AFRM | AFFIRM HLDG-A | Owners

S&P 500$7,656.98
+0.86%
2m
DOW 30$52,573.29
+0.98%
2m
NASDAQ 100$29,368.44
+0.91%
2m
Russell 2000$288.89
+0.41%
2m
Russell 1000$417.91
+0.87%
2m
S&P 400$3,714.14
+0.83%
2m
S&P 600$1,726.18
+0.55%
2m

AFFIRM HLDG-A (AFRM)

NASDAQ

$71.24-$0.20 (-0.28%)

Price as of Sep 11, 2026 7:58 PM EDT

$21.2B
Market Cap
-14.01%
1-Year Change
Credit Services
Industry

Annual

Quarterly

	06/30/2026	06/30/2025	06/30/2024	06/30/2023
Income Statement
Total Operating Revenue	4.3B +32.15%	3.2B +38.80%	2.3B +46.29%	1.6B +17.69%
Cost of Revenue	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Gross Profit	4.3B +32.15%	3.2B +38.80%	2.3B +46.29%	1.6B +17.69%
Sales and Marketing Expense	342.5M -21.23%	434.8M -24.56%	576.4M -9.69%	638.3M +19.90%
Research and Development Expense	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Depreciation and Amortization Expense	303.3M +34.77%	225.1M +33.15%	169.0M +25.56%	134.6M +155.37%
Total Operating Expenses	3.8B +16.08%	3.3B +12.69%	2.9B +5.38%	2.8B +25.89%
Operating Profit	417.0M +577.78%	-87.3M -85.83%	-615.8M -48.72%	-1.2B +38.66%
Interest Income	2.0B +27.31%	1.6B +33.53%	1.2B +75.76%	685.2M +29.81%
Interest Expense	-454.0M +6.71%	-425.5M +23.59%	-344.3M +88.10%	-183.0M +162.60%
Interest Income and Expense and Net	1.6B +34.72%	1.2B +37.52%	860.1M +71.27%	502.2M +20,825.17%
Total Nonoperating Income and Expense	75.8M -49.07%	148.7M +48.26%	100.3M -52.59%	211.6M +49.85%
Income before Taxes	492.7M +701.65%	61.5M +111.92%	-515.5M -47.89%	-989.2M +36.48%
Income Taxes	-1.4B -15,587.30%	9.3M +316.10%	2.2M +157.18%	-3.9M -77.60%
Extraordinary Items	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Net Income	1.9B +3,597.91%	52.2M +110.08%	-517.8M -47.45%	-985.3M +39.29%
Net Income from Continuing Operations Applicable to Common	492.7M +701.65%	61.5M +111.92%	-515.5M -47.89%	-989.2M +39.84%
Basic EPS and Net Income	5.76 +3,500.00%	0.16 +109.58%	-1.67 -50.00%	-3.34 +33.07%
Diluted EPS and Net Income	5.53 +3,586.67%	0.15 +108.98%	-1.67 -50.00%	-3.34 +33.07%
Basic Weighted Average Shares	335.2M +3.81%	322.9M +4.19%	309.9M +4.91%	295.3M +4.84%
Diluted Weighted Average Shares	348.8M +2.29%	341.0M +10.06%	309.9M +4.91%	295.3M +4.84%
Balance Sheet
Cash and Cash Equivalents	1.6B +20.35%	1.4B +33.69%	1.0B +13.57%	892.0M -28.93%
Short-Term Investments	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash and Cash Equivalents and Short-Term Investments	1.6B +20.35%	1.4B +33.69%	1.0B +13.57%	892.0M -28.93%
Total Current Assets	360.6M +22.09%	295.4M -1.33%	299.3M +7.44%	278.6M -1.05%
Accumulated Depreciation	716.7M +57.40%	455.3M +87.99%	242.2M +95.22%	124.1M +105.62%
Property and Plant and Equipment and Net	685.8M +19.77%	572.6M +33.89%	427.7M +47.41%	290.1M +69.19%
Total Long-Term Assets	360.6M +22.09%	295.4M -1.33%	299.3M +7.44%	278.6M -1.05%
Total Assets	15.8B +41.55%	11.2B +17.18%	9.5B +16.72%	8.2B +16.95%
Income Taxes Payable	118.7M +63.08%	72.8M +22.14%	59.6M +17.57%	50.7M -24.71%
Total Short-Term Debt	3.3B +105.40%	1.6B -11.66%	1.8B +4.09%	1.8B +162.40%
Total Current Liabilities	84.6M +2.21%	82.8M +101.91%	41.0M +43.41%	28.6M -13.52%
Total Long-Term Debt	6.5B +7.92%	6.0B +30.77%	4.6B +27.89%	3.6B +7.36%
Total Long-Term Liabilities	2.4B +114.47%	1.1B -39.81%	1.9B +3.25%	1.8B +146.16%
Total Liabilities	10.3B +27.46%	8.1B +19.13%	6.8B +20.75%	5.6B +29.06%
Retained Earnings	-1.1B -63.13%	-3.1B -1.68%	-3.1B +19.98%	-2.6B +61.36%
Total Stockholders Equity	5.5B +78.68%	3.1B +12.34%	2.7B +7.81%	2.5B -3.21%
Total Shares Outstanding	296.6M +4.31%	284.4M -8.58%	311.1M +4.79%	296.8M +30.62%
Cash Flow
Cash from Operating Activities	1.2B +55.05%	793.9M +76.37%	450.1M +3,595.41%	12.2M +107.51%
Capital Expenditures	238.3M +24.02%	192.2M +20.65%	159.3M +31.89%	120.8M +39.96%
Cash from Investing Activities	-2.6B +135.76%	-1.1B -18.27%	-1.3B -19.84%	-1.7B -17.81%
Dividends Paid	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash from Financing Activities	2.0B +167.45%	751.4M -17.71%	913.1M -32.36%	1.3B -33.73%
Financials Ratio
Gross Margin	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Operating Margin	9.79% +461.55%	-2.71% -89.79%	-26.51% -64.94%	-75.62% +17.82%
Return on Assets	14.32% +2,737.54%	0.50% +108.62%	-5.86% -55.02%	-13.03% +9.01%
Return on Equity	45.13% +2,408.14%	1.80% +109.15%	-19.66% -48.59%	-38.25% +40.56%
Revenue Growth	32.15% -17.15%	38.80% -16.17%	46.29% +161.65%	17.69% -67.84%
Current Ratio	4.26 +19.45%	3.57 -51.13%	7.30 -25.08%	9.74 +14.42%
Cash Ratio	19.26 +17.75%	16.35 -33.78%	24.70 -20.81%	31.19 -17.83%
Debt-to-Equity Ratio	1.79 -27.97%	2.48 +5.59%	2.35 +11.34%	2.11 +37.82%
Debt-to-Assets Ratio	0.62 -9.07%	0.68 +1.23%	0.67 +2.84%	0.66 +14.04%

Earnings & Revenue History

Debt-to-Assets

Cash Flow