KFFB
Kentucky First F (KFFB)
NASDAQ
$4.62-$0.27 (-5.46%)
Price as of Jun 03, 2026 5:46 PM EDT
  • $38.6M
    Market Cap
  • 89.82%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
06/30/2025
06/30/2024
06/30/2023
06/30/2022
Income Statement
Total Operating Revenue
8.3M
+19.26%
7.0M
-46.45%
13.1M
+14.27%
11.4M
-10.34%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
8.3M
+19.26%
7.0M
-46.45%
13.1M
+14.27%
11.4M
-10.34%
Sales and Marketing Expense
186,000
+11.38%
167,000
+10.60%
151,000
+11.85%
135,000
-11.76%
Research and Development Expense
-136,000
+11.48%
-122,000
-76.45%
-518,000
-4.95%
-545,000
-15.77%
Depreciation and Amortization Expense
201,000
-14.10%
234,000
-8.24%
255,000
-10.53%
285,000
-1.04%
Total Operating Expenses
8.6M
-6.72%
9.2M
+17.43%
7.8M
+1.96%
7.7M
-6.96%
Operating Profit
238,000
+112.14%
-2.0M
-259.74%
1.2M
-40.64%
2.1M
-4.83%
Interest Income
19.2M
+18.19%
16.3M
+27.58%
12.8M
+16.90%
10.9M
-10.19%
Interest Expense
N/A
N/A
N/A
N/A
-3.9M
+122.46%
-1.8M
-18.08%
Interest Income and Expense and Net
19.2M
+18.19%
16.3M
+83.80%
8.9M
-3.32%
9.2M
-8.50%
Total Nonoperating Income and Expense
8.3M
+19.26%
7.0M
-21.03%
8.9M
-3.32%
9.2M
-8.50%
Income before Taxes
238,000
+112.14%
-2.0M
-259.74%
1.2M
-40.64%
2.1M
-4.83%
Income Taxes
57,000
+123.85%
-239,000
-181.29%
294,000
-38.36%
477,000
+35.51%
Extraordinary Items
N/A
N/A
16,000
N/A
N/A
N/A
-70,000
+84.21%
Net Income
181,000
+110.52%
-1.7M
-284.46%
933,000
-41.32%
1.6M
-12.64%
Net Income from Continuing Operations Applicable to Common
238,000
+112.14%
-2.0M
-259.74%
1.2M
-40.64%
2.1M
-4.83%
Basic EPS and Net Income
0.02
+109.52%
-0.21
-290.91%
0.11
-42.11%
0.19
-13.64%
Diluted EPS and Net Income
0.02
+109.52%
-0.21
-290.91%
0.11
-42.11%
0.19
-13.64%
Basic Weighted Average Shares
8.1M
0.00%
8.1M
-0.40%
8.1M
-1.00%
8.2M
-0.03%
Diluted Weighted Average Shares
8.1M
0.00%
8.1M
-0.40%
8.1M
-1.00%
8.2M
-0.03%
Balance Sheet
Cash and Cash Equivalents
19.5M
+6.52%
18.3M
+123.91%
8.2M
-68.37%
25.8M
+19.29%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
19.5M
+6.52%
18.3M
+123.91%
8.2M
-68.37%
25.8M
+19.29%
Total Current Assets
19.5M
+6.52%
18.3M
+123.91%
8.2M
-68.37%
25.8M
+19.29%
Accumulated Depreciation
6.5M
+3.17%
6.3M
+3.86%
6.1M
+4.40%
5.8M
+5.17%
Property and Plant and Equipment and Net
4.2M
-1.31%
4.3M
-3.79%
4.4M
-2.81%
4.6M
-2.85%
Total Long-Term Assets
4.2M
-1.31%
4.3M
-3.79%
4.4M
-2.81%
4.6M
-2.85%
Total Assets
371.2M
-1.00%
375.0M
+7.43%
349.0M
+6.38%
328.1M
-2.95%
Income Taxes Payable
93,000
-17.70%
113,000
-77.97%
513,000
-42.29%
889,000
+44.79%
Total Short-Term Debt
2.0M
0.00%
2.0M
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
29,000
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
42.8M
-38.02%
69.0M
-1.57%
70.1M
+105.74%
34.1M
-40.10%
Total Long-Term Liabilities
60,000
-73.45%
226,000
-77.97%
1.0M
-42.29%
1.8M
+44.79%
Total Liabilities
322.8M
-1.26%
327.0M
+9.61%
298.3M
+8.06%
276.1M
-3.40%
Retained Earnings
17.5M
+1.04%
17.3M
-13.93%
20.1M
-2.09%
20.6M
+0.96%
Total Stockholders Equity
48.4M
+0.78%
48.0M
-5.35%
50.7M
-2.53%
52.0M
-0.52%
Total Shares Outstanding
8.6M
0.00%
8.6M
0.00%
8.6M
0.00%
8.6M
0.00%
Cash Flow
Cash from Operating Activities
-86,000
-94.09%
-1.5M
-226.22%
1.2M
-56.38%
2.6M
+67.05%
Capital Expenditures
149,000
+125.76%
66,000
-48.03%
127,000
-15.89%
151,000
+49.50%
Cash from Investing Activities
6.1M
+136.88%
-16.6M
-57.95%
-39.5M
-396.14%
13.3M
+250.72%
Dividends Paid
N/A
N/A
670,000
-50.84%
1.4M
-2.22%
1.4M
+0.43%
Cash from Financing Activities
-4.8M
-117.19%
28.2M
+36.28%
20.7M
+275.24%
-11.8M
-177.57%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
2.85%
+110.18%
-28.02%
-398.28%
9.40%
-48.05%
18.09%
+6.14%
Return on Assets
0.05%
+110.20%
-0.48%
-272.50%
0.28%
-42.27%
0.48%
-13.55%
Return on Equity
0.38%
+110.77%
-3.49%
-291.99%
1.82%
-40.42%
3.05%
-12.73%
Revenue Growth
19.26%
+141.47%
-46.45%
-425.47%
14.27%
+238.02%
-10.34%
+187.81%
Current Ratio
N/A
N/A
630.59
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
630.59
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.93
-37.43%
1.48
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
0.12
-36.29%
0.19
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow