• $375.0M
    Market Cap
  • 58.00%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
121.7M
+28.82%
94.4M
+19.09%
79.3M
+0.53%
78.9M
+19.26%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
121.7M
+28.82%
94.4M
+19.09%
79.3M
+0.53%
78.9M
+19.26%
Sales and Marketing Expense
1.4M
+39.22%
997,000
-29.19%
1.4M
+24.49%
1.1M
+48.04%
Research and Development Expense
-4.4M
+4.85%
-4.2M
+4.34%
-4.1M
+1.48%
-4.0M
+22.15%
Depreciation and Amortization Expense
399,000
-22.07%
512,000
-23.70%
671,000
-22.78%
869,000
-18.56%
Total Operating Expenses
70.3M
+11.67%
62.9M
+3.07%
61.1M
+18.79%
51.4M
+17.52%
Operating Profit
54.6M
+32.74%
41.1M
+22.43%
33.6M
-6.38%
35.9M
+11.42%
Interest Income
197.6M
+16.16%
170.1M
+28.62%
132.3M
+48.82%
88.9M
+23.78%
Interest Expense
N/A
N/A
N/A
N/A
-53.0M
+430.32%
-10.0M
+76.76%
Interest Income and Expense and Net
197.6M
+16.16%
170.1M
+114.49%
79.3M
+0.53%
78.9M
+19.26%
Total Nonoperating Income and Expense
121.7M
+28.82%
94.4M
+19.09%
79.3M
+0.53%
78.9M
+19.26%
Income before Taxes
54.6M
+32.74%
41.1M
+22.43%
33.6M
-6.38%
35.9M
+11.42%
Income Taxes
12.5M
+27.31%
9.8M
+43.17%
6.8M
-13.84%
7.9M
+10.96%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
42.1M
+34.45%
31.3M
+17.12%
26.7M
-4.26%
27.9M
+11.56%
Net Income from Continuing Operations Applicable to Common
54.6M
+32.74%
41.1M
+22.43%
33.6M
-6.38%
35.9M
+11.42%
Basic EPS and Net Income
5.43
+32.76%
4.09
+6.51%
3.84
-8.79%
4.21
+9.92%
Diluted EPS and Net Income
5.38
+32.84%
4.05
+6.86%
3.79
-8.45%
4.14
+9.23%
Basic Weighted Average Shares
7.8M
+1.22%
7.7M
+9.89%
7.0M
+4.94%
6.6M
+1.59%
Diluted Weighted Average Shares
7.8M
+1.29%
7.7M
+9.42%
7.1M
+4.67%
6.7M
+2.06%
Balance Sheet
Cash and Cash Equivalents
128.5M
-30.81%
185.7M
+156.03%
72.5M
-3.05%
74.8M
+20.76%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
128.5M
-30.81%
185.7M
+156.03%
72.5M
-3.05%
74.8M
+20.76%
Total Current Assets
9.6M
-31.45%
14.0M
-12.30%
16.0M
+42.37%
11.2M
-22.16%
Accumulated Depreciation
20.9M
+18.87%
17.6M
+22.34%
14.4M
+23.84%
11.6M
+17.12%
Property and Plant and Equipment and Net
50.8M
+11.30%
45.7M
+0.98%
45.2M
+12.44%
40.2M
+9.57%
Total Long-Term Assets
9.6M
-31.45%
14.0M
-12.30%
16.0M
+42.37%
11.2M
-22.16%
Total Assets
3.8B
+5.73%
3.6B
+10.72%
3.2B
+14.18%
2.8B
+18.27%
Income Taxes Payable
718,000
-32.26%
1.1M
+86.62%
568,000
+2.34%
555,000
+1.09%
Total Short-Term Debt
0
N/A
0
N/A
0
N/A
N/A
N/A
Total Current Liabilities
718,000
-32.26%
1.1M
+86.62%
568,000
+2.34%
555,000
+1.09%
Total Long-Term Debt
139.6M
-42.91%
244.6M
-9.25%
269.5M
+100.49%
134.4M
+125.02%
Total Long-Term Liabilities
46.6M
+9.95%
42.4M
-1.15%
42.9M
-0.55%
43.1M
+0.86%
Total Liabilities
3.5B
+4.10%
3.4B
+10.47%
3.0B
+12.51%
2.7B
+21.79%
Retained Earnings
189.7M
+24.97%
151.8M
+22.11%
124.3M
+23.31%
100.8M
+32.99%
Total Stockholders Equity
293.6M
+29.32%
227.1M
+14.48%
198.3M
+47.98%
134.0M
-25.36%
Total Shares Outstanding
7.7M
+1.54%
7.6M
-0.36%
7.7M
+15.02%
6.7M
+1.34%
Cash Flow
Cash from Operating Activities
53.7M
+46.32%
36.7M
+50.56%
24.4M
-48.60%
47.5M
+15.15%
Capital Expenditures
8.5M
+130.60%
3.7M
-53.36%
7.9M
+42.31%
5.5M
-3.01%
Cash from Investing Activities
-239.3M
+1.35%
-236.1M
-39.69%
-391.5M
-23.75%
-513.5M
-6.80%
Dividends Paid
4.2M
+9.34%
3.8M
+19.48%
3.2M
+9.94%
2.9M
+11.72%
Cash from Financing Activities
128.3M
-58.94%
312.6M
-14.32%
364.8M
-23.81%
478.9M
-6.36%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
44.86%
+3.05%
43.54%
+2.81%
42.35%
-6.88%
45.48%
-6.57%
Return on Assets
1.14%
+24.38%
0.92%
+4.26%
0.88%
-17.51%
1.07%
-9.11%
Return on Equity
16.17%
+9.84%
14.72%
-8.49%
16.09%
-9.67%
17.81%
+23.09%
Revenue Growth
28.82%
+50.98%
19.09%
+3,485.63%
0.53%
-97.24%
19.26%
-2.10%
Current Ratio
13.39
+1.21%
13.23
-53.01%
28.16
+39.11%
20.24
-23.00%
Cash Ratio
179.00
+2.15%
175.23
+37.19%
127.72
-5.26%
134.82
+19.46%
Debt-to-Equity Ratio
0.48
-55.85%
1.08
-20.73%
1.36
N/A
N/A
N/A
Debt-to-Assets Ratio
0.04
-45.97%
0.07
-18.01%
0.08
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow