VBNK
VERSABANK (VBNK)
NASDAQ
$20.40+$0.33 (+1.63%)
Price as of Jun 03, 2026 7:56 PM EDT
  • $586.7M
    Market Cap
  • 57.68%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
10/31/2025
10/31/2024
10/31/2023
10/31/2022
Income Statement
Total Operating Revenue
124.6M
+11.65%
111.6M
+2.76%
108.6M
+1,797.22%
5.7M
+10.12%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
124.6M
+11.65%
111.6M
+2.76%
108.6M
+1,797.22%
5.7M
+10.12%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Operating Expenses
33.7M
+75.95%
19.2M
+27.36%
15.1M
-69.53%
49.4M
+41.10%
Operating Profit
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Interest Income
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Interest Expense
-179.5M
-1.78%
-182.8M
+41.37%
-129.3M
+157.79%
-50.2M
+70.98%
Interest Income and Expense and Net
-179.5M
-1.78%
-182.8M
+41.37%
-129.3M
+157.79%
-50.2M
+70.98%
Total Nonoperating Income and Expense
179.5M
-1.78%
182.8M
+41.37%
129.3M
+157.79%
50.2M
+70.98%
Income before Taxes
28.5M
-28.40%
39.7M
-5.73%
42.2M
+86.08%
22.7M
+1.24%
Income Taxes
13.0M
-13.36%
15.0M
-2.83%
15.5M
+56.55%
9.9M
+17.61%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
28.5M
-28.40%
39.7M
-5.73%
42.2M
+86.08%
22.7M
+1.24%
Net Income from Continuing Operations Applicable to Common
28.5M
-28.40%
39.7M
-5.73%
42.2M
+86.08%
22.7M
+1.24%
Basic EPS and Net Income
0.90
-39.60%
1.49
-5.10%
1.57
+98.73%
0.79
-17.71%
Diluted EPS and Net Income
0.90
-39.60%
1.49
-5.10%
1.57
+98.73%
0.79
-17.71%
Basic Weighted Average Shares
31.5M
+21.34%
26.0M
-1.17%
26.3M
-4.20%
27.4M
+26.08%
Diluted Weighted Average Shares
31.5M
+21.34%
26.0M
-1.17%
26.3M
-4.20%
27.4M
+26.08%
Balance Sheet
Cash and Cash Equivalents
581.7M
+158.25%
225.3M
+70.33%
132.2M
+49.29%
88.6M
-67.38%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
581.7M
+158.25%
225.3M
+70.33%
132.2M
+49.29%
88.6M
-67.38%
Total Current Assets
32.7M
+10.46%
29.6M
-42.04%
51.0M
+18.18%
43.2M
+6.57%
Accumulated Depreciation
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Property and Plant and Equipment and Net
23.9M
+0.21%
23.9M
+265.44%
6.5M
-4.83%
6.9M
-2.93%
Total Long-Term Assets
32.7M
+10.46%
29.6M
-42.04%
51.0M
+18.18%
43.2M
+6.57%
Total Assets
5.8B
+20.05%
4.8B
+15.16%
4.2B
+28.65%
3.3B
+35.23%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Liabilities
5.3B
+18.84%
4.4B
+16.08%
3.8B
+31.18%
2.9B
+39.96%
Retained Earnings
203.7M
+12.41%
181.2M
+24.10%
146.0M
+33.57%
109.3M
+20.62%
Total Stockholders Equity
532.7M
+33.43%
399.2M
+5.85%
377.2M
+7.55%
350.7M
+5.59%
Total Shares Outstanding
31.9M
+22.86%
26.0M
+0.15%
26.0M
-4.70%
27.2M
-0.71%
Cash Flow
Cash from Operating Activities
44.5M
-83.70%
272.7M
+187.92%
94.7M
+390.06%
-32.7M
-69.85%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Investing Activities
212.3M
+234.70%
-157.6M
+460.00%
-28.1M
-80.13%
-141.6M
+1,577.87%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
102.0M
+537.35%
-23.3M
+34.77%
-17.3M
+174.75%
-6.3M
-104.80%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Return on Assets
0.53%
-39.21%
0.88%
-22.12%
1.13%
+41.56%
0.80%
N/A
Return on Equity
6.11%
-40.35%
10.24%
-11.62%
11.59%
+74.56%
6.64%
N/A
Revenue Growth
11.65%
+322.24%
2.76%
-99.85%
1,797.22%
+17,667.20%
10.12%
N/A
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow