• $114.4M
    Market Cap
  • 26.69%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
1.3M
-71.52%
4.4M
+4.13%
4.2M
-88.71%
37.5M
+12.79%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
1.3M
-71.52%
4.4M
+4.13%
4.2M
-88.71%
37.5M
+12.79%
Sales and Marketing Expense
914,000
-8.69%
1.0M
+2.14%
980,000
-0.81%
988,000
-11.79%
Research and Development Expense
N/A
N/A
N/A
N/A
-1.3M
+3.00%
-1.3M
+5.77%
Depreciation and Amortization Expense
2.2M
+4.44%
2.1M
-3.50%
2.1M
+9.10%
2.0M
+0.43%
Total Operating Expenses
41.6M
+9.08%
38.1M
+6.20%
35.9M
+670.52%
4.7M
+35.77%
Operating Profit
17.3M
+37.94%
12.6M
+0.69%
12.5M
+22.00%
10.2M
-19.93%
Interest Income
78.7M
+1.74%
77.3M
+18.97%
65.0M
+288.20%
16.7M
+266.57%
Interest Expense
-835,000
-50.09%
-1.7M
-93.50%
-25.7M
+411.71%
-5.0M
+31.48%
Interest Income and Expense and Net
77.8M
+2.89%
75.6M
+92.71%
39.2M
+235.17%
11.7M
+1,478.05%
Total Nonoperating Income and Expense
47.2M
+12.87%
41.8M
+6.57%
39.2M
+4.52%
37.5M
+12.79%
Income before Taxes
17.3M
+37.94%
12.6M
+0.69%
12.5M
-3.55%
12.9M
-20.55%
Income Taxes
3.7M
+32.68%
2.8M
+20.50%
2.3M
-15.54%
2.7M
-22.81%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
13.7M
+39.42%
9.8M
-3.76%
10.2M
-0.37%
10.2M
-19.93%
Net Income from Continuing Operations Applicable to Common
12.0M
+35.28%
8.9M
-28.83%
12.5M
+22.00%
10.2M
-19.93%
Basic EPS and Net Income
3.80
+37.18%
2.77
-11.78%
3.14
0.00%
3.14
-20.10%
Diluted EPS and Net Income
3.80
+37.18%
2.77
-11.78%
3.14
0.00%
3.14
-20.10%
Basic Weighted Average Shares
3.2M
-1.54%
3.2M
-1.22%
3.2M
-0.15%
3.3M
0.00%
Diluted Weighted Average Shares
3.2M
-1.54%
3.2M
-1.22%
3.2M
-0.15%
3.3M
0.00%
Balance Sheet
Cash and Cash Equivalents
75.3M
-57.74%
178.3M
+38.97%
128.3M
+350.09%
28.5M
+3.18%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
75.3M
-57.74%
178.3M
+38.97%
128.3M
+350.09%
28.5M
+3.18%
Total Current Assets
12.9M
-23.24%
16.8M
-42.65%
29.2M
+51.90%
19.2M
+267.13%
Accumulated Depreciation
18.8M
-19.60%
23.4M
+5.71%
22.2M
-6.48%
23.7M
+7.30%
Property and Plant and Equipment and Net
32.7M
+11.67%
29.3M
+2.39%
28.6M
+2.42%
28.0M
+10.79%
Total Long-Term Assets
12.9M
-23.24%
16.8M
-42.65%
29.2M
+51.90%
19.2M
+267.13%
Total Assets
1.6B
+0.39%
1.6B
+4.01%
1.5B
+12.18%
1.4B
+6.16%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
507,000
-5.06%
534,000
-35.89%
833,000
+444.44%
153,000
+13.74%
Total Long-Term Debt
35.3M
-17.93%
43.0M
-15.48%
50.8M
-14.19%
59.2M
-4.35%
Total Long-Term Liabilities
1.0M
+9.18%
959,000
-33.50%
1.4M
-24.26%
1.9M
-16.98%
Total Liabilities
1.4B
-0.82%
1.4B
+3.78%
1.4B
+12.79%
1.2B
+2.99%
Retained Earnings
127.9M
+8.30%
118.1M
+6.38%
111.1M
+6.65%
104.1M
+8.05%
Total Stockholders Equity
200.5M
+9.91%
182.4M
+5.82%
172.4M
+7.57%
160.2M
+38.70%
Total Shares Outstanding
3.1M
-2.28%
3.2M
-1.31%
3.2M
-0.74%
3.3M
0.00%
Cash Flow
Cash from Operating Activities
14.4M
-49.40%
28.4M
+221.04%
8.9M
-59.51%
21.9M
+54.48%
Capital Expenditures
5.6M
+102.14%
2.8M
-3.12%
2.9M
-39.19%
4.7M
+118.15%
Cash from Investing Activities
-101.3M
+279.62%
-26.7M
-54.39%
-58.5M
-57.30%
-137.0M
+4.59%
Dividends Paid
2.2M
+22.98%
1.8M
+6.52%
1.7M
-31.76%
2.5M
+72.71%
Cash from Financing Activities
-16.1M
-133.30%
48.2M
-67.71%
149.4M
+28.82%
116.0M
-8.24%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
1,378.76%
+384.28%
284.70%
-3.30%
294.43%
+980.95%
27.24%
-29.01%
Return on Assets
0.85%
+36.48%
0.62%
-10.77%
0.70%
-8.81%
0.76%
-26.19%
Return on Equity
7.14%
+29.19%
5.53%
-9.77%
6.13%
-17.40%
7.42%
-33.96%
Revenue Growth
-71.52%
-1,831.92%
4.13%
+104.65%
-88.71%
-793.80%
12.79%
+40.44%
Current Ratio
25.38
-19.15%
31.40
-10.53%
35.09
-72.10%
125.77
+222.78%
Cash Ratio
148.59
-55.49%
333.85
+116.78%
154.00
-17.33%
186.29
-9.28%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow