• $235.9M
    Market Cap
  • 22.33%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
51.5M
+11.07%
46.4M
-5.30%
49.0M
-8.55%
53.5M
+19.03%
Cost of Revenue
595,000
+5.87%
562,000
+3.50%
543,000
N/A
N/A
N/A
Gross Profit
50.9M
+11.13%
45.8M
-5.39%
48.4M
-9.56%
53.5M
+19.03%
Sales and Marketing Expense
761,000
+4.25%
730,000
-33.52%
1.1M
-10.29%
1.2M
+32.75%
Research and Development Expense
-2.0M
-25.16%
-2.6M
-5.43%
-2.8M
+2.64%
-2.7M
-2.36%
Depreciation and Amortization Expense
1.1M
-14.68%
1.3M
-12.86%
1.5M
-14.49%
1.7M
+19.92%
Total Operating Expenses
33.4M
-0.84%
33.7M
-1.17%
34.1M
-11.65%
38.6M
-9.33%
Operating Profit
24.1M
+15.23%
20.9M
-10.20%
23.3M
-18.47%
28.5M
+139.54%
Interest Income
77.2M
+1.74%
75.9M
+8.48%
70.0M
+23.37%
56.7M
+17.52%
Interest Expense
N/A
N/A
N/A
N/A
-21.0M
+560.21%
-3.2M
-3.05%
Interest Income and Expense and Net
77.2M
+1.74%
75.9M
+55.05%
49.0M
-8.55%
53.5M
+19.03%
Total Nonoperating Income and Expense
51.5M
+11.07%
46.4M
-5.30%
49.0M
-8.55%
53.5M
+19.03%
Income before Taxes
24.1M
+15.23%
20.9M
-10.20%
23.3M
-18.47%
28.5M
+139.54%
Income Taxes
4.8M
+22.58%
3.9M
-1.92%
4.0M
-21.50%
5.1M
+176.71%
Extraordinary Items
N/A
N/A
N/A
N/A
242,000
0.00%
242,000
N/A
Net Income
19.3M
+13.53%
17.0M
-11.92%
19.3M
-17.81%
23.4M
+132.73%
Net Income from Continuing Operations Applicable to Common
24.1M
+15.23%
20.9M
-10.20%
23.3M
-18.47%
28.5M
+139.54%
Basic EPS and Net Income
3.57
+12.97%
3.16
-12.22%
3.60
-18.18%
4.40
+103.70%
Diluted EPS and Net Income
3.55
+12.70%
3.15
-12.01%
3.58
-18.26%
4.38
+104.67%
Basic Weighted Average Shares
5.4M
+0.33%
5.4M
+0.27%
5.4M
+0.61%
5.3M
+14.05%
Diluted Weighted Average Shares
5.4M
+0.49%
5.4M
+0.35%
5.4M
+0.41%
5.4M
+13.97%
Balance Sheet
Cash and Cash Equivalents
5.8M
+9.17%
5.3M
-70.62%
18.1M
-13.90%
21.0M
+3.19%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
5.8M
+9.17%
5.3M
-70.62%
18.1M
-13.90%
21.0M
+3.19%
Total Current Assets
13.8M
-4.66%
14.5M
+1.62%
14.3M
+5.77%
13.5M
-25.56%
Accumulated Depreciation
26.1M
+3.35%
25.3M
+5.64%
23.9M
+2.88%
23.3M
+5.79%
Property and Plant and Equipment and Net
11.7M
-24.03%
15.4M
-5.01%
16.2M
-9.06%
17.8M
-29.03%
Total Long-Term Assets
13.8M
-4.66%
14.5M
+1.62%
14.3M
+5.77%
13.5M
-25.56%
Total Assets
1.6B
+2.04%
1.6B
-1.77%
1.6B
+1.40%
1.6B
-17.69%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
20.0M
0.00%
20.0M
-69.92%
66.5M
N/A
0
N/A
Total Current Liabilities
4.1M
+6.68%
3.8M
-2.71%
4.0M
+95.84%
2.0M
-43.16%
Total Long-Term Debt
3.6M
+1.37%
3.5M
+1.36%
3.5M
+1.35%
3.4M
+1.37%
Total Long-Term Liabilities
6.2M
+14.90%
5.4M
-17.14%
6.5M
+5.36%
6.2M
-13.15%
Total Liabilities
1.5B
+0.62%
1.5B
-2.44%
1.5B
+0.20%
1.5B
-17.69%
Retained Earnings
94.2M
+14.13%
82.5M
+11.83%
73.8M
+16.22%
63.5M
+36.71%
Total Stockholders Equity
184.2M
+14.88%
160.3M
+4.75%
153.0M
+14.71%
133.4M
-17.64%
Total Shares Outstanding
5.4M
+0.41%
5.4M
+0.09%
5.4M
+0.54%
5.3M
+0.55%
Cash Flow
Cash from Operating Activities
21.3M
+39.53%
15.3M
+9.97%
13.9M
-38.71%
22.7M
+73.63%
Capital Expenditures
582,000
-20.60%
733,000
-37.40%
1.2M
+114.47%
546,000
-57.77%
Cash from Investing Activities
31.8M
+101.84%
15.8M
+179.69%
-19.8M
-88.18%
-167.2M
-163.77%
Dividends Paid
7.6M
+7.28%
7.1M
+0.18%
7.1M
+10.67%
6.4M
-0.25%
Cash from Financing Activities
381,000
+100.90%
-42.3M
+619.53%
-5.9M
-98.19%
-324.2M
-263.00%
Financials Ratio
Gross Margin
98.84%
+0.06%
98.79%
-0.10%
98.89%
N/A
N/A
N/A
Operating Margin
46.75%
+3.75%
45.06%
-5.18%
47.53%
-10.85%
53.31%
+101.25%
Return on Assets
1.18%
+13.39%
1.04%
-11.74%
1.18%
-9.61%
1.30%
+82.57%
Return on Equity
11.18%
+3.27%
10.83%
-19.48%
13.45%
-15.25%
15.87%
+92.69%
Revenue Growth
11.07%
+309.02%
-5.30%
-38.06%
-8.55%
-144.94%
19.03%
-78.48%
Current Ratio
3.37
-10.63%
3.77
+4.45%
3.61
-45.99%
6.69
+30.97%
Cash Ratio
1.41
+2.33%
1.38
-69.80%
4.57
-56.04%
10.40
+81.53%
Debt-to-Equity Ratio
0.13
-12.76%
0.15
-67.93%
0.46
+1,685.55%
0.03
+23.08%
Debt-to-Assets Ratio
0.01
-1.38%
0.01
-65.88%
0.04
+1,923.81%
0.002
+23.53%

Earnings & Revenue History

Debt-to-Assets

Cash Flow