BFH
Brd Fin Hldg (BFH)
NYSE
$103.84+$0.15 (+0.15%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $4.2B
    Market Cap
  • 91.84%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
4.1B
-0.15%
4.1B
-4.74%
4.3B
+2.03%
4.2B
+19.97%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
4.1B
-0.15%
4.1B
-4.74%
4.3B
+2.03%
4.2B
+196.95%
Sales and Marketing Expense
150.0M
+2.04%
147.0M
-8.70%
161.0M
-10.56%
180.0M
+12.50%
Research and Development Expense
-308.0M
+2.67%
-300.0M
-0.33%
-301.0M
+9.85%
-274.0M
+26.85%
Depreciation and Amortization Expense
80.0M
-11.11%
90.0M
-22.41%
116.0M
+2.65%
113.0M
-8.13%
Total Operating Expenses
2.0B
-3.50%
2.1B
-1.53%
2.1B
+8.28%
1.9B
+14.73%
Operating Profit
615.0M
+61.42%
381.0M
-60.64%
968.0M
+222.67%
300.0M
-71.26%
Interest Income
4.9B
-2.23%
5.0B
-2.35%
5.1B
+9.84%
4.7B
+21.10%
Interest Expense
-108.0M
+2.86%
-105.0M
-88.05%
-879.0M
+74.75%
-503.0M
+31.33%
Interest Income and Expense and Net
4.8B
-2.34%
4.9B
+15.31%
4.3B
+2.03%
4.2B
+19.97%
Total Nonoperating Income and Expense
4.1B
-0.15%
4.1B
-4.74%
4.3B
+2.03%
4.2B
+19.97%
Income before Taxes
615.0M
+61.42%
381.0M
-60.64%
968.0M
+222.67%
300.0M
-71.26%
Income Taxes
94.0M
-7.84%
102.0M
-55.84%
231.0M
+203.95%
76.0M
-69.23%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
0
N/A
Net Income
518.0M
+87.00%
277.0M
-61.42%
718.0M
+221.97%
223.0M
-72.16%
Net Income from Continuing Operations Applicable to Common
521.0M
+86.74%
279.0M
-62.14%
737.0M
+229.02%
224.0M
-71.89%
Basic EPS and Net Income
11.07
+98.39%
5.58
-61.22%
14.39
+221.92%
4.47
-72.22%
Diluted EPS and Net Income
10.89
+98.36%
5.49
-61.72%
14.34
+221.52%
4.46
-72.16%
Basic Weighted Average Shares
46.8M
-5.65%
49.6M
-0.40%
49.8M
-0.20%
49.9M
+0.40%
Diluted Weighted Average Shares
47.6M
-5.56%
50.4M
+0.80%
50.0M
0.00%
50.0M
0.00%
Balance Sheet
Cash and Cash Equivalents
3.6B
-2.04%
3.7B
+2.48%
3.6B
-7.74%
3.9B
+27.74%
Short-Term Investments
26.0M
-90.44%
272.0M
+8.80%
250.0M
+92.31%
130.0M
+62.50%
Cash and Cash Equivalents and Short-Term Investments
3.6B
-8.12%
4.0B
+2.89%
3.8B
-4.50%
4.0B
+28.63%
Total Current Assets
1.2B
-11.40%
1.4B
+2.86%
1.4B
-2.57%
1.4B
-29.72%
Accumulated Depreciation
N/A
N/A
N/A
N/A
343.0M
+19.51%
287.0M
+12.11%
Property and Plant and Equipment and Net
117.0M
-17.61%
142.0M
-14.97%
167.0M
-14.36%
195.0M
-9.30%
Total Long-Term Assets
1.2B
-11.40%
1.4B
+2.86%
1.4B
-2.57%
1.4B
-29.72%
Total Assets
22.7B
-1.00%
22.9B
-1.08%
23.1B
-8.92%
25.4B
+16.84%
Income Taxes Payable
290.0M
-1.69%
295.0M
+8.06%
273.0M
-10.78%
306.0M
-2.55%
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
6.1B
+56.41%
Total Current Liabilities
290.0M
-1.69%
295.0M
+8.06%
273.0M
-10.78%
306.0M
-2.55%
Total Long-Term Debt
5.2B
-20.77%
6.6B
-1.94%
6.7B
-32.46%
9.9B
+149.22%
Total Long-Term Liabilities
4.4B
-22.73%
5.7B
+4.50%
5.4B
-33.11%
8.1B
+282.55%
Total Liabilities
19.3B
-2.54%
19.8B
-1.89%
20.2B
-12.61%
23.1B
+17.71%
Retained Earnings
1.5B
+47.65%
999.0M
+30.25%
767.0M
+724.73%
93.0M
+206.90%
Total Stockholders Equity
3.3B
+9.05%
3.1B
+4.56%
2.9B
+28.83%
2.3B
+8.58%
Total Shares Outstanding
44.1M
-10.18%
49.1M
-0.41%
49.3M
-1.20%
49.9M
0.00%
Cash Flow
Cash from Operating Activities
2.1B
+12.53%
1.9B
-6.44%
2.0B
+7.52%
1.8B
+19.77%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
68.0M
-19.05%
Cash from Investing Activities
-1.4B
+17.28%
-1.2B
-248.35%
788.0M
+115.42%
-5.1B
+202.25%
Dividends Paid
40.0M
-6.98%
43.0M
+2.38%
42.0M
-2.33%
43.0M
+2.38%
Cash from Financing Activities
-807.0M
+36.32%
-592.0M
-80.82%
-3.1B
-194.46%
3.3B
+437.34%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
15.16%
+61.66%
9.38%
-58.68%
22.69%
+216.24%
7.18%
-76.05%
Return on Assets
2.27%
+88.97%
1.20%
-59.31%
2.96%
+212.71%
0.95%
-73.85%
Return on Equity
16.24%
+75.01%
9.28%
-66.50%
27.71%
+170.29%
10.25%
-76.92%
Revenue Growth
-0.15%
-96.88%
-4.74%
-332.91%
2.03%
-89.82%
19.97%
+187.13%
Current Ratio
4.29
-9.88%
4.76
-4.81%
5.00
+9.20%
4.58
-27.88%
Cash Ratio
12.43
-0.35%
12.47
-5.16%
13.15
+3.42%
12.72
+31.08%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
7.06
+87.18%
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
0.63
+73.95%

Earnings & Revenue History

Debt-to-Assets

Cash Flow