UNTY
Unity Bancorp (UNTY)
NASDAQ
$56.46+$1.00 (+1.81%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $556.8M
    Market Cap
  • 22.89%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
117.0M
+18.68%
98.6M
+3.80%
95.0M
+5.43%
90.1M
+16.96%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
117.0M
+18.68%
98.6M
+3.80%
95.0M
+5.43%
90.1M
+16.96%
Sales and Marketing Expense
1.7M
+4.41%
1.6M
+12.19%
1.4M
+18.48%
1.2M
-1.94%
Research and Development Expense
-4.2M
+20.73%
-3.5M
+16.00%
-3.0M
+5.13%
-2.8M
-6.62%
Depreciation and Amortization Expense
1.4M
-6.67%
1.5M
-37.05%
2.4M
-13.53%
2.8M
+71.29%
Total Operating Expenses
52.4M
+7.42%
48.7M
+3.76%
47.0M
+10.34%
42.6M
+4.39%
Operating Profit
75.5M
+38.83%
54.4M
+2.63%
53.0M
+3.06%
51.4M
+6.84%
Interest Income
173.6M
+11.49%
155.7M
+8.53%
143.5M
+42.44%
100.7M
+18.82%
Interest Expense
N/A
N/A
N/A
N/A
-48.5M
+356.18%
-10.6M
+37.33%
Interest Income and Expense and Net
173.6M
+11.49%
155.7M
+63.94%
95.0M
+5.43%
90.1M
+16.96%
Total Nonoperating Income and Expense
117.0M
+18.68%
98.6M
+3.80%
95.0M
+5.43%
90.1M
+16.96%
Income before Taxes
75.5M
+38.83%
54.4M
+2.63%
53.0M
+3.06%
51.4M
+6.84%
Income Taxes
17.6M
+35.71%
12.9M
-2.62%
13.3M
+2.50%
13.0M
+7.93%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
58.0M
+39.81%
41.5M
+4.39%
39.7M
+3.25%
38.5M
+6.47%
Net Income from Continuing Operations Applicable to Common
75.5M
+38.83%
54.4M
+2.63%
53.0M
+3.06%
51.4M
+6.84%
Basic EPS and Net Income
5.78
+39.95%
4.13
+6.17%
3.89
+6.28%
3.66
+5.48%
Diluted EPS and Net Income
5.67
+39.66%
4.06
+5.73%
3.84
+6.96%
3.59
+4.66%
Basic Weighted Average Shares
10.0M
+0.02%
10.0M
-1.72%
10.2M
-2.86%
10.5M
+1.01%
Diluted Weighted Average Shares
10.2M
+0.21%
10.2M
-1.32%
10.3M
-3.43%
10.7M
+1.51%
Balance Sheet
Cash and Cash Equivalents
216.5M
+20.00%
180.4M
-7.36%
194.8M
+69.68%
114.8M
-53.11%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
216.5M
+20.00%
180.4M
-7.36%
194.8M
+69.68%
114.8M
-53.11%
Total Current Assets
216.5M
+20.00%
180.4M
-7.36%
194.8M
+69.68%
114.8M
-53.11%
Accumulated Depreciation
10.6M
+11.09%
9.5M
-55.88%
21.5M
+6.68%
20.2M
+7.42%
Property and Plant and Equipment and Net
18.0M
-4.03%
18.8M
-4.03%
19.6M
-2.17%
20.0M
+0.44%
Total Long-Term Assets
142.0M
-13.29%
163.8M
+5.51%
155.3M
-3.54%
160.9M
+62.19%
Total Assets
3.0B
+11.78%
2.7B
+2.93%
2.6B
+5.46%
2.4B
+20.22%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
170.0M
N/A
N/A
N/A
N/A
N/A
5.6M
+30.23%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
10.3M
0.00%
10.3M
0.00%
10.3M
0.00%
10.3M
0.00%
Total Long-Term Liabilities
20.8M
-91.18%
235.6M
-36.67%
372.0M
-6.73%
398.9M
+617.34%
Total Liabilities
2.6B
+11.13%
2.4B
+1.78%
2.3B
+5.05%
2.2B
+20.66%
Retained Earnings
243.9M
+7.30%
227.3M
+18.95%
191.1M
+21.76%
157.0M
+27.57%
Total Stockholders Equity
345.6M
+16.93%
295.6M
+13.06%
261.4M
+9.28%
239.2M
+16.28%
Total Shares Outstanding
10.0M
-0.44%
10.0M
-0.37%
10.1M
-4.92%
10.6M
+1.86%
Cash Flow
Cash from Operating Activities
44.9M
-6.42%
48.0M
+2.30%
46.9M
+9.94%
42.7M
+81.93%
Capital Expenditures
564,000
-18.61%
693,000
-27.43%
955,000
-35.56%
1.5M
+16.78%
Cash from Investing Activities
-256.8M
+176.72%
-92.8M
+60.45%
-57.8M
-89.31%
-541.3M
+1,621.64%
Dividends Paid
5.6M
+11.71%
5.0M
+6.35%
4.7M
+7.96%
4.4M
+20.90%
Cash from Financing Activities
248.0M
+713.47%
30.5M
-66.47%
90.9M
-75.33%
368.6M
+1,000.50%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
64.52%
+16.98%
55.16%
-1.13%
55.79%
-2.24%
57.07%
-8.66%
Return on Assets
2.06%
+30.16%
1.58%
+0.22%
1.58%
-7.94%
1.72%
-5.08%
Return on Equity
18.08%
+21.45%
14.88%
-6.17%
15.86%
-8.24%
17.29%
-9.16%
Revenue Growth
18.68%
+391.06%
3.80%
-29.88%
5.43%
-68.02%
16.96%
-13.28%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.52
N/A
N/A
N/A
N/A
N/A
0.07
-6.34%
Debt-to-Assets Ratio
0.06
N/A
N/A
N/A
N/A
N/A
0.007
-9.72%

Earnings & Revenue History

Debt-to-Assets

Cash Flow