3.6M
+0.30%
Diluted Weighted Average Shares
3.7M
+1.51%
3.7M
+1.74%
3.6M
+1.30%
3.6M
+0.29%
Balance Sheet
Cash and Cash Equivalents
50.3M
-0.82%
50.7M
-19.06%
62.7M
+294.09%
15.9M
+18.74%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
50.3M
-0.82%
50.7M
-19.06%
62.7M
+294.09%
15.9M
+18.74%
Total Current Assets
5.1M
-33.85%
7.7M
+5.68%
7.3M
+53.56%
4.8M
+19.92%
Accumulated Depreciation
23.4M
+2.60%
22.8M
+3.59%
22.0M
-7.20%
23.7M
+4.16%
Property and Plant and Equipment and Net
16.9M
-2.14%
17.3M
+15.40%
15.0M
-3.30%
15.5M
-6.51%
Total Long-Term Assets
5.1M
-33.85%
7.7M
+5.68%
7.3M
+53.56%
4.8M
+19.92%
Total Assets
1.9B
+1.88%
1.9B
+9.65%
1.7B
+2.27%
1.7B
-0.29%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
80.6M
+49.69%
53.8M
-42.78%
94.1M
-41.67%
161.3M
+135.60%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
39.3M
+0.51%
39.1M
+95.34%
20.0M
+100.00%
10.0M
0.00%
Total Long-Term Liabilities
2.4M
-92.86%
33.4M
+66.92%
20.0M
+100.00%
10.0M
0.00%
Total Liabilities
1.8B
+0.50%
1.8B
+9.41%
1.6B
+1.12%
1.6B
+3.95%
Retained Earnings
148.4M
+6.03%
140.0M
+4.49%
133.9M
+3.87%
129.0M
+9.13%
Total Stockholders Equity
129.6M
+25.36%
103.3M
+13.79%
90.8M
+28.00%
71.0M
-48.01%
Total Shares Outstanding
3.7M
+1.14%
3.7M
+1.19%
3.7M
+1.81%
3.6M
+0.97%
Cash Flow
Cash from Operating Activities
16.6M
+2.50%
16.2M
+12.17%
14.5M
-14.13%
16.8M
-44.60%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Investing Activities
-23.4M
-86.51%
-173.3M
-852.32%
23.0M
+132.16%
-71.6M
-74.64%
Dividends Paid
5.0M
+4.21%
4.8M
+2.72%
4.7M
+3.85%
4.5M
+2.81%
Cash from Financing Activities
6.3M
-95.63%
145.2M
+1,467.32%
9.3M
-83.84%
57.3M
-74.66%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
35.00%
+4.48%
33.50%
+14.71%
29.20%
-33.65%
44.02%
-9.34%
Return on Assets
0.75%
+16.56%
0.64%
+13.90%
0.56%
-41.02%
0.95%
-10.06%
Return on Equity
12.10%
+2.61%
11.79%
+0.58%
11.72%
-23.62%
15.35%
+26.08%
Revenue Growth
19.52%
+189.57%
6.74%
+169.09%
-9.76%
-273.45%
5.63%
-57.05%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.93
+2.91%
0.90
-28.43%
1.26
-47.97%
2.41
+319.99%
Debt-to-Assets Ratio
0.06
+26.56%
0.05
-25.71%
0.07
-34.86%
0.10
+118.98%

Earnings & Revenue History

Debt-to-Assets

Cash Flow