TFSL
TFS Financial (TFSL)
NASDAQ
$15.75-$0.30 (-1.87%)
Price as of Jun 03, 2026 5:35 PM EDT
  • $4.4B
    Market Cap
  • 32.63%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
09/30/2025
09/30/2024
09/30/2023
09/30/2022
Income Statement
Total Operating Revenue
292.7M
+5.11%
278.5M
-1.80%
283.6M
+6.05%
267.4M
+15.44%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
292.7M
+5.11%
278.5M
-1.80%
283.6M
+6.05%
267.4M
+15.44%
Sales and Marketing Expense
18.6M
-5.56%
19.7M
-21.97%
25.3M
+18.93%
21.3M
+10.89%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
23.0M
+21.09%
19.0M
+5.07%
18.1M
-32.99%
27.0M
-16.99%
Total Operating Expenses
204.3M
-0.04%
204.3M
-4.12%
213.1M
+7.56%
198.1M
+1.18%
Operating Profit
114.7M
+14.36%
100.3M
+7.44%
93.4M
+1.43%
92.1M
-8.03%
Interest Income
763.2M
+3.96%
734.1M
+19.96%
611.9M
+49.49%
409.3M
+5.13%
Interest Expense
-103.0M
-2.11%
-105.2M
-67.95%
-328.4M
+131.34%
-141.9M
-10.01%
Interest Income and Expense and Net
660.2M
+4.98%
628.9M
+121.76%
283.6M
+6.05%
267.4M
+15.44%
Total Nonoperating Income and Expense
292.7M
+5.11%
278.5M
-1.80%
283.6M
+6.05%
267.4M
+15.44%
Income before Taxes
114.7M
+14.36%
100.3M
+7.44%
93.4M
+1.43%
92.1M
-8.03%
Income Taxes
23.8M
+14.62%
20.7M
+14.40%
18.1M
+3.59%
17.5M
-8.37%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
91.0M
+14.29%
79.6M
+5.76%
75.3M
+0.92%
74.6M
-7.95%
Net Income from Continuing Operations Applicable to Common
114.7M
+14.36%
100.3M
+7.44%
93.4M
+25.22%
74.6M
-7.95%
Basic EPS and Net Income
0.32
+14.29%
0.28
+3.70%
0.27
+3.85%
0.26
-10.34%
Diluted EPS and Net Income
0.32
+14.29%
0.28
+7.69%
0.26
0.00%
0.26
-10.34%
Basic Weighted Average Shares
278.7M
+0.19%
278.2M
+0.27%
277.4M
+0.02%
277.4M
+0.24%
Diluted Weighted Average Shares
279.8M
+0.22%
279.1M
+0.20%
278.6M
-0.04%
278.7M
+0.04%
Balance Sheet
Cash and Cash Equivalents
429.4M
-7.39%
463.7M
-0.65%
466.7M
+26.30%
369.6M
-24.32%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
429.4M
-7.39%
463.7M
-0.65%
466.7M
+26.30%
369.6M
-24.32%
Total Current Assets
111.7M
-2.14%
114.1M
-2.68%
117.3M
+22.89%
95.4M
+4.19%
Accumulated Depreciation
116.4M
+2.57%
113.5M
+3.87%
109.2M
+2.66%
106.4M
+4.40%
Property and Plant and Equipment and Net
40.0M
+20.60%
33.2M
-4.38%
34.7M
+0.51%
34.5M
-7.72%
Total Long-Term Assets
111.7M
-2.14%
114.1M
-2.68%
117.3M
+22.89%
95.4M
+4.19%
Total Assets
17.5B
+2.14%
17.1B
+1.02%
16.9B
+7.14%
15.8B
+12.32%
Income Taxes Payable
101.7M
+3.95%
97.8M
-13.36%
112.9M
+34.22%
84.1M
-5.08%
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
101.7M
+3.95%
97.8M
-13.36%
112.9M
+34.22%
84.1M
-5.08%
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
18.6M
+1.16%
18.4M
+0.91%
18.2M
+13.05%
16.1M
-13.37%
Total Liabilities
15.6B
+2.19%
15.2B
+1.58%
15.0B
+7.49%
13.9B
+13.15%
Retained Earnings
946.8M
+3.42%
915.5M
+3.21%
887.0M
+1.95%
870.0M
+1.92%
Total Stockholders Equity
1.9B
+1.68%
1.9B
-3.36%
1.9B
+4.50%
1.8B
+6.47%
Total Shares Outstanding
280.6M
-0.04%
280.7M
+0.13%
280.4M
-0.08%
280.6M
-0.06%
Cash Flow
Cash from Operating Activities
82.4M
-6.98%
88.6M
-2.34%
90.7M
+133.04%
38.9M
-53.19%
Capital Expenditures
11.5M
+273.79%
3.1M
-39.93%
5.1M
+88.93%
2.7M
+101.94%
Cash from Investing Activities
-384.0M
+207.90%
-124.7M
-87.64%
-1.0B
-46.21%
-1.9B
-442.57%
Dividends Paid
59.5M
+0.98%
59.0M
+1.13%
58.3M
-0.005%
58.3M
+2.93%
Cash from Financing Activities
267.3M
+707.97%
33.1M
-96.74%
1.0B
-40.89%
1.7B
+368.25%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
39.19%
+8.79%
36.02%
+9.41%
32.93%
-4.36%
34.43%
-20.33%
Return on Assets
0.53%
+12.52%
0.47%
+1.72%
0.46%
-7.91%
0.50%
-11.50%
Return on Equity
4.84%
+15.31%
4.20%
+5.26%
3.99%
-4.30%
4.17%
-12.39%
Revenue Growth
5.11%
+383.75%
-1.80%
-129.79%
6.05%
-60.83%
15.44%
+451.65%
Current Ratio
1.10
-5.86%
1.17
+12.33%
1.04
-8.45%
1.13
+9.78%
Cash Ratio
4.22
-10.91%
4.74
+14.67%
4.13
-5.91%
4.39
-20.27%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow