2m 2m 2m 2m 2m 2m 2m
SLM (SLM)
NASDAQ
$23.09+$0.25 (+1.07%)
Price as of Jun 23, 2026 9:36 AM EDT- $4.3BMarket Cap
- -26.40%1-Year Change
- Credit ServicesIndustry
SLM (SLM)
$23.09+$0.25 (+1.07%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 1.5B +1.42% | 1.5B -5.21% | 1.6B +4.93% | 1.5B +6.74% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 1.5B +1.42% | 1.5B -5.21% | 1.6B +4.93% | 1.5B +6.74% | |
Sales and Marketing Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Research and Development Expense | -76.1M +32.43% | -57.4M N/A | N/A N/A | N/A N/A | |
Depreciation and Amortization Expense | 16.2M -8.42% | 17.7M -0.89% | 17.8M +128.96% | 7.8M -51.51% | |
Total Operating Expenses | 659.1M +2.69% | 641.9M -6.37% | 685.6M +22.59% | 559.2M +7.83% | |
Operating Profit | 992.6M +24.28% | 798.6M +2.61% | 778.3M +23.40% | 630.7M -59.05% | |
Interest Income | 2.6B +0.31% | 2.6B +1.03% | 2.6B +27.60% | 2.0B +14.34% | |
Interest Expense | -22.8M -19.12% | -28.2M -97.26% | -1.0B +89.77% | -542.8M +42.06% | |
Interest Income and Expense and Net | 2.6B +0.52% | 2.6B +65.84% | 1.6B +4.93% | 1.5B +6.74% | |
Total Nonoperating Income and Expense | 1.5B +1.42% | 1.5B -5.21% | 1.6B +4.93% | 1.5B +6.74% | |
Income before Taxes | 992.6M +24.28% | 798.6M +2.61% | 778.3M +23.40% | 630.7M -59.05% | |
Income Taxes | 247.7M +30.16% | 190.3M -3.35% | 196.9M +21.76% | 161.7M -57.42% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 744.8M +22.44% | 608.3M +4.63% | 581.4M +23.96% | 469.0M -59.59% | |
Net Income from Continuing Operations Applicable to Common | 729.1M +23.57% | 590.0M +4.67% | 563.7M +22.54% | 460.0M -60.20% | |
Basic EPS and Net Income | 3.52 +28.94% | 2.73 +11.89% | 2.44 +37.08% | 1.78 -51.50% | |
Diluted EPS and Net Income | 3.46 +29.10% | 2.68 +11.20% | 2.41 +36.93% | 1.76 -51.25% | |
Basic Weighted Average Shares | 207.2M -4.19% | 216.2M -6.56% | 231.4M -10.46% | 258.4M -17.95% | |
Diluted Weighted Average Shares | 210.9M -4.10% | 219.9M -6.04% | 234.1M -10.49% | 261.5M -18.26% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 4.2B -9.77% | 4.7B +13.27% | 4.1B -10.10% | 4.6B +6.49% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 4.2B -9.77% | 4.7B +13.27% | 4.1B -10.10% | 4.6B +6.49% | |
Total Current Assets | 47.3M +28.41% | 36.8M -29.61% | 52.3M +53.62% | 34.1M +29.30% | |
Accumulated Depreciation | 176.8M +5.09% | 168.2M +15.50% | 145.6M +18.24% | 123.2M +19.82% | |
Property and Plant and Equipment and Net | 122.2M +2.38% | 119.4M -7.84% | 129.5M -7.98% | 140.7M -6.50% | |
Total Long-Term Assets | 47.3M +28.41% | 36.8M -29.61% | 52.3M +53.62% | 34.1M +29.30% | |
Total Assets | 29.7B -1.08% | 30.1B +3.09% | 29.2B +1.24% | 28.8B -1.41% | |
Income Taxes Payable | 29.4M +30.98% | 22.4M -15.96% | 26.7M +1.87% | 26.2M -24.73% | |
Total Short-Term Debt | 498.4M N/A | 0 N/A | 0 N/A | 0 N/A | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 5.4B -16.74% | 6.4B +23.20% | 5.2B -0.15% | 5.2B -11.73% | |
Total Long-Term Liabilities | 5.4B -16.74% | 6.4B +23.20% | 5.2B -0.15% | 5.2B -11.73% | |
Total Liabilities | 27.3B -2.21% | 27.9B +2.28% | 27.3B +0.76% | 27.1B +0.04% | |
Retained Earnings | 4.7B +15.07% | 4.1B +13.51% | 3.6B +14.58% | 3.2B +12.30% | |
Total Stockholders Equity | 2.5B +13.49% | 2.2B +14.84% | 1.9B +8.91% | 1.7B -19.67% | |
Total Shares Outstanding | 443.2M +0.59% | 440.6M +0.55% | 438.2M +0.71% | 435.1M +0.72% | |
Cash Flow | |||||
Cash from Operating Activities | -398.6M +21.00% | -329.4M +127.74% | -144.6M -2,997.38% | 5.0M +110.08% | |
Capital Expenditures | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash from Investing Activities | 1.0B +54.85% | 676.0M +5,525.30% | -12.5M -101.16% | 1.1B -58.64% | |
Dividends Paid | 107.7M +8.59% | 99.2M -2.04% | 101.2M -10.38% | 113.0M +86.83% | |
Cash from Financing Activities | -1.1B -583.84% | 228.2M +172.15% | -316.2M -63.01% | -854.9M -67.36% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 66.09% +22.54% | 53.93% +8.26% | 49.82% +17.60% | 42.37% -61.64% | |
Return on Assets | 2.49% +21.26% | 2.05% +2.40% | 2.01% +24.07% | 1.62% -58.22% | |
Return on Equity | 32.31% +7.29% | 30.11% -6.58% | 32.23% +33.20% | 24.20% -50.87% | |
Revenue Growth | 1.42% +127.26% | -5.21% -205.68% | 4.93% -26.83% | 6.74% +217.05% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 2.39 -19.82% | 2.98 +7.28% | 2.78 -8.31% | 3.03 +9.87% | |
Debt-to-Assets Ratio | 0.20 -8.03% | 0.21 +19.53% | 0.18 -1.38% | 0.18 -10.49% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow