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Synchrony Financ (SYF)
NYSE
$75.09-$0.62 (-0.82%)
Price as of Jun 23, 2026 3:32 PM EDT- $25.5BMarket Cap
- 21.70%1-Year Change
- Credit ServicesIndustry
Synchrony Financ (SYF)
$75.09-$0.62 (-0.82%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 18.5B +2.53% | 18.0B +5.95% | 17.0B +8.79% | 15.6B +9.73% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 18.5B +2.53% | 18.0B +5.95% | 17.0B +8.79% | 15.6B +9.73% | |
Sales and Marketing Expense | 511.0M -2.48% | 524.0M -0.57% | 527.0M +8.21% | 487.0M +0.21% | |
Research and Development Expense | -899.0M +11.96% | -803.0M +12.78% | -712.0M +14.29% | -623.0M +13.27% | |
Depreciation and Amortization Expense | 514.0M +6.86% | 481.0M +5.02% | 458.0M +9.31% | 419.0M +7.44% | |
Total Operating Expenses | 5.1B +6.12% | 4.8B +1.70% | 4.8B +9.71% | 4.3B +9.44% | |
Operating Profit | 4.6B +1.49% | 4.6B +56.78% | 2.9B -26.70% | 4.0B -28.00% | |
Interest Income | 22.6B -0.19% | 22.6B +9.34% | 20.7B +20.79% | 17.1B +12.28% | |
Interest Expense | N/A N/A | N/A N/A | -3.7B +143.98% | -1.5B +47.38% | |
Interest Income and Expense and Net | 22.6B -0.19% | 22.6B +33.21% | 17.0B +8.79% | 15.6B +9.73% | |
Total Nonoperating Income and Expense | 18.5B +2.53% | 18.0B +5.95% | 17.0B +8.79% | 15.6B +9.73% | |
Income before Taxes | 4.6B +1.49% | 4.6B +56.78% | 2.9B -26.70% | 4.0B -28.00% | |
Income Taxes | 1.1B +1.42% | 1.1B +58.26% | 666.0M -29.60% | 946.0M -26.21% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 3.6B +1.51% | 3.5B +56.34% | 2.2B -25.80% | 3.0B -28.55% | |
Net Income from Continuing Operations Applicable to Common | 3.5B +1.23% | 3.4B +56.06% | 2.2B -26.16% | 3.0B -28.83% | |
Basic EPS and Net Income | 9.38 +8.56% | 8.64 +65.83% | 5.21 -15.83% | 6.19 -16.35% | |
Diluted EPS and Net Income | 9.28 +8.54% | 8.55 +64.74% | 5.19 -15.61% | 6.15 -16.21% | |
Basic Weighted Average Shares | 369.9M -6.71% | 396.5M -5.86% | 421.2M -12.32% | 480.4M -14.91% | |
Diluted Weighted Average Shares | 373.9M -6.67% | 400.6M -5.41% | 423.5M -12.39% | 483.4M -15.09% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 15.0B +1.78% | 14.7B +3.17% | 14.3B +38.52% | 10.3B +23.47% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 15.0B +1.78% | 14.7B +3.17% | 14.3B +38.52% | 10.3B +23.47% | |
Total Current Assets | 5.8B +0.64% | 5.8B +17.05% | 4.9B +21.18% | 4.1B +17.84% | |
Accumulated Depreciation | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Property and Plant and Equipment and Net | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Assets | 5.8B +0.64% | 5.8B +17.05% | 4.9B +21.18% | 4.1B +17.84% | |
Total Assets | 119.1B -0.31% | 119.5B +1.69% | 117.5B +12.35% | 104.6B +9.21% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 30.4B -21.67% | 38.8B -1.19% | 39.2B +13.35% | 34.6B -4.66% | |
Total Long-Term Liabilities | 15.2B -1.81% | 15.5B -3.25% | 16.0B +12.62% | 14.2B -2.18% | |
Total Liabilities | 102.3B -0.54% | 102.9B -0.67% | 103.6B +12.96% | 91.7B +11.69% | |
Retained Earnings | 24.6B +13.70% | 21.6B +15.93% | 18.7B +11.64% | 16.7B +17.35% | |
Total Stockholders Equity | 16.8B +1.12% | 16.6B +19.25% | 13.9B +8.00% | 12.9B -5.73% | |
Total Shares Outstanding | 347.0M -10.63% | 388.3M -4.58% | 406.9M -7.15% | 438.2M -16.82% | |
Cash Flow | |||||
Cash from Operating Activities | 9.9B +0.03% | 9.8B +14.60% | 8.6B +28.37% | 6.7B -5.71% | |
Capital Expenditures | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash from Investing Activities | -4.9B -45.48% | -8.9B -37.45% | -14.2B +39.09% | -10.2B +112.59% | |
Dividends Paid | 427.0M +7.29% | 398.0M -1.97% | 406.0M -6.45% | 434.0M -13.20% | |
Cash from Financing Activities | -4.7B +674.96% | -611.0M -106.34% | 9.6B +82.29% | 5.3B +201.54% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 25.02% -1.01% | 25.28% +47.97% | 17.08% -32.63% | 25.36% -34.39% | |
Return on Assets | 2.98% +0.83% | 2.95% +46.52% | 2.02% -33.06% | 3.01% -31.62% | |
Return on Equity | 21.30% -7.20% | 22.96% +37.33% | 16.72% -26.48% | 22.74% -29.01% | |
Revenue Growth | 2.53% -57.57% | 5.95% -32.30% | 8.79% -9.66% | 9.73% +960.03% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Assets Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow