AFRM
AFFIRM HLDG-A (AFRM)
NASDAQ
$71.84-$0.36 (-0.50%)
Price as of Jun 23, 2026 5:02 PM EDT
  • $21.3B
    Market Cap
  • 16.10%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
06/30/2025
06/30/2024
06/30/2023
06/30/2022
Income Statement
Total Operating Revenue
3.2B
+38.80%
2.3B
+46.29%
1.6B
+17.69%
1.3B
+55.01%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
3.2B
+38.80%
2.3B
+46.29%
1.6B
+17.69%
1.3B
+55.01%
Sales and Marketing Expense
434.8M
-24.56%
576.4M
-9.69%
638.3M
+19.90%
532.3M
+188.88%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
225.1M
+33.15%
169.0M
+25.56%
134.6M
+155.37%
52.7M
+163.89%
Total Operating Expenses
3.3B
+12.69%
2.9B
+5.38%
2.8B
+25.89%
2.2B
+77.28%
Operating Profit
-87.3M
-85.83%
-615.8M
-48.72%
-1.2B
+38.66%
-866.0M
+128.39%
Interest Income
1.6B
+33.53%
1.2B
+75.76%
685.2M
+29.81%
527.9M
+61.72%
Interest Expense
-425.5M
+23.59%
-344.3M
+88.10%
-183.0M
+162.60%
-69.7M
+32.25%
Interest Income and Expense and Net
1.2B
+37.52%
860.1M
+71.27%
502.2M
+20,825.17%
2.4M
-99.37%
Total Nonoperating Income and Expense
148.7M
+48.26%
100.3M
-52.59%
211.6M
+49.85%
141.2M
+361.16%
Income before Taxes
61.5M
+111.92%
-515.5M
-47.89%
-989.2M
+36.48%
-724.8M
+67.29%
Income Taxes
9.3M
+316.10%
2.2M
+157.18%
-3.9M
-77.60%
-17.4M
+643.24%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
52.2M
+110.08%
-517.8M
-47.45%
-985.3M
+39.29%
-707.4M
+64.16%
Net Income from Continuing Operations Applicable to Common
61.5M
+111.92%
-515.5M
-47.89%
-989.2M
+39.84%
-707.4M
+64.16%
Basic EPS and Net Income
0.16
+109.58%
-1.67
-50.00%
-3.34
+33.07%
-2.51
-7.72%
Diluted EPS and Net Income
0.15
+108.98%
-1.67
-50.00%
-3.34
+33.07%
-2.51
-12.85%
Basic Weighted Average Shares
322.9M
+4.19%
309.9M
+4.91%
295.3M
+4.84%
281.7M
+77.88%
Diluted Weighted Average Shares
341.0M
+10.06%
309.9M
+4.91%
295.3M
+4.84%
281.7M
+76.90%
Balance Sheet
Cash and Cash Equivalents
1.4B
+33.69%
1.0B
+13.57%
892.0M
-28.93%
1.3B
-14.41%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
1.4B
+33.69%
1.0B
+13.57%
892.0M
-28.93%
1.3B
-14.41%
Total Current Assets
295.4M
-1.33%
299.3M
+7.44%
278.6M
-1.05%
281.6M
+2.51%
Accumulated Depreciation
455.3M
+87.99%
242.2M
+95.22%
124.1M
+105.62%
60.3M
+83.39%
Property and Plant and Equipment and Net
572.6M
+33.89%
427.7M
+47.41%
290.1M
+69.19%
171.5M
+174.38%
Total Long-Term Assets
295.4M
-1.33%
299.3M
+7.44%
278.6M
-1.05%
281.6M
+2.51%
Total Assets
11.2B
+17.18%
9.5B
+16.72%
8.2B
+16.95%
7.0B
+43.29%
Income Taxes Payable
72.8M
+22.14%
59.6M
+17.57%
50.7M
-24.71%
67.3M
+41.26%
Total Short-Term Debt
1.6B
-11.66%
1.8B
+4.09%
1.8B
+162.40%
672.6M
-1.18%
Total Current Liabilities
82.8M
+101.91%
41.0M
+43.41%
28.6M
-13.52%
33.1M
-42.74%
Total Long-Term Debt
6.0B
+30.77%
4.6B
+27.89%
3.6B
+7.36%
3.3B
+183.36%
Total Long-Term Liabilities
1.1B
-39.81%
1.9B
+3.25%
1.8B
+146.16%
738.3M
-2.28%
Total Liabilities
8.1B
+19.13%
6.8B
+20.75%
5.6B
+29.06%
4.4B
+90.55%
Retained Earnings
-3.1B
-1.68%
-3.1B
+19.98%
-2.6B
+61.36%
-1.6B
+80.77%
Total Stockholders Equity
3.1B
+12.34%
2.7B
+7.81%
2.5B
-3.21%
2.6B
+1.44%
Total Shares Outstanding
284.4M
-8.58%
311.1M
+4.79%
296.8M
+30.62%
227.3M
N/A
Cash Flow
Cash from Operating Activities
793.9M
+76.37%
450.1M
+3,595.41%
12.2M
+107.51%
-162.2M
-16.02%
Capital Expenditures
192.2M
+20.65%
159.3M
+31.89%
120.8M
+39.96%
86.3M
+326.08%
Cash from Investing Activities
-1.1B
-18.27%
-1.3B
-19.84%
-1.7B
-17.81%
-2.0B
+96.80%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
751.4M
-17.71%
913.1M
-32.36%
1.3B
-33.73%
2.0B
-20.98%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
-2.71%
-89.79%
-26.51%
-64.94%
-75.62%
+17.82%
-64.19%
N/A
Return on Assets
0.50%
+108.62%
-5.86%
-55.02%
-13.03%
+9.01%
-11.95%
N/A
Return on Equity
1.80%
+109.15%
-19.66%
-48.59%
-38.25%
+40.56%
-27.21%
N/A
Revenue Growth
38.80%
-16.17%
46.29%
+161.65%
17.69%
-67.84%
55.01%
N/A
Current Ratio
3.57
-51.13%
7.30
-25.08%
9.74
+14.42%
8.51
N/A
Cash Ratio
16.35
-33.78%
24.70
-20.81%
31.19
-17.83%
37.95
N/A
Debt-to-Equity Ratio
2.48
+5.59%
2.35
+11.34%
2.11
+37.82%
1.53
N/A
Debt-to-Assets Ratio
0.68
+1.23%
0.67
+2.84%
0.66
+14.04%
0.57
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow