• $242.8M
    Market Cap
  • 8.29%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
214.9M
+38.50%
155.1M
+7.60%
144.2M
+10.78%
130.2M
-19.27%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
214.9M
+38.50%
155.1M
+7.60%
144.2M
+10.78%
130.2M
-19.27%
Sales and Marketing Expense
130,000
+30.00%
100,000
+16.28%
86,000
-24.56%
114,000
+3.64%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
2.6M
+4.53%
2.4M
-17.64%
3.0M
-9.91%
3.3M
+0.30%
Total Operating Expenses
163.8M
+24.24%
131.9M
-13.00%
151.6M
-4.14%
158.1M
-7.35%
Operating Profit
51.0M
+119.19%
23.3M
+416.18%
-7.4M
-73.64%
-27.9M
+196.96%
Interest Income
10.2M
+44.49%
7.0M
N/A
N/A
N/A
N/A
N/A
Interest Expense
N/A
N/A
N/A
N/A
-4.0M
+98.24%
-2.0M
+10.56%
Interest Income and Expense and Net
10.2M
+44.49%
7.0M
+275.99%
-4.0M
+98.24%
-2.0M
+10.56%
Total Nonoperating Income and Expense
610,849
+7.53%
568,096
-85.81%
4.0M
+98.24%
2.0M
+10.56%
Income before Taxes
51.0M
+119.19%
23.3M
+416.18%
-7.4M
-73.64%
-27.9M
+196.96%
Income Taxes
10.3M
+108.50%
4.9M
+511.78%
-1.2M
-77.90%
-5.4M
+166.72%
Extraordinary Items
3.9M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
40.8M
+122.06%
18.4M
+397.62%
-6.2M
-72.62%
-22.5M
+205.28%
Net Income from Continuing Operations Applicable to Common
51.0M
+119.19%
23.3M
+416.18%
-7.4M
-67.30%
-22.5M
+205.28%
Basic EPS and Net Income
2.93
+83.13%
1.60
+380.70%
-0.57
-73.11%
-2.12
+202.86%
Diluted EPS and Net Income
2.88
+94.59%
1.48
+359.65%
-0.57
-73.11%
-2.12
+202.86%
Basic Weighted Average Shares
13.9M
+21.32%
11.5M
+6.72%
10.8M
+1.04%
10.6M
+0.54%
Diluted Weighted Average Shares
14.1M
+13.84%
12.4M
+15.50%
10.8M
+1.04%
10.6M
+0.54%
Balance Sheet
Cash and Cash Equivalents
12.2M
-57.52%
28.7M
+219.37%
9.0M
-24.93%
12.0M
-50.77%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
12.2M
-57.52%
28.7M
+219.37%
9.0M
-24.93%
12.0M
-50.77%
Total Current Assets
9.0M
+39.49%
6.4M
+40.45%
4.6M
+22.03%
3.7M
-56.37%
Accumulated Depreciation
0
-100.00%
1.1M
-94.47%
19.6M
+17.90%
16.6M
+24.79%
Property and Plant and Equipment and Net
7.9M
-14.93%
9.3M
-1.19%
9.4M
-10.87%
10.5M
+13.46%
Total Long-Term Assets
9.0M
+39.49%
6.4M
+40.45%
4.6M
+22.03%
3.7M
-56.37%
Total Assets
453.4M
+20.94%
374.9M
+18.03%
317.6M
-0.84%
320.3M
-3.31%
Income Taxes Payable
2.8M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
1.3M
-81.07%
6.8M
-72.87%
25.2M
+0.34%
25.2M
-15.64%
Total Current Liabilities
11.3M
+6.46%
10.6M
+142.97%
4.4M
-34.60%
6.7M
-13.66%
Total Long-Term Debt
4.4M
-60.25%
11.2M
-55.75%
25.2M
+0.34%
25.2M
-56.82%
Total Long-Term Liabilities
4.4M
-60.25%
11.2M
-55.75%
25.2M
+0.34%
25.2M
N/A
Total Liabilities
330.7M
+7.30%
308.2M
+8.86%
283.1M
-0.36%
284.2M
+11.16%
Retained Earnings
34.6M
+827.46%
-4.8M
-79.42%
-23.1M
+36.40%
-16.9M
-347.17%
Total Stockholders Equity
122.7M
+83.98%
66.7M
+93.33%
34.5M
-4.60%
36.2M
-52.20%
Total Shares Outstanding
14.4M
+11.40%
12.9M
+19.92%
10.8M
+0.72%
10.7M
+2.06%
Cash Flow
Cash from Operating Activities
75.9M
+30.91%
57.9M
+611.60%
-11.3M
+1,137.20%
-915,521
-103.76%
Capital Expenditures
2.8M
+20.12%
2.3M
+27.91%
1.8M
-59.85%
4.6M
+1.15%
Cash from Investing Activities
-92.9M
+163.34%
-35.3M
-472.68%
9.5M
+260.21%
-5.9M
-62.97%
Dividends Paid
1.4M
N/A
N/A
N/A
0
-100.00%
1.3M
-24.62%
Cash from Financing Activities
506,074
+116.90%
-3.0M
+168.25%
-1.1M
-79.75%
-5.5M
+54.31%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
23.76%
+58.26%
15.01%
+393.86%
-5.11%
-76.21%
-21.47%
+267.85%
Return on Assets
9.84%
+85.66%
5.30%
+374.16%
-1.93%
-72.03%
-6.91%
+204.00%
Return on Equity
43.04%
+18.64%
36.28%
+307.82%
-17.46%
-56.66%
-40.28%
+359.86%
Revenue Growth
38.50%
+406.87%
7.60%
-29.55%
10.78%
+155.94%
-19.27%
-184.78%
Current Ratio
0.80
+31.01%
0.61
-42.20%
1.05
+86.57%
0.56
-49.47%
Cash Ratio
1.08
-60.10%
2.71
+31.44%
2.06
+14.77%
1.80
-42.98%
Debt-to-Equity Ratio
0.05
-82.71%
0.27
-81.54%
1.46
+5.18%
1.39
+19.51%
Debt-to-Assets Ratio
0.01
-73.60%
0.05
-69.73%
0.16
+1.15%
0.16
-40.92%

Earnings & Revenue History

Debt-to-Assets

Cash Flow