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Univest Finl (UVSP)

NASDAQ

$42.92+$0.02 (+0.06%)

Price as of Jun 23, 2026 4:40 PM EDT

$1.2B
Market Cap
43.64%
1-Year Change
Banks - Regional
Industry

Annual

Quarterly

	12/31/2025	12/31/2024	12/31/2023	12/31/2022
Income Statement
Total Operating Revenue	240.2M +13.74%	211.2M -4.01%	220.0M +0.78%	218.3M +15.88%
Cost of Revenue	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Gross Profit	240.2M +13.74%	211.2M -4.01%	220.0M +0.78%	218.3M +15.88%
Sales and Marketing Expense	1.7M -23.93%	2.2M -0.32%	2.2M -11.45%	2.5M +19.34%
Research and Development Expense	-17.4M +2.77%	-17.0M +0.93%	-16.8M +10.41%	-15.2M +19.40%
Depreciation and Amortization Expense	469,000 -27.62%	648,000 -23.31%	845,000 -29.58%	1.2M +24.35%
Total Operating Expenses	203.0M +2.55%	198.0M +0.32%	197.4M +5.67%	186.8M +11.57%
Operating Profit	113.3M +18.94%	95.3M +7.45%	88.7M -8.77%	97.2M -14.97%
Interest Income	430.5M +4.40%	412.4M +10.93%	371.7M +47.40%	252.2M +20.25%
Interest Expense	N/A N/A	-18.2M -88.00%	-151.7M +347.64%	-33.9M +58.78%
Interest Income and Expense and Net	430.5M +9.22%	394.1M +79.16%	220.0M +0.78%	218.3M +15.88%
Total Nonoperating Income and Expense	240.2M +13.74%	211.2M -4.01%	220.0M +0.78%	218.3M +15.88%
Income before Taxes	113.3M +18.94%	95.3M +7.45%	88.7M -8.77%	97.2M -14.97%
Income Taxes	22.6M +16.65%	19.4M +10.15%	17.6M -7.88%	19.1M -15.26%
Extraordinary Items	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Net Income	90.8M +19.53%	75.9M +6.79%	71.1M -8.98%	78.1M -14.90%
Net Income from Continuing Operations Applicable to Common	113.3M +18.94%	95.3M +7.45%	88.7M -8.77%	97.2M -14.97%
Basic EPS and Net Income	3.16 +21.54%	2.60 +7.44%	2.42 -9.02%	2.66 -14.74%
Diluted EPS and Net Income	3.13 +21.32%	2.58 +7.05%	2.41 -8.71%	2.64 -15.11%
Basic Weighted Average Shares	28.7M -1.64%	29.2M -0.74%	29.4M +0.14%	29.4M -0.007%
Diluted Weighted Average Shares	29.0M -1.44%	29.4M -0.45%	29.5M -0.06%	29.6M -0.01%
Balance Sheet
Cash and Cash Equivalents	63.6M -16.34%	76.0M +4.37%	72.8M -13.50%	84.2M +71.08%
Short-Term Investments	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash and Cash Equivalents and Short-Term Investments	63.6M -16.34%	76.0M +4.37%	72.8M -13.50%	84.2M +71.08%
Total Current Assets	553.7M +68.38%	328.8M +31.64%	249.8M +63.48%	152.8M -82.83%
Accumulated Depreciation	42.3M -13.43%	48.9M -0.84%	49.3M +3.22%	47.8M +2.52%
Property and Plant and Equipment and Net	45.6M -2.39%	46.7M -9.27%	51.4M +0.99%	50.9M -10.45%
Total Long-Term Assets	45.6M -2.39%	46.7M -9.27%	51.4M +0.99%	50.9M -10.45%
Total Assets	8.4B +3.80%	8.1B +4.47%	7.8B +7.73%	7.2B +1.40%
Income Taxes Payable	1.0M N/A	N/A N/A	0 -100.00%	2.2M N/A
Total Short-Term Debt	24.4M +118.33%	11.2M +77.31%	6.3M -96.80%	197.1M +880.51%
Total Current Liabilities	4.6M -12.96%	5.2M -55.52%	11.8M +28.54%	9.1M N/A
Total Long-Term Debt	298.9M -20.14%	374.3M -18.42%	458.8M +88.59%	243.3M +25.47%
Total Long-Term Liabilities	28.5M -9.38%	31.5M -9.66%	34.9M +5.12%	33.2M -0.90%
Total Liabilities	7.5B +3.49%	7.2B +4.32%	6.9B +7.69%	6.4B +1.53%
Retained Earnings	591.2M +12.44%	525.8M +10.76%	474.7M +10.74%	428.6M +14.27%
Total Stockholders Equity	943.3M +6.31%	887.3M +5.73%	839.2M +8.08%	776.5M +0.35%
Total Shares Outstanding	28.2M -3.06%	29.0M -1.58%	29.5M +0.82%	29.3M -0.77%
Cash Flow
Cash from Operating Activities	101.5M +35.16%	75.1M -16.31%	89.7M -18.01%	109.5M +6.96%
Capital Expenditures	4.6M +47.71%	3.1M -53.84%	6.7M +28.79%	5.2M -11.18%
Cash from Investing Activities	-83.7M -67.78%	-259.7M -42.84%	-454.4M -49.37%	-897.6M +608.01%
Dividends Paid	25.3M +1.98%	24.8M -0.83%	25.1M +1.80%	24.6M +4.38%
Cash from Financing Activities	207.0M -21.48%	263.7M -42.89%	461.7M +808.74%	50.8M -92.69%
Financials Ratio
Gross Margin	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Operating Margin	47.19% +4.57%	45.13% +11.95%	40.31% -9.47%	44.53% -26.63%
Return on Assets	1.10% +14.78%	0.95% +0.71%	0.95% -12.97%	1.09% -20.16%
Return on Equity	9.92% +12.73%	8.80% -0.06%	8.80% -12.67%	10.08% -19.51%
Revenue Growth	13.74% +442.57%	-4.01% -615.19%	0.78% -95.10%	15.88% +97.46%
Current Ratio	121.64 +93.46%	62.88 +195.98%	21.24 +27.18%	16.70 N/A
Cash Ratio	13.97 -3.88%	14.53 +134.67%	6.19 -32.70%	9.20 N/A
Debt-to-Equity Ratio	0.34 -21.11%	0.43 -21.62%	0.55 -2.29%	0.57 +105.14%
Debt-to-Assets Ratio	0.04 -19.20%	0.05 -20.74%	0.06 -1.97%	0.06 +103.33%

Earnings & Revenue History

Debt-to-Assets

Cash Flow