• $10.2M
    Market Cap
  • 24.71%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
68,909
-35.90%
107,507
-26.64%
146,554
-9.18%
161,372
-92.87%
Cost of Revenue
6,072
-24.80%
8,074
-35.91%
12,597
-99.54%
2.7M
-10.16%
Gross Profit
62,837
-36.80%
99,433
-25.77%
133,957
+105.21%
-2.6M
+230.05%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
25,104
-77.39%
111,006
+5.08%
105,642
+83.96%
57,428
-8.80%
Total Operating Expenses
4.7M
+27.33%
3.7M
-3.25%
3.8M
+2,251.72%
161,372
-92.87%
Operating Profit
-2.3M
+31.00%
-1.7M
-1.53%
-1.8M
-31.41%
-2.6M
+230.05%
Interest Income
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Interest Expense
N/A
N/A
N/A
N/A
N/A
N/A
-257,344
0.00%
Interest Income and Expense and Net
0
N/A
0
N/A
0
+100.00%
-257,344
0.00%
Total Nonoperating Income and Expense
-2,716
-98.99%
-268,328
N/A
N/A
N/A
9,100
+115.98%
Income before Taxes
-2.3M
+13.61%
-2.0M
+5.34%
-1.9M
-25.97%
-2.6M
+230.05%
Income Taxes
N/A
N/A
N/A
N/A
257,344
+105.00%
-5.1M
-7,025.92%
Extraordinary Items
N/A
N/A
N/A
N/A
134,808
N/A
N/A
N/A
Net Income
-2.3M
+13.61%
-2.0M
+5.34%
-1.9M
-25.71%
-2.6M
+134.34%
Net Income from Continuing Operations Applicable to Common
-2.3M
+13.61%
-2.0M
+5.34%
-1.9M
-25.71%
-2.6M
+134.34%
Basic EPS and Net Income
-0.81
-3.57%
-0.84
+5.00%
-0.80
-25.93%
-1.08
+1,100.00%
Diluted EPS and Net Income
-0.81
-3.57%
-0.84
+5.00%
-0.80
-25.93%
-1.08
+1,100.00%
Basic Weighted Average Shares
2.8M
+18.03%
2.4M
0.00%
2.4M
0.00%
2.4M
-79.98%
Diluted Weighted Average Shares
2.8M
+18.03%
2.4M
0.00%
2.4M
0.00%
2.4M
-79.98%
Balance Sheet
Cash and Cash Equivalents
477,624
-62.03%
1.3M
-44.41%
2.3M
-40.53%
3.8M
-64.61%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
477,624
-62.03%
1.3M
-44.41%
2.3M
-40.53%
3.8M
-64.61%
Total Current Assets
638,819
-72.72%
2.3M
-79.97%
11.7M
-18.47%
14.3M
-16.63%
Accumulated Depreciation
398,612
+7.71%
370,062
+0.48%
368,295
-0.01%
368,341
-15.28%
Property and Plant and Equipment and Net
40,764
-19.89%
50,883
-21.08%
64,472
+21.59%
53,023
-55.92%
Total Long-Term Assets
9.2M
-1.05%
9.3M
+667.59%
1.2M
+283.23%
317,454
+92.92%
Total Assets
9.9M
-15.42%
11.7M
-9.52%
12.9M
-11.94%
14.7M
-15.59%
Income Taxes Payable
197,657
+4.82%
188,570
-2.00%
192,428
-18.88%
237,225
+9.56%
Total Short-Term Debt
933,706
-53.55%
2.0M
+483.97%
344,235
N/A
N/A
N/A
Total Current Liabilities
297,967
-5.27%
314,559
-6.10%
335,010
-17.24%
404,777
+5.76%
Total Long-Term Debt
N/A
N/A
1.1M
+212.73%
344,235
+7,210.15%
4,709
-97.08%
Total Long-Term Liabilities
1.7M
+49.06%
1.1M
+230.98%
344,235
+335.23%
79,093
-50.88%
Total Liabilities
2.0M
+37.31%
1.5M
+114.05%
679,245
+40.38%
483,870
-11.01%
Retained Earnings
-47.6M
+5.02%
-45.4M
+4.62%
-43.4M
+4.59%
-41.5M
+6.59%
Total Stockholders Equity
7.9M
-22.92%
10.2M
-16.38%
12.2M
-13.72%
14.2M
-15.74%
Total Shares Outstanding
2.8M
0.00%
2.8M
-71.95%
10.0M
+256.46%
2.8M
-79.96%
Cash Flow
Cash from Operating Activities
-1.3M
-25.32%
-1.7M
-4.30%
-1.8M
-72.58%
-6.7M
+1,641.11%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
34,346
+71.93%
Cash from Investing Activities
N/A
N/A
N/A
N/A
-23,433
-31.77%
-34,346
-99.38%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
621,863
-15.08%
732,281
+115.68%
339,526
+296.07%
-173,162
-101.06%
Financials Ratio
Gross Margin
91.19%
-1.41%
92.49%
+1.19%
91.40%
+105.74%
-1,593.22%
N/A
Operating Margin
-3,301.30%
+104.38%
-1,615.25%
+34.23%
-1,203.35%
-24.47%
-1,593.22%
N/A
Return on Assets
-21.13%
+29.57%
-16.31%
+18.09%
-13.81%
-13.70%
-16.00%
N/A
Return on Equity
-25.15%
+40.88%
-17.86%
+23.86%
-14.42%
-12.79%
-16.53%
N/A
Revenue Growth
-35.90%
+34.75%
-26.64%
+190.15%
-9.18%
-90.11%
-92.87%
N/A
Current Ratio
2.14
-71.21%
7.45
-78.67%
34.90
-1.49%
35.43
N/A
Cash Ratio
1.60
-59.92%
4.00
-40.79%
6.75
-28.15%
9.40
N/A
Debt-to-Equity Ratio
N/A
N/A
0.30
+436.06%
0.06
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
0.26
+395.87%
0.05
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow