• $180.7M
    Market Cap
  • 41.12%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
46.4M
+21.35%
38.2M
+0.70%
38.0M
-9.25%
41.8M
+6.15%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
46.4M
+21.35%
38.2M
+0.70%
38.0M
-9.25%
41.8M
+6.15%
Sales and Marketing Expense
859,000
+46.09%
588,000
+5.95%
555,000
-19.91%
693,000
-2.12%
Research and Development Expense
-2.2M
+7.10%
-2.0M
+1.29%
-2.0M
+7.07%
-1.9M
+7.91%
Depreciation and Amortization Expense
60,000
-25.00%
80,000
-9.09%
88,000
-11.11%
99,000
+3.13%
Total Operating Expenses
39.0M
+5.89%
36.8M
+1.15%
36.4M
-2.65%
37.4M
+5.38%
Operating Profit
12.7M
+215.98%
-10.9M
-294.82%
5.6M
-36.89%
8.9M
-40.66%
Interest Income
68.9M
+8.02%
63.8M
+5.11%
60.7M
+24.83%
48.6M
+11.19%
Interest Expense
N/A
N/A
N/A
N/A
-22.7M
+235.91%
-6.8M
+57.59%
Interest Income and Expense and Net
68.9M
+8.02%
63.8M
+67.94%
38.0M
-9.25%
41.8M
+6.15%
Total Nonoperating Income and Expense
46.4M
+21.35%
38.2M
+0.70%
38.0M
-9.25%
41.8M
+6.15%
Income before Taxes
12.7M
+215.98%
-10.9M
-294.82%
5.6M
-36.89%
8.9M
-40.66%
Income Taxes
2.6M
+213.94%
-2.3M
-290.07%
1.2M
-35.81%
1.9M
-44.68%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
10.0M
+216.53%
-8.6M
-296.13%
4.4M
-37.19%
7.0M
-39.46%
Net Income from Continuing Operations Applicable to Common
12.7M
+215.98%
-10.9M
-294.82%
5.6M
-36.89%
8.9M
-40.66%
Basic EPS and Net Income
0.93
+216.25%
-0.80
-295.12%
0.41
-36.92%
0.65
-39.25%
Diluted EPS and Net Income
0.92
+215.00%
-0.80
-300.00%
0.40
-37.50%
0.64
-39.62%
Basic Weighted Average Shares
10.8M
+0.45%
10.8M
-0.29%
10.8M
-0.46%
10.8M
+0.65%
Diluted Weighted Average Shares
11.0M
+1.86%
10.8M
-0.90%
10.9M
-1.35%
11.0M
+0.46%
Balance Sheet
Cash and Cash Equivalents
102.0M
+172.08%
37.5M
+69.39%
22.1M
-29.49%
31.4M
-56.47%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
102.0M
+172.08%
37.5M
+69.39%
22.1M
-29.49%
31.4M
-56.47%
Total Current Assets
25.5M
+9.02%
23.3M
+22.45%
19.1M
+6.90%
17.8M
+20.50%
Accumulated Depreciation
30.7M
+4.42%
29.4M
+1.57%
28.9M
+5.05%
27.5M
+5.99%
Property and Plant and Equipment and Net
13.6M
-3.43%
14.1M
-19.71%
17.6M
-6.17%
18.7M
-2.40%
Total Long-Term Assets
25.5M
+9.02%
23.3M
+22.45%
19.1M
+6.90%
17.8M
+20.50%
Total Assets
1.3B
+3.66%
1.3B
-4.37%
1.3B
-1.70%
1.3B
+4.28%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
5.2M
0.00%
5.2M
0.00%
5.2M
0.00%
5.2M
0.00%
Total Long-Term Liabilities
6.1M
-16.82%
7.4M
+17.11%
6.3M
-8.54%
6.9M
-12.03%
Total Liabilities
1.2B
+2.73%
1.1B
-5.47%
1.2B
-2.31%
1.2B
+6.29%
Retained Earnings
101.8M
+10.93%
91.8M
-8.59%
100.4M
+3.89%
96.6M
+7.81%
Total Stockholders Equity
136.9M
+12.33%
121.8M
+7.17%
113.7M
+5.14%
108.1M
-14.16%
Total Shares Outstanding
11.1M
+0.42%
11.1M
+0.20%
11.1M
-1.88%
11.3M
-0.10%
Cash Flow
Cash from Operating Activities
11.7M
+38.64%
8.5M
+20.18%
7.0M
-52.36%
14.8M
+93.35%
Capital Expenditures
850,000
+7.46%
791,000
+36.85%
578,000
-48.94%
1.1M
-36.19%
Cash from Investing Activities
21.2M
-71.69%
74.7M
+408.40%
14.7M
+111.89%
-123.6M
-8.93%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
31.6M
+146.56%
-67.9M
+118.87%
-31.0M
-145.52%
68.1M
-36.16%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
27.34%
+195.58%
-28.61%
-293.46%
14.79%
-30.46%
21.26%
-44.09%
Return on Assets
0.79%
+217.05%
-0.67%
-302.26%
0.33%
-37.95%
0.53%
-44.26%
Return on Equity
7.77%
+206.10%
-7.32%
-284.72%
3.96%
-33.71%
5.98%
-37.30%
Revenue Growth
21.35%
+2,947.27%
0.70%
+107.57%
-9.25%
-250.51%
6.15%
-26.37%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow