• $284.0M
    Market Cap
  • 42.17%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
63.8M
+14.72%
55.6M
+2.19%
54.4M
-16.63%
65.2M
+12.59%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
63.8M
+14.72%
55.6M
+2.19%
54.4M
-16.63%
65.2M
+12.59%
Sales and Marketing Expense
796,000
-17.85%
969,000
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
-2.2M
-17.76%
-2.7M
+10.17%
-2.5M
+7.16%
-2.3M
+4.54%
Depreciation and Amortization Expense
125,000
-24.24%
165,000
-19.51%
205,000
-21.76%
262,000
-14.10%
Total Operating Expenses
37.6M
+4.89%
35.8M
-2.30%
36.7M
+6.39%
34.5M
-0.23%
Operating Profit
28.2M
+26.69%
22.3M
+426.87%
4.2M
-86.34%
31.0M
+9.86%
Interest Income
118.4M
+4.49%
113.3M
+6.28%
106.6M
+32.14%
80.7M
+5,411.07%
Interest Expense
N/A
N/A
N/A
N/A
-52.2M
+238.25%
-15.4M
+47.30%
Interest Income and Expense and Net
118.4M
+4.49%
113.3M
+108.31%
54.4M
-16.63%
65.2M
+823.57%
Total Nonoperating Income and Expense
63.8M
+14.72%
55.6M
+2.19%
54.4M
-16.63%
65.2M
+12.59%
Income before Taxes
28.2M
+26.69%
22.3M
+426.87%
4.2M
-86.34%
31.0M
+9.86%
Income Taxes
6.2M
-14.42%
7.2M
+1,664.15%
410,000
-93.17%
6.0M
-4.32%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
22.1M
+46.42%
15.1M
+294.14%
3.8M
-84.70%
25.0M
+13.91%
Net Income from Continuing Operations Applicable to Common
28.2M
+26.69%
22.3M
+426.87%
4.2M
-86.34%
31.0M
+9.86%
Basic EPS and Net Income
1.22
+46.99%
0.83
+277.27%
0.22
-84.62%
1.43
-11.18%
Diluted EPS and Net Income
1.21
+47.56%
0.82
+290.48%
0.21
-84.44%
1.35
-10.00%
Basic Weighted Average Shares
18.1M
+0.35%
18.1M
+101,784.56%
17,723
+1.68%
17,431
+27.70%
Diluted Weighted Average Shares
18.3M
-0.74%
18.4M
+100,810.54%
18,231
-1.37%
18,484
+26.77%
Balance Sheet
Cash and Cash Equivalents
5.7M
-30.35%
8.2M
+1.48%
8.0M
+10.88%
7.3M
-70.53%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
5.7M
-30.35%
8.2M
+1.48%
8.0M
+10.88%
7.3M
-70.53%
Total Current Assets
34.0M
-13.69%
39.3M
+7.66%
36.5M
-6.60%
39.1M
+28.43%
Accumulated Depreciation
7.5M
+3.07%
7.2M
+4.19%
6.9M
-8.99%
7.6M
+6.03%
Property and Plant and Equipment and Net
693,000
-19.23%
858,000
-13.94%
997,000
-18.28%
1.2M
-22.98%
Total Long-Term Assets
34.0M
-13.69%
39.3M
+7.66%
36.5M
-6.60%
39.1M
+28.43%
Total Assets
2.3B
+4.24%
2.2B
+0.38%
2.2B
-6.56%
2.3B
+6.42%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
13.6M
-0.34%
13.6M
+21.05%
11.3M
-27.52%
15.6M
-70.50%
Total Long-Term Debt
18.8M
+0.56%
18.7M
-4.71%
19.6M
+0.28%
19.6M
+0.28%
Total Long-Term Liabilities
6.5M
-15.08%
7.6M
-17.35%
9.2M
-11.09%
10.4M
-6.45%
Total Liabilities
2.0B
+3.82%
2.0B
-0.50%
2.0B
-7.87%
2.1B
+7.47%
Retained Earnings
150.9M
+15.19%
131.0M
+13.01%
115.9M
+0.87%
114.9M
+27.79%
Total Stockholders Equity
253.6M
+7.75%
235.4M
+8.40%
217.1M
+7.28%
202.4M
-3.53%
Total Shares Outstanding
17.9M
-1.58%
18.2M
+2.23%
17.8M
+1.90%
17.5M
+27.30%
Cash Flow
Cash from Operating Activities
23.9M
+30.86%
18.2M
+12.07%
16.3M
-27.34%
22.4M
+15.16%
Capital Expenditures
47,000
-66.67%
141,000
-33.49%
212,000
+27.71%
166,000
-65.77%
Cash from Investing Activities
-94.7M
+961.28%
-8.9M
-105.98%
149.2M
+166.08%
-225.8M
-34.42%
Dividends Paid
2.2M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
68.3M
+843.09%
-9.2M
-94.42%
-164.7M
-188.51%
186.1M
-43.38%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
44.30%
+10.43%
40.11%
+415.56%
7.78%
-83.62%
47.50%
-2.43%
Return on Assets
0.98%
+43.09%
0.69%
+307.12%
0.17%
-84.66%
1.10%
+0.82%
Return on Equity
9.02%
+35.50%
6.66%
+265.41%
1.82%
-84.97%
12.12%
+10.35%
Revenue Growth
14.72%
+570.94%
2.19%
+113.19%
-16.63%
-232.04%
12.59%
+24.39%
Current Ratio
2.50
-13.39%
2.88
-11.06%
3.24
+28.86%
2.52
+335.27%
Cash Ratio
0.42
-30.11%
0.60
-16.16%
0.71
+52.98%
0.47
-0.13%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow