KFFB
Kentucky First F (KFFB)
NASDAQ
$5.60-$0.31 (-5.27%)
Price as of Oct 02, 2026 4:52 PM EDT
  • $47.8M
    Market Cap
  • 68.83%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
06/30/2026
06/30/2025
06/30/2024
06/30/2023
Income Statement
Total Operating Revenue
11.1M
+33.21%
8.3M
+19.26%
7.0M
-46.45%
13.1M
+14.27%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
11.1M
+33.21%
8.3M
+19.26%
7.0M
-46.45%
13.1M
+14.27%
Sales and Marketing Expense
159,000
-14.52%
186,000
+11.38%
167,000
+10.60%
151,000
+11.85%
Research and Development Expense
-122,000
-10.29%
-136,000
+11.48%
-122,000
-76.45%
-518,000
-4.95%
Depreciation and Amortization Expense
203,000
+1.00%
201,000
-14.10%
234,000
-8.24%
255,000
-10.53%
Total Operating Expenses
9.0M
+5.08%
8.6M
-6.72%
9.2M
+17.43%
7.8M
+1.96%
Operating Profit
2.5M
+952.10%
238,000
+112.14%
-2.0M
-259.74%
1.2M
-40.64%
Interest Income
20.8M
+8.08%
19.2M
+18.19%
16.3M
+27.58%
12.8M
+16.90%
Interest Expense
N/A
N/A
N/A
N/A
N/A
N/A
-3.9M
+122.46%
Interest Income and Expense and Net
20.8M
+8.08%
19.2M
+18.19%
16.3M
+83.80%
8.9M
-3.32%
Total Nonoperating Income and Expense
11.1M
+33.21%
8.3M
+19.26%
7.0M
-21.03%
8.9M
-3.32%
Income before Taxes
2.5M
+952.10%
238,000
+112.14%
-2.0M
-259.74%
1.2M
-40.64%
Income Taxes
595,000
+943.86%
57,000
+123.85%
-239,000
-181.29%
294,000
-38.36%
Extraordinary Items
N/A
N/A
N/A
N/A
16,000
N/A
N/A
N/A
Net Income
1.9M
+963.54%
181,000
+110.52%
-1.7M
-284.46%
933,000
-41.32%
Net Income from Continuing Operations Applicable to Common
2.5M
+952.10%
238,000
+112.14%
-2.0M
-259.74%
1.2M
-40.64%
Basic EPS and Net Income
0.24
+1,100.00%
0.02
+109.52%
-0.21
-290.91%
0.11
-42.11%
Diluted EPS and Net Income
0.24
+1,100.00%
0.02
+109.52%
-0.21
-290.91%
0.11
-42.11%
Basic Weighted Average Shares
8.1M
-0.15%
8.1M
0.00%
8.1M
-0.40%
8.1M
-1.00%
Diluted Weighted Average Shares
8.1M
-0.15%
8.1M
0.00%
8.1M
-0.40%
8.1M
-1.00%
Balance Sheet
Cash and Cash Equivalents
16.5M
-15.37%
19.5M
+6.52%
18.3M
+123.91%
8.2M
-68.37%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
16.5M
-15.37%
19.5M
+6.52%
18.3M
+123.91%
8.2M
-68.37%
Total Current Assets
16.5M
-15.37%
19.5M
+6.52%
18.3M
+123.91%
8.2M
-68.37%
Accumulated Depreciation
6.7M
+3.12%
6.5M
+3.17%
6.3M
+3.86%
6.1M
+4.40%
Property and Plant and Equipment and Net
4.1M
-1.59%
4.2M
-1.31%
4.3M
-3.79%
4.4M
-2.81%
Total Long-Term Assets
4.1M
-1.59%
4.2M
-1.31%
4.3M
-3.79%
4.4M
-2.81%
Total Assets
362.4M
-2.37%
371.2M
-1.00%
375.0M
+7.43%
349.0M
+6.38%
Income Taxes Payable
133,000
+43.01%
93,000
-17.70%
113,000
-77.97%
513,000
-42.29%
Total Short-Term Debt
2.0M
0.00%
2.0M
0.00%
2.0M
N/A
N/A
N/A
Total Current Liabilities
129,000
N/A
N/A
N/A
29,000
N/A
N/A
N/A
Total Long-Term Debt
48.6M
+13.64%
42.8M
-38.02%
69.0M
-1.57%
70.1M
+105.74%
Total Long-Term Liabilities
74,000
+23.33%
60,000
-73.45%
226,000
-77.97%
1.0M
-42.29%
Total Liabilities
312.1M
-3.33%
322.8M
-1.26%
327.0M
+9.61%
298.3M
+8.06%
Retained Earnings
19.4M
+10.90%
17.5M
+1.04%
17.3M
-13.93%
20.1M
-2.09%
Total Stockholders Equity
50.3M
+3.98%
48.4M
+0.78%
48.0M
-5.35%
50.7M
-2.53%
Total Shares Outstanding
8.6M
0.00%
8.6M
0.00%
8.6M
0.00%
8.6M
0.00%
Cash Flow
Cash from Operating Activities
1.2M
+1,550.00%
-86,000
-94.09%
-1.5M
-226.22%
1.2M
-56.38%
Capital Expenditures
136,000
-8.72%
149,000
+125.76%
66,000
-48.03%
127,000
-15.89%
Cash from Investing Activities
6.6M
+7.01%
6.1M
+136.88%
-16.6M
-57.95%
-39.5M
-396.14%
Dividends Paid
N/A
N/A
N/A
N/A
670,000
-50.84%
1.4M
-2.22%
Cash from Financing Activities
-10.8M
+122.83%
-4.8M
-117.19%
28.2M
+36.28%
20.7M
+275.24%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
22.54%
+689.80%
2.85%
+110.18%
-28.02%
-398.28%
9.40%
-48.05%
Return on Assets
0.52%
+982.06%
0.05%
+110.20%
-0.48%
-272.50%
0.28%
-42.27%
Return on Equity
3.90%
+938.65%
0.38%
+110.77%
-3.49%
-291.99%
1.82%
-40.42%
Revenue Growth
33.21%
+72.43%
19.26%
+141.47%
-46.45%
-425.47%
14.27%
+238.02%
Current Ratio
127.79
N/A
N/A
N/A
630.59
N/A
N/A
N/A
Cash Ratio
127.79
N/A
N/A
N/A
630.59
N/A
N/A
N/A
Debt-to-Equity Ratio
1.01
+8.70%
0.93
-37.43%
1.48
N/A
N/A
N/A
Debt-to-Assets Ratio
0.14
+15.75%
0.12
-36.29%
0.19
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow