• $82.0M
    Market Cap
  • 23.71%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
38.9M
+8.15%
35.9M
+9.88%
32.7M
+17.87%
27.7M
+6.22%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
38.9M
+8.15%
35.9M
+9.88%
32.7M
+17.87%
27.7M
+6.22%
Sales and Marketing Expense
1.5M
-1.00%
1.5M
+15.49%
1.3M
-0.69%
1.3M
+0.08%
Research and Development Expense
-889,000
+4.47%
-851,000
+16.10%
-733,000
-10.17%
-816,000
+20.00%
Depreciation and Amortization Expense
1.1M
-3.08%
1.1M
-0.45%
1.1M
-2.20%
1.1M
+0.89%
Total Operating Expenses
34.8M
+7.44%
32.4M
+8.20%
29.9M
+0.82%
29.7M
-10.39%
Operating Profit
14.6M
+14.45%
12.8M
+18.53%
10.8M
+8.14%
10.0M
-22.51%
Interest Income
57.8M
+5.66%
54.7M
+19.69%
45.7M
+44.85%
31.6M
+1,679.14%
Interest Expense
-1.3M
+4.21%
-1.3M
-90.14%
-13.0M
+240.74%
-3.8M
+152.11%
Interest Income and Expense and Net
56.5M
+5.69%
53.4M
+63.44%
32.7M
+17.87%
27.7M
+10,651.94%
Total Nonoperating Income and Expense
38.9M
+8.15%
35.9M
+9.88%
32.7M
+17.87%
27.7M
+6.22%
Income before Taxes
14.6M
+14.45%
12.8M
+18.53%
10.8M
+8.14%
10.0M
-22.51%
Income Taxes
3.3M
+14.00%
2.9M
+31.50%
2.2M
+27.16%
1.7M
-38.29%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
11.4M
+14.58%
9.9M
+15.26%
8.6M
+4.21%
8.2M
-18.19%
Net Income from Continuing Operations Applicable to Common
10.8M
+15.48%
9.3M
+16.32%
8.0M
+4.52%
7.7M
-19.27%
Basic EPS and Net Income
1.49
+14.62%
1.30
+16.07%
1.12
+3.70%
1.08
-18.80%
Diluted EPS and Net Income
1.49
+14.62%
1.30
+16.07%
1.12
+3.70%
1.08
-18.80%
Basic Weighted Average Shares
7.2M
+0.69%
7.2M
-0.13%
7.2M
+1.31%
7.1M
-1.04%
Diluted Weighted Average Shares
7.2M
+0.69%
7.2M
-0.13%
7.2M
+1.31%
7.1M
-1.04%
Balance Sheet
Cash and Cash Equivalents
73.3M
+40.30%
52.3M
-17.60%
63.4M
-44.64%
114.6M
+21.37%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
73.3M
+40.30%
52.3M
-17.60%
63.4M
-44.64%
114.6M
+21.37%
Total Current Assets
9.2M
+17.17%
7.8M
-16.55%
9.4M
+15.29%
8.2M
-13.85%
Accumulated Depreciation
15.5M
+5.84%
14.7M
+7.15%
13.7M
+1.69%
13.5M
+4.31%
Property and Plant and Equipment and Net
14.7M
+1.60%
14.5M
-4.04%
15.1M
+2.40%
14.7M
-7.83%
Total Long-Term Assets
9.2M
+17.17%
7.8M
-16.55%
9.4M
+15.29%
8.2M
-13.85%
Total Assets
1.2B
+5.98%
1.1B
+5.24%
1.1B
+5.21%
1.0B
+8.49%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
25,000
-98.23%
1.4M
+2.54%
1.4M
+32.09%
1.0M
-3.42%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
29.0M
-0.39%
29.2M
+0.20%
29.1M
-1.70%
29.6M
+0.26%
Total Long-Term Liabilities
29.0M
-0.39%
29.2M
+0.20%
29.1M
-1.70%
29.6M
+0.26%
Total Liabilities
1.1B
+4.64%
1.1B
+4.69%
1.0B
+4.18%
982.1M
+11.74%
Retained Earnings
59.0M
+17.17%
50.4M
+19.58%
42.1M
+13.71%
37.0M
+21.21%
Total Stockholders Equity
64.9M
+38.02%
47.0M
+21.24%
38.8M
+45.04%
26.7M
-46.66%
Total Shares Outstanding
7.2M
+1.38%
7.1M
-0.65%
7.1M
+0.70%
7.1M
+1.66%
Cash Flow
Cash from Operating Activities
9.9M
-30.01%
14.1M
+50.82%
9.3M
-69.79%
30.9M
+971.03%
Capital Expenditures
1.7M
+96.10%
846,000
-52.92%
1.8M
+312.16%
436,000
-43.01%
Cash from Investing Activities
-36.1M
-49.66%
-71.7M
-28.82%
-100.8M
-10.62%
-112.8M
+12.62%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
47.3M
+1.77%
46.5M
+15.34%
40.3M
-60.50%
102.0M
-6.58%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
37.59%
+5.83%
35.52%
+7.88%
32.92%
-8.25%
35.88%
-27.05%
Return on Assets
0.98%
+8.48%
0.90%
+9.54%
0.82%
-2.41%
0.84%
-26.20%
Return on Equity
20.29%
-12.15%
23.09%
-11.98%
26.24%
+22.25%
21.46%
+5.05%
Revenue Growth
8.15%
-17.50%
9.88%
-44.72%
17.87%
+187.12%
6.22%
-68.22%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.45
-31.10%
0.65
-17.27%
0.79
-31.43%
1.15
+87.72%
Debt-to-Assets Ratio
0.02
-10.33%
0.03
-4.58%
0.03
-5.65%
0.03
-7.67%

Earnings & Revenue History

Debt-to-Assets

Cash Flow