• $44.9M
    Market Cap
  • 59.32%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
17.9M
+0.48%
17.8M
-1.90%
18.2M
-23.33%
23.7M
+14.88%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
17.9M
+0.48%
17.8M
-1.90%
18.2M
-23.33%
23.7M
+14.88%
Sales and Marketing Expense
294,000
-2.65%
302,000
-53.03%
643,000
+13.20%
568,000
+61.82%
Research and Development Expense
-1.8M
+35.59%
-1.3M
+23.50%
-1.1M
+52.32%
-690,000
-23.42%
Depreciation and Amortization Expense
718,000
+19.27%
602,000
+13.58%
530,000
+981.63%
49,000
0.00%
Total Operating Expenses
23.2M
+10.39%
21.0M
-30.95%
30.4M
+11.67%
27.3M
+29.27%
Operating Profit
644,000
-81.18%
3.4M
+18.05%
2.9M
-78.32%
13.4M
+43.49%
Interest Income
40.6M
-6.46%
43.4M
-2.32%
44.5M
+36.97%
32.5M
+29.89%
Interest Expense
N/A
N/A
N/A
N/A
-26.3M
+199.73%
-8.8M
+100.62%
Interest Income and Expense and Net
40.6M
-6.46%
43.4M
+139.15%
18.2M
-23.33%
23.7M
+14.88%
Total Nonoperating Income and Expense
17.9M
+0.48%
17.8M
-1.90%
18.2M
-23.33%
23.7M
+14.88%
Income before Taxes
644,000
-81.18%
3.4M
+18.05%
2.9M
-78.32%
13.4M
+43.49%
Income Taxes
322,000
-68.80%
1.0M
-15.96%
1.2M
-59.79%
3.1M
+22.55%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
322,000
-88.48%
2.8M
+38.37%
2.0M
-74.31%
7.9M
+22.78%
Net Income from Continuing Operations Applicable to Common
322,000
-86.52%
2.4M
-17.56%
2.9M
-78.32%
13.4M
+43.49%
Basic EPS and Net Income
0.12
-88.89%
1.08
+20.00%
0.90
-76.62%
3.85
+19.94%
Diluted EPS and Net Income
0.12
-88.89%
1.08
+21.35%
0.89
-75.62%
3.65
+19.28%
Basic Weighted Average Shares
2.6M
+2.09%
2.6M
+14.39%
2.3M
+10.36%
2.0M
+2.37%
Diluted Weighted Average Shares
2.6M
+2.09%
2.6M
+13.35%
2.3M
+5.67%
2.2M
+2.86%
Balance Sheet
Cash and Cash Equivalents
53.5M
-14.99%
63.0M
+1.39%
62.1M
+1,495.86%
3.9M
-63.63%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
53.5M
-14.99%
63.0M
+1.39%
62.1M
+1,495.86%
3.9M
-63.63%
Total Current Assets
53.5M
-14.99%
63.0M
+1.39%
62.1M
+1,495.86%
3.9M
-63.63%
Accumulated Depreciation
3.7M
+27.09%
2.9M
-10.32%
3.2M
+19.80%
2.7M
+21.24%
Property and Plant and Equipment and Net
1.5M
-5.29%
1.6M
-44.56%
2.9M
+5.69%
2.8M
+4.60%
Total Long-Term Assets
1.5M
-5.29%
1.6M
-44.56%
2.9M
+5.69%
2.8M
+4.60%
Total Assets
675.9M
-1.36%
685.2M
-9.14%
754.1M
-4.83%
792.4M
+42.99%
Income Taxes Payable
4.9M
-9.04%
5.4M
-43.26%
9.5M
-0.87%
9.6M
+59.84%
Total Short-Term Debt
0
-100.00%
47.9M
+763.22%
5.5M
+1.09%
5.5M
N/A
Total Current Liabilities
4.9M
-9.04%
5.4M
-43.26%
9.5M
-0.87%
9.6M
+59.84%
Total Long-Term Debt
17.6M
-19.91%
22.0M
-56.84%
51.0M
-31.10%
74.0M
+137.70%
Total Long-Term Liabilities
12.2M
-1.59%
12.4M
-0.43%
12.4M
+292.41%
3.2M
+32.68%
Total Liabilities
623.5M
-1.43%
632.6M
-9.96%
702.6M
-5.48%
743.3M
+43.71%
Retained Earnings
32.6M
-1.72%
33.2M
+4.59%
31.7M
+2.80%
30.9M
+28.49%
Total Stockholders Equity
52.3M
-0.55%
52.6M
+8.51%
48.5M
+8.26%
44.8M
+28.76%
Total Shares Outstanding
2.6M
+0.44%
2.6M
+9.12%
2.4M
+11.05%
2.2M
+7.77%
Cash Flow
Cash from Operating Activities
4.2M
-87.27%
32.6M
-55.41%
73.1M
+697.56%
-12.2M
-67.27%
Capital Expenditures
0
+100.00%
-1.9M
-32,000.00%
6,000
-50.00%
12,000
-20.00%
Cash from Investing Activities
-3.9M
-112.37%
31.5M
+21.37%
25.9M
+111.90%
-218.0M
+546.94%
Dividends Paid
894,000
N/A
0
-100.00%
1.2M
+13.36%
1.0M
+21.33%
Cash from Financing Activities
-9.7M
-83.59%
-59.1M
+44.75%
-40.8M
-118.27%
223.4M
+366.63%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
3.60%
-81.27%
19.20%
+20.34%
15.96%
-71.72%
56.42%
+24.90%
Return on Assets
0.05%
-87.82%
0.39%
+48.70%
0.26%
-77.64%
1.17%
-5.33%
Return on Equity
0.61%
-88.90%
5.53%
+27.66%
4.33%
-78.08%
19.76%
-2.00%
Revenue Growth
0.48%
+125.34%
-1.90%
-91.83%
-23.33%
-256.73%
14.88%
-83.52%
Current Ratio
10.93
-6.54%
11.70
+78.67%
6.55
+1,509.69%
0.41
-77.25%
Cash Ratio
10.93
-6.54%
11.70
+78.67%
6.55
+1,509.69%
0.41
-77.25%
Debt-to-Equity Ratio
0.34
-74.66%
1.33
+13.97%
1.17
-34.30%
1.77
+98.31%
Debt-to-Assets Ratio
0.03
-74.41%
0.10
+36.00%
0.08
-25.22%
0.10
+78.47%

Earnings & Revenue History

Debt-to-Assets

Cash Flow