• $181.6M
    Market Cap
  • 23.61%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
2.2M
+29.76%
1.7M
-79.46%
8.2M
-6.66%
8.8M
-79.88%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
2.2M
+29.76%
1.7M
-79.46%
8.2M
-6.66%
8.8M
-79.88%
Sales and Marketing Expense
566,000
+16.94%
484,000
+13.62%
426,000
-19.17%
527,000
-29.64%
Research and Development Expense
-3.1M
-7.65%
-3.3M
+9.75%
-3.0M
+40.06%
-2.2M
-0.09%
Depreciation and Amortization Expense
1.8M
-25.36%
2.4M
-11.40%
2.7M
+1.22%
2.7M
+11.05%
Total Operating Expenses
37.7M
+5.63%
35.6M
-8.08%
38.8M
+11.15%
34.9M
-18.60%
Operating Profit
5.3M
-65.46%
15.3M
-49.34%
30.3M
+115.09%
14.1M
-4.19%
Interest Income
75.9M
-0.25%
76.1M
+22.35%
62.2M
+30.41%
47.7M
+9.55%
Interest Expense
-1.5M
-6.29%
-1.6M
-90.82%
-17.7M
+269.63%
-4.8M
+40.41%
Interest Income and Expense and Net
74.4M
-0.12%
74.5M
+67.24%
44.6M
+3.77%
42.9M
+6.93%
Total Nonoperating Income and Expense
50.8M
+10.22%
46.1M
+3.40%
44.6M
+3.77%
42.9M
+6.93%
Income before Taxes
5.3M
-65.46%
15.3M
-49.34%
30.3M
+115.09%
14.1M
-4.19%
Income Taxes
397,000
-85.56%
2.7M
-64.46%
7.7M
+173.03%
2.8M
-9.34%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
4.9M
-61.07%
12.6M
-44.15%
22.6M
+100.50%
11.2M
-2.79%
Net Income from Continuing Operations Applicable to Common
5.3M
-65.46%
15.3M
-49.34%
30.3M
+115.09%
14.1M
-4.19%
Basic EPS and Net Income
0.97
-60.41%
2.45
-44.44%
4.41
+101.37%
2.19
+1.86%
Diluted EPS and Net Income
0.92
-61.34%
2.38
-45.91%
4.40
+101.83%
2.18
+1.40%
Basic Weighted Average Shares
5.0M
-1.90%
5.1M
+0.39%
5.1M
-0.44%
5.1M
-4.57%
Diluted Weighted Average Shares
5.3M
+0.08%
5.3M
+3.51%
5.1M
-0.51%
5.1M
-4.51%
Balance Sheet
Cash and Cash Equivalents
31.7M
-36.07%
49.6M
-27.34%
68.2M
-34.21%
103.7M
-13.35%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
31.7M
-36.07%
49.6M
-27.34%
68.2M
-34.21%
103.7M
-13.35%
Total Current Assets
31.7M
-36.07%
49.6M
-27.34%
68.2M
-34.21%
103.7M
-13.35%
Accumulated Depreciation
11.9M
-32.30%
17.6M
+3.70%
17.0M
+3.19%
16.5M
+3.67%
Property and Plant and Equipment and Net
19.6M
-5.13%
20.7M
+5.10%
19.7M
+10.42%
17.8M
-3.02%
Total Long-Term Assets
19.6M
-5.13%
20.7M
+5.10%
19.7M
+10.42%
17.8M
-3.02%
Total Assets
1.5B
+4.46%
1.5B
+1.75%
1.5B
+3.35%
1.4B
-1.16%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
0
N/A
0
-100.00%
8.1M
-79.47%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
34.8M
+0.12%
34.7M
+0.12%
34.7M
+136.90%
14.6M
-16.83%
Total Long-Term Liabilities
3.3M
-9.34%
3.7M
+2.53%
3.6M
+70.59%
2.1M
+138.08%
Total Liabilities
1.4B
+4.20%
1.3B
+1.36%
1.3B
+1.35%
1.3B
+0.50%
Retained Earnings
90.6M
-0.25%
90.9M
+8.95%
83.4M
+30.58%
63.9M
+11.00%
Total Stockholders Equity
157.5M
+6.89%
147.4M
+5.39%
139.8M
+26.94%
110.2M
-17.25%
Total Shares Outstanding
5.0M
-1.87%
5.1M
+0.26%
5.1M
+0.38%
5.1M
-3.05%
Cash Flow
Cash from Operating Activities
17.8M
+163.81%
6.8M
-52.58%
14.2M
+0.60%
14.2M
+8.40%
Capital Expenditures
650,000
-80.39%
3.3M
+0.67%
3.3M
+546.95%
509,000
-78.66%
Cash from Investing Activities
-82.6M
+127.05%
-36.4M
-33.52%
-54.7M
+93.33%
-28.3M
-52.93%
Dividends Paid
5.1M
+0.08%
5.1M
+0.37%
5.1M
+3.88%
4.9M
-4.80%
Cash from Financing Activities
46.9M
+327.21%
11.0M
+119.07%
5.0M
+375.80%
-1.8M
-131.10%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
243.12%
-73.38%
913.27%
+146.65%
370.28%
+130.45%
160.68%
+376.25%
Return on Assets
0.32%
-62.25%
0.86%
-45.53%
1.57%
+98.36%
0.79%
-2.53%
Return on Equity
3.22%
-63.33%
8.77%
-51.39%
18.04%
+95.12%
9.25%
+6.95%
Revenue Growth
29.76%
+137.46%
-79.46%
+1,092.30%
-6.66%
-91.66%
-79.88%
+869.75%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.22
-6.37%
0.24
-5.00%
0.25
+20.33%
0.21
-51.76%
Debt-to-Assets Ratio
0.02
-3.85%
0.02
-1.68%
0.02
+47.83%
0.02
-59.65%

Earnings & Revenue History

Debt-to-Assets

Cash Flow