• $141.0M
    Market Cap
  • 68.55%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
50.4M
+27.68%
39.5M
+10.88%
35.6M
+2.77%
34.6M
+7.15%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
50.4M
+27.68%
39.5M
+10.88%
35.6M
+2.77%
34.6M
+7.15%
Sales and Marketing Expense
1.1M
+10.98%
965,000
+25.65%
768,000
+16.89%
657,000
-6.41%
Research and Development Expense
-3.5M
+15.37%
-3.0M
+35.32%
-2.2M
+13.19%
-2.0M
-2.71%
Depreciation and Amortization Expense
772,000
+60.17%
482,000
+30.62%
369,000
-22.80%
478,000
-19.66%
Total Operating Expenses
37.3M
+2.76%
36.3M
+18.79%
30.5M
+11.11%
27.5M
+4.65%
Operating Profit
20.0M
+114.06%
9.4M
-22.51%
12.1M
-5.66%
12.8M
+7.52%
Interest Income
65.7M
+22.81%
53.5M
+23.45%
43.4M
+18.59%
36.6M
+5.21%
Interest Expense
N/A
N/A
N/A
N/A
-7.8M
+302.44%
-1.9M
-20.54%
Interest Income and Expense and Net
65.7M
+22.81%
53.5M
+50.39%
35.6M
+2.77%
34.6M
+7.15%
Total Nonoperating Income and Expense
50.4M
+27.68%
39.5M
+10.88%
35.6M
+2.77%
34.6M
+7.15%
Income before Taxes
20.0M
+114.06%
9.4M
-22.51%
12.1M
-5.66%
12.8M
+7.52%
Income Taxes
4.2M
+116.76%
1.9M
-18.64%
2.4M
-5.68%
2.5M
+3.96%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
15.8M
+113.36%
7.4M
-23.45%
9.7M
-5.65%
10.3M
+8.43%
Net Income from Continuing Operations Applicable to Common
20.0M
+114.06%
9.4M
-22.51%
12.1M
-5.66%
12.8M
+7.52%
Basic EPS and Net Income
2.84
+111.94%
1.34
-22.99%
1.74
-5.43%
1.84
+15.72%
Diluted EPS and Net Income
2.84
+111.94%
1.34
-22.99%
1.74
-5.43%
1.84
+15.72%
Basic Weighted Average Shares
5.6M
+0.51%
5.6M
-0.40%
5.6M
-0.16%
5.6M
-6.53%
Diluted Weighted Average Shares
5.6M
+0.51%
5.6M
-0.40%
5.6M
-0.16%
5.6M
-6.53%
Balance Sheet
Cash and Cash Equivalents
23.2M
+19.23%
19.5M
-11.96%
22.1M
+14.48%
19.3M
+34.50%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
23.2M
+19.23%
19.5M
-11.96%
22.1M
+14.48%
19.3M
+34.50%
Total Current Assets
15.9M
-3.80%
16.5M
+8.15%
15.3M
+15.69%
13.2M
+5.27%
Accumulated Depreciation
13.1M
-30.11%
18.7M
+8.34%
17.3M
+9.66%
15.7M
+11.49%
Property and Plant and Equipment and Net
40.8M
+17.59%
34.7M
+11.16%
31.2M
-1.80%
31.8M
+2.91%
Total Long-Term Assets
15.9M
-3.80%
16.5M
+8.15%
15.3M
+15.69%
13.2M
+5.27%
Total Assets
1.3B
+6.22%
1.2B
+16.42%
1.0B
+4.82%
997.7M
+0.19%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
-100.00%
5.0M
N/A
0
N/A
0
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
0
-100.00%
25.0M
-9.09%
27.5M
N/A
0
-100.00%
Total Long-Term Liabilities
1.3M
-15.77%
1.5M
-23.25%
2.0M
+168.34%
739,000
+33.63%
Total Liabilities
1.2B
+5.02%
1.1B
+17.24%
963.0M
+4.13%
924.8M
+1.55%
Retained Earnings
86.6M
+17.50%
73.7M
+7.04%
68.9M
+10.67%
62.2M
+15.79%
Total Stockholders Equity
107.7M
+21.42%
88.7M
+6.98%
82.9M
+13.64%
72.9M
-14.39%
Total Shares Outstanding
5.7M
+0.26%
5.7M
+1.21%
5.6M
-0.59%
5.6M
+0.20%
Cash Flow
Cash from Operating Activities
18.8M
+47.39%
12.7M
+12.30%
11.3M
+6.71%
10.6M
+11.27%
Capital Expenditures
8.1M
+119.58%
3.7M
+30.21%
2.8M
-25.09%
3.8M
-34.85%
Cash from Investing Activities
-68.7M
+54.97%
-44.4M
-16.90%
-53.4M
-50.21%
-107.2M
-12.60%
Dividends Paid
2.9M
+14.05%
2.6M
+9.52%
2.4M
+30.94%
1.8M
+10.65%
Cash from Financing Activities
53.7M
+85.34%
29.0M
-12.37%
33.1M
+175.58%
12.0M
-90.98%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
39.75%
+67.65%
23.71%
-30.11%
33.92%
-8.20%
36.95%
+0.35%
Return on Assets
1.26%
+92.33%
0.66%
-30.89%
0.95%
-7.96%
1.03%
+0.68%
Return on Equity
16.14%
+86.43%
8.66%
-30.47%
12.45%
-4.25%
13.00%
+16.77%
Revenue Growth
27.68%
+154.50%
10.88%
+292.03%
2.77%
-61.17%
7.15%
-49.73%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.00
-100.00%
0.34
+1.96%
0.33
N/A
0.00
-100.00%
Debt-to-Assets Ratio
0.00
-100.00%
0.02
-6.46%
0.03
N/A
0.00
-100.00%

Earnings & Revenue History

Debt-to-Assets

Cash Flow