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Bk Of James Finl (BOTJ)
NASDAQ
$22.54-$0.13 (-0.57%)
Price as of Jun 03, 2026 4:10 PM EDT- $103.9MMarket Cap
- 63.15%1-Year Change
- Banks - RegionalIndustry
Bk Of James Finl (BOTJ)
$22.54-$0.13 (-0.57%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 32.8M +12.21% | 29.2M -1.69% | 29.7M +0.12% | 29.7M +9.69% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 32.8M +12.21% | 29.2M -1.69% | 29.7M +0.12% | 29.7M +9.69% | |
Sales and Marketing Expense | 867,000 +12.89% | 768,000 -16.43% | 919,000 -0.11% | 920,000 -1.50% | |
Research and Development Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Depreciation and Amortization Expense | 561,000 +0.18% | 560,000 0.00% | 560,000 0.00% | 560,000 -72.80% | |
Total Operating Expenses | 37.5M +6.96% | 35.1M +7.99% | 32.5M -0.70% | 32.7M +11.59% | |
Operating Profit | 11.1M +12.31% | 9.9M -3.46% | 10.3M -7.48% | 11.1M +17.55% | |
Interest Income | 46.7M +3,071.65% | 1.5M +15.55% | 1.3M +3.08% | 1.2M +41.14% | |
Interest Expense | N/A N/A | N/A N/A | -9.6M +347.53% | -2.1M +2.28% | |
Interest Income and Expense and Net | 46.7M +3,071.65% | 1.5M +117.62% | -8.3M +812.46% | -915,000 -25.43% | |
Total Nonoperating Income and Expense | 32.8M +12.21% | 29.2M -1.69% | 29.7M +0.12% | 29.7M +9.69% | |
Income before Taxes | 11.1M +12.31% | 9.9M -3.46% | 10.3M -7.48% | 11.1M +17.55% | |
Income Taxes | 2.1M +7.28% | 2.0M +25.65% | 1.6M -26.78% | 2.2M +15.52% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 9.0M +13.57% | 7.9M -8.73% | 8.7M -2.85% | 9.0M +18.05% | |
Net Income from Continuing Operations Applicable to Common | 11.1M +12.31% | 9.9M -3.46% | 10.3M -7.48% | 11.1M +17.55% | |
Basic EPS and Net Income | 1.99 +13.71% | 1.75 -8.38% | 1.91 0.00% | 1.91 +19.38% | |
Diluted EPS and Net Income | 1.99 +13.71% | 1.75 -8.38% | 1.91 0.00% | 1.91 +19.38% | |
Basic Weighted Average Shares | 4.5M 0.00% | 4.5M -0.42% | 4.6M -2.89% | 4.7M -1.05% | |
Diluted Weighted Average Shares | 4.5M 0.00% | 4.5M -0.42% | 4.6M -2.89% | 4.7M -1.05% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 84.5M +15.23% | 73.3M -2.04% | 74.8M +21.17% | 61.8M -66.28% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 84.5M +15.23% | 73.3M -2.04% | 74.8M +21.17% | 61.8M -66.28% | |
Total Current Assets | 15.8M -15.74% | 18.7M +5.25% | 17.8M -0.08% | 17.8M +102.91% | |
Accumulated Depreciation | 18.0M +7.28% | 16.8M +8.43% | 15.5M +9.99% | 14.1M +11.08% | |
Property and Plant and Equipment and Net | 19.1M +0.91% | 19.0M +4.51% | 18.1M +0.93% | 18.0M -2.05% | |
Total Long-Term Assets | 15.8M -15.74% | 18.7M +5.25% | 17.8M -0.08% | 17.8M +102.91% | |
Total Assets | 1.0B +6.10% | 979.2M +1.02% | 969.4M +4.39% | 928.6M -5.98% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 0 N/A | 0 -100.00% | 14.0M N/A | N/A N/A | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 8.8M -12.46% | 10.0M -49.59% | 19.9M -2.74% | 20.5M -2.48% | |
Total Long-Term Liabilities | 1.2M -9.86% | 1.3M +9.73% | 1.2M -5.40% | 1.3M -4.91% | |
Total Liabilities | 959.0M +4.88% | 914.4M +0.56% | 909.3M +3.53% | 878.3M -4.34% | |
Retained Earnings | 50.0M +16.83% | 42.8M +16.70% | 36.7M +18.19% | 31.0M +32.40% | |
Total Stockholders Equity | 80.0M +23.41% | 64.9M +8.04% | 60.0M +19.54% | 50.2M -27.66% | |
Total Shares Outstanding | 4.5M 0.00% | 4.5M 0.00% | 4.5M -1.84% | 4.6M -2.36% | |
Cash Flow | |||||
Cash from Operating Activities | 11.7M +37.03% | 8.5M -10.36% | 9.5M +1.93% | 9.3M -41.01% | |
Capital Expenditures | 1.2M -54.31% | 2.5M +62.01% | 1.6M +32.16% | 1.2M -59.06% | |
Cash from Investing Activities | -42.4M +279.46% | -11.2M -52.12% | -23.3M -73.52% | -88.1M +36.71% | |
Dividends Paid | 1.8M -0.06% | 1.8M +24.44% | 1.5M +7.03% | 1.4M +7.40% | |
Cash from Financing Activities | 41.9M +3,591.89% | 1.1M -95.78% | 26.9M +163.23% | -42.6M -132.51% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 33.97% +0.09% | 33.94% -1.80% | 34.56% -7.59% | 37.40% +7.17% | |
Return on Assets | 0.89% +9.65% | 0.82% -11.11% | 0.92% -1.91% | 0.94% +13.30% | |
Return on Equity | 12.45% -2.11% | 12.72% -19.43% | 15.79% +5.43% | 14.97% +34.34% | |
Revenue Growth | 12.21% +820.74% | -1.69% -1,460.11% | 0.12% -98.71% | 9.69% +26.06% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.11 -29.05% | 0.15 -72.59% | 0.57 N/A | N/A N/A | |
Debt-to-Assets Ratio | 0.009 -17.48% | 0.01 -70.57% | 0.04 N/A | N/A N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow