UFCS
United Fire Gr (UFCS)
NASDAQ
$50.25+$1.75 (+3.61%)
Price as of Jun 23, 2026 5:39 PM EDT
  • $1.2B
    Market Cap
  • 71.54%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
1.4B
+10.62%
1.3B
+14.41%
1.1B
+11.75%
980.3M
-8.06%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
1.4B
+10.62%
1.3B
+14.41%
1.1B
+11.75%
980.3M
-8.06%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
10.8M
-1.23%
10.9M
+3.77%
10.5M
+37.00%
7.7M
+16.74%
Total Operating Expenses
1.2B
+5.29%
1.2B
+3.62%
1.1B
+17.25%
968.2M
-0.12%
Operating Profit
147.9M
+92.04%
77.0M
+293.94%
-39.7M
-428.90%
12.1M
-87.53%
Interest Income
-4.3M
-27.45%
-5.9M
-481.45%
1.5M
+109.90%
-15.6M
-136.14%
Interest Expense
-11.3M
+54.75%
-7.3M
+123.34%
-3.3M
+2.26%
-3.2M
+0.03%
Interest Income and Expense and Net
-15.5M
+17.95%
-13.2M
+669.53%
-1.7M
-90.89%
-18.8M
-146.98%
Total Nonoperating Income and Expense
11.3M
+54.75%
7.3M
+123.34%
3.3M
+2.26%
3.2M
+0.03%
Income before Taxes
147.9M
+92.04%
77.0M
+293.94%
-39.7M
-428.90%
12.1M
-87.53%
Income Taxes
29.7M
+97.29%
15.1M
+250.45%
-10.0M
+239.23%
-3.0M
-118.18%
Extraordinary Items
0
N/A
0
-100.00%
94,000
-80.00%
470,000
+191.80%
Net Income
118.2M
+90.76%
62.0M
+308.61%
-29.7M
-297.59%
15.0M
-81.35%
Net Income from Continuing Operations Applicable to Common
147.9M
+92.04%
77.0M
+293.94%
-39.7M
-364.26%
15.0M
-81.35%
Basic EPS and Net Income
4.64
+89.39%
2.45
N/A
N/A
N/A
N/A
N/A
Diluted EPS and Net Income
4.48
+87.45%
2.39
N/A
N/A
N/A
N/A
N/A
Basic Weighted Average Shares
25.5M
+0.59%
25.3M
+0.28%
25.2M
+0.35%
25.2M
+0.27%
Diluted Weighted Average Shares
26.4M
+1.68%
25.9M
+2.65%
25.2M
-0.27%
25.3M
+0.90%
Balance Sheet
Cash and Cash Equivalents
156.3M
-22.20%
200.9M
+96.92%
102.0M
+5.58%
96.7M
-26.84%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
156.3M
-22.20%
200.9M
+96.92%
102.0M
+5.58%
96.7M
-26.84%
Total Current Assets
122.8M
-3.92%
127.8M
+3.45%
123.5M
+39.27%
88.7M
+9.39%
Accumulated Depreciation
85.6M
+12.77%
75.9M
+11.17%
68.2M
+14.57%
59.6M
-0.96%
Property and Plant and Equipment and Net
132.6M
-2.49%
136.0M
+1.32%
134.2M
+0.85%
133.1M
-3.33%
Total Long-Term Assets
122.8M
-3.92%
127.8M
+3.45%
123.5M
+39.27%
88.7M
+9.39%
Total Assets
3.8B
+10.10%
3.5B
+10.95%
3.1B
+9.09%
2.9B
-4.33%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
0
-100.00%
Total Short-Term Debt
0
N/A
0
N/A
0
N/A
0
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
238.5M
+35.98%
175.4M
+356.65%
38.4M
+6.21%
36.2M
-21.45%
Total Long-Term Liabilities
109.4M
+400.09%
21.9M
-26.29%
29.7M
N/A
0
-100.00%
Total Liabilities
2.9B
+7.12%
2.7B
+12.30%
2.4B
+12.52%
2.1B
+0.40%
Retained Earnings
722.3M
+16.42%
620.4M
+7.96%
574.7M
-7.39%
620.6M
-0.13%
Total Stockholders Equity
941.2M
+20.43%
781.5M
+6.51%
733.7M
-0.86%
740.1M
-15.81%
Total Shares Outstanding
25.5M
+0.57%
25.4M
+0.43%
25.3M
+0.24%
25.2M
+0.51%
Cash Flow
Cash from Operating Activities
269.7M
-20.73%
340.3M
+98.16%
171.7M
+13,827.90%
-1.3M
-104.18%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Investing Activities
-326.0M
+11.45%
-292.5M
+95.14%
-149.9M
+681.84%
-19.2M
-160.42%
Dividends Paid
16.3M
+0.58%
16.2M
+0.30%
16.2M
+1.92%
15.9M
+5.28%
Cash from Financing Activities
11.6M
-77.29%
51.1M
+410.48%
-16.5M
+9.46%
-15.0M
-14.06%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
10.67%
+73.60%
6.15%
+269.52%
-3.63%
-394.31%
1.23%
-86.44%
Return on Assets
3.23%
+72.64%
1.87%
+289.53%
-0.99%
-293.27%
0.51%
-80.76%
Return on Equity
13.72%
+67.79%
8.18%
+302.91%
-4.03%
-317.07%
1.86%
-80.37%
Revenue Growth
10.62%
-26.29%
14.41%
+22.63%
11.75%
+245.83%
-8.06%
+3,433.86%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.25
+12.92%
0.22
+328.24%
0.05
+7.16%
0.05
-6.68%
Debt-to-Assets Ratio
0.06
+23.46%
0.05
+312.30%
0.01
-2.40%
0.01
-18.30%

Earnings & Revenue History

Debt-to-Assets

Cash Flow