• $1.1B
    Market Cap
  • 44.62%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
1.6B
+5.48%
1.5B
+9.27%
1.4B
+13.82%
1.2B
+8.99%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
1.6B
+5.48%
1.5B
+9.27%
1.4B
+13.82%
1.2B
+8.99%
Sales and Marketing Expense
26.2M
-92.34%
342.1M
+12.50%
304.1M
-0.27%
304.9M
-2.97%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
6.4M
+5.35%
6.1M
-16.35%
7.3M
+0.23%
7.3M
+5.54%
Total Operating Expenses
1.4B
-5.25%
1.4B
+10.24%
1.3B
+4.30%
1.2B
+13.71%
Operating Profit
243.1M
+187.28%
84.6M
-4.23%
88.3M
+424.25%
-27.2M
-195.90%
Interest Income
15.2M
+5.89%
14.3M
+3.01%
13.9M
-25.56%
18.7M
+56.79%
Interest Expense
-6.4M
-0.83%
-6.5M
-0.84%
-6.5M
-1.18%
-6.6M
+935.89%
Interest Income and Expense and Net
8.8M
+11.42%
7.9M
+6.42%
7.4M
-38.89%
12.1M
+7.10%
Total Nonoperating Income and Expense
8.3M
-1.14%
8.4M
+28.80%
6.5M
-1.18%
6.6M
-13.39%
Income before Taxes
243.1M
+187.28%
84.6M
-4.23%
88.3M
+424.25%
-27.2M
-195.90%
Income Taxes
60.1M
+134.08%
25.7M
+19.31%
21.5M
+531.38%
-5.0M
-162.33%
Extraordinary Items
N/A
N/A
N/A
N/A
0
N/A
0
-100.00%
Net Income
183.0M
+210.47%
58.9M
-11.81%
66.8M
+400.23%
-22.3M
-209.07%
Net Income from Continuing Operations Applicable to Common
243.1M
+187.28%
84.6M
-4.23%
88.3M
+424.25%
-27.2M
-195.90%
Basic EPS and Net Income
6.56
+216.91%
2.07
-7.59%
2.24
+411.11%
-0.72
-210.77%
Diluted EPS and Net Income
6.32
+214.43%
2.01
-9.46%
2.22
+408.33%
-0.72
-210.77%
Basic Weighted Average Shares
27.9M
-2.13%
28.5M
-4.46%
29.8M
-3.00%
30.8M
-1.50%
Diluted Weighted Average Shares
29.0M
-1.09%
29.3M
-2.90%
30.1M
-1.96%
30.8M
-1.78%
Balance Sheet
Cash and Cash Equivalents
408.9M
+57.60%
259.4M
-34.70%
397.3M
+2.21%
388.7M
+55.17%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
408.9M
+57.60%
259.4M
-34.70%
397.3M
+2.21%
388.7M
+55.17%
Total Current Assets
24.0M
-14.99%
28.2M
+24.83%
22.6M
+23.57%
18.3M
-16.88%
Accumulated Depreciation
39.5M
+12.97%
35.0M
+12.11%
31.2M
+7.07%
29.1M
+27.78%
Property and Plant and Equipment and Net
49.3M
+1.43%
48.7M
+2.15%
47.6M
-7.35%
51.4M
-4.24%
Total Long-Term Assets
24.0M
-14.99%
28.2M
+24.83%
22.6M
+23.57%
18.3M
-16.88%
Total Assets
2.8B
-0.08%
2.8B
+22.68%
2.3B
-19.85%
2.9B
+40.56%
Income Taxes Payable
28.6M
+335.21%
6.6M
+11.47%
5.9M
N/A
N/A
N/A
Total Short-Term Debt
1.1M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
0
-100.00%
50,000
+194.12%
Total Long-Term Debt
100.5M
-0.75%
101.2M
-0.75%
102.0M
-0.74%
102.8M
-0.87%
Total Long-Term Liabilities
100.5M
-0.75%
101.2M
-0.75%
102.0M
-0.74%
102.8M
-0.87%
Total Liabilities
2.3B
-7.29%
2.5B
+24.98%
2.0B
-24.09%
2.6B
+60.00%
Retained Earnings
757.4M
+26.91%
596.9M
+6.45%
560.7M
+8.36%
517.5M
-8.21%
Total Stockholders Equity
551.0M
+47.63%
373.3M
+9.36%
341.3M
+18.55%
287.9M
-33.00%
Total Shares Outstanding
28.0M
-0.31%
28.1M
-3.00%
29.0M
-4.68%
30.4M
-2.66%
Cash Flow
Cash from Operating Activities
381.5M
+177.74%
137.4M
+93.54%
71.0M
-78.13%
324.5M
+38.46%
Capital Expenditures
4.4M
-39.77%
7.4M
+83.33%
4.0M
-17.96%
4.9M
-32.20%
Cash from Investing Activities
-113.6M
-50.19%
-228.1M
+1,395.59%
-15.3M
-89.75%
-148.9M
-35.11%
Dividends Paid
22.2M
-0.68%
22.3M
-4.14%
23.3M
-2.08%
23.8M
-1.72%
Cash from Financing Activities
-52.1M
+10.59%
-47.1M
+0.02%
-47.1M
+25.80%
-37.5M
-154.84%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
15.15%
+172.34%
5.56%
-12.35%
6.35%
+384.89%
-2.23%
-187.99%
Return on Assets
6.44%
+181.88%
2.28%
-10.99%
2.57%
+385.23%
-0.90%
-184.11%
Return on Equity
39.59%
+140.02%
16.49%
-22.35%
21.24%
+442.42%
-6.20%
-233.59%
Revenue Growth
5.48%
-40.83%
9.27%
-32.93%
13.82%
+53.75%
8.99%
+96.40%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
366.24
-71.74%
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
7,774.12
-47.24%
Debt-to-Equity Ratio
0.18
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
0.04
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow