• $210.2M
    Market Cap
  • 257.69%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
17.1M
+69.72%
10.1M
+182.24%
3.6M
-7.90%
3.9M
+5.21%
Cost of Revenue
15.5M
+91.00%
8.1M
+191.16%
2.8M
-8.52%
3.1M
-8.13%
Gross Profit
1.6M
-19.42%
1.9M
+150.13%
776,000
-5.60%
822,000
+128.33%
Sales and Marketing Expense
317,000
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
2.3M
+4.04%
2.2M
+4.21%
2.1M
+7.41%
2.0M
-7.69%
Total Operating Expenses
31.1M
+305.50%
7.7M
+197.48%
2.6M
+89.84%
1.4M
-85.18%
Operating Profit
-29.5M
+415.61%
-5.7M
+217.87%
-1.8M
+236.19%
-536,000
-93.91%
Interest Income
62,000
+520.00%
10,000
-28.57%
14,000
+600.00%
2,000
N/A
Interest Expense
-62,000
0.00%
-62,000
0.00%
-62,000
+5.08%
-59,000
-42.72%
Interest Income and Expense and Net
0
+100.00%
-52,000
+8.33%
-48,000
-15.79%
-57,000
-44.66%
Total Nonoperating Income and Expense
127,000
+101.66%
-7.7M
+13,335.09%
-57,000
-142.54%
134,000
-49.62%
Income before Taxes
-29.4M
+119.68%
-13.4M
+620.06%
-1.9M
+362.44%
-402,000
-95.29%
Income Taxes
-1.5M
-5,662.96%
27,000
+119.29%
-140,000
+150.00%
-56,000
-55.56%
Extraordinary Items
13.4M
N/A
N/A
N/A
1.6M
0.00%
1.6M
+9.82%
Net Income
-27.9M
+108.04%
-13.4M
+680.28%
-1.7M
+396.82%
-346,000
-95.89%
Net Income from Continuing Operations Applicable to Common
-29.4M
+119.68%
-13.4M
+620.06%
-1.9M
+362.44%
-402,000
-95.29%
Basic EPS and Net Income
-0.23
+76.92%
-0.13
+550.00%
-0.02
+100.00%
-0.01
-87.50%
Diluted EPS and Net Income
-0.23
+76.92%
-0.13
+550.00%
-0.02
+100.00%
-0.01
-87.50%
Basic Weighted Average Shares
120.7M
+18.06%
102.2M
+0.63%
101.6M
0.00%
101.6M
+0.03%
Diluted Weighted Average Shares
120.7M
+18.06%
102.2M
+0.63%
101.6M
0.00%
101.6M
+0.03%
Balance Sheet
Cash and Cash Equivalents
4.0M
-22.31%
5.2M
+66.17%
3.1M
+5.53%
3.0M
-15.23%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
4.0M
-22.31%
5.2M
+66.17%
3.1M
+5.53%
3.0M
-15.23%
Total Current Assets
15.3M
-21.88%
19.6M
+83.26%
10.7M
-7.53%
11.5M
+85.87%
Accumulated Depreciation
15.4M
+14.49%
13.5M
+18.57%
11.4M
+22.71%
9.3M
+28.39%
Property and Plant and Equipment and Net
29.4M
-34.52%
44.9M
-3.98%
46.8M
-3.87%
48.7M
-3.82%
Total Long-Term Assets
53.8M
-9.80%
59.6M
-0.07%
59.7M
+2.63%
58.1M
+14.94%
Total Assets
69.1M
-12.78%
79.2M
+12.57%
70.3M
+0.95%
69.7M
-0.94%
Income Taxes Payable
3.8M
-33.85%
5.8M
+4.10%
5.6M
-7.62%
6.0M
-0.58%
Total Short-Term Debt
N/A
N/A
N/A
N/A
94,000
0.00%
94,000
-98.27%
Total Current Liabilities
16.6M
+180.56%
5.9M
+25.28%
4.7M
+116.16%
2.2M
-0.23%
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
87,000
-98.58%
Total Long-Term Liabilities
3.4M
-31.44%
5.0M
-0.48%
5.0M
-4.80%
5.3M
-52.40%
Total Liabilities
20.0M
+83.27%
10.9M
+11.98%
9.8M
+30.53%
7.5M
-4.35%
Retained Earnings
-116.9M
+31.35%
-89.0M
+17.74%
-75.6M
+2.33%
-73.9M
+0.47%
Total Stockholders Equity
49.0M
-28.17%
68.2M
+12.66%
60.6M
-2.61%
62.2M
-0.51%
Total Shares Outstanding
122.2M
+8.58%
112.5M
+10.74%
101.6M
0.00%
101.6M
0.00%
Cash Flow
Cash from Operating Activities
807,000
-58.72%
2.0M
+129.90%
-6.5M
+1,676.63%
-368,000
-102.99%
Capital Expenditures
117,000
-53.39%
251,000
+13.57%
221,000
+41.67%
156,000
-61.19%
Cash from Investing Activities
-9.1M
-1,951.02%
492,000
-89.70%
4.8M
+3,163.46%
-156,000
-97.21%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
7.1M
+1,961.20%
-384,000
-119.97%
1.9M
+130.81%
-6.2M
0.00%
Financials Ratio
Gross Margin
9.15%
-52.52%
19.27%
-11.38%
21.74%
+2.50%
21.21%
+117.02%
Operating Margin
-172.75%
+203.80%
-56.86%
+12.63%
-50.49%
+265.02%
-13.83%
-94.21%
Return on Assets
-37.65%
+109.84%
-17.94%
+630.70%
-2.46%
+396.80%
-0.49%
-95.29%
Return on Equity
-47.59%
+128.54%
-20.82%
+643.66%
-2.80%
+404.70%
-0.55%
-95.61%
Revenue Growth
69.72%
-61.74%
182.24%
+2,407.72%
-7.90%
-251.48%
5.21%
+136.69%
Current Ratio
0.92
-72.15%
3.30
+46.28%
2.26
-57.22%
5.28
+86.30%
Cash Ratio
0.24
-72.31%
0.87
+32.65%
0.66
-51.18%
1.35
-15.03%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
0.003
-98.43%
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
0.003
-98.42%

Earnings & Revenue History

Debt-to-Assets

Cash Flow