• $936.0M
    Market Cap
  • 22.54%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
2.3M
-73.90%
8.9M
+17.77%
7.6M
-35.34%
11.7M
-27.38%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
2.3M
-73.90%
8.9M
+17.77%
7.6M
-35.34%
11.7M
-27.38%
Sales and Marketing Expense
657,000
+3.63%
634,000
+3.26%
614,000
+1.32%
606,000
+12.01%
Research and Development Expense
-1.5M
+18.64%
-1.3M
+5.21%
-1.2M
+12.24%
-1.1M
-0.45%
Depreciation and Amortization Expense
3.5M
+18.61%
3.0M
+10.16%
2.7M
-30.66%
3.9M
+37.95%
Total Operating Expenses
63.3M
+18.51%
53.4M
+11.84%
47.7M
-5.24%
50.4M
+4.01%
Operating Profit
92.7M
+6.16%
87.3M
+21.32%
72.0M
-21.10%
91.2M
+10.41%
Interest Income
220.8M
+3.72%
212.9M
+10.42%
192.8M
+30.98%
147.2M
+35.39%
Interest Expense
N/A
N/A
N/A
N/A
-91.3M
+230.86%
-27.6M
+503.87%
Interest Income and Expense and Net
220.8M
+3.72%
212.9M
+109.81%
101.5M
-15.16%
119.6M
+14.82%
Total Nonoperating Income and Expense
130.4M
+10.41%
118.1M
+16.42%
101.5M
-15.16%
119.6M
+14.82%
Income before Taxes
92.7M
+6.16%
87.3M
+21.32%
72.0M
-21.10%
91.2M
+10.41%
Income Taxes
24.2M
+5.93%
22.8M
+12.04%
20.4M
-28.85%
28.6M
+36.80%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
68.5M
+6.24%
64.5M
+24.98%
51.6M
-17.55%
62.6M
+1.46%
Net Income from Continuing Operations Applicable to Common
92.7M
+6.16%
87.3M
+21.32%
72.0M
-21.10%
91.2M
+10.41%
Basic EPS and Net Income
2.66
+4.31%
2.55
+24.39%
2.05
-16.67%
2.46
+2.07%
Diluted EPS and Net Income
2.64
+4.76%
2.52
+24.75%
2.02
-17.21%
2.44
+2.09%
Basic Weighted Average Shares
25.7M
+1.78%
25.3M
+0.31%
25.2M
-0.80%
25.4M
-0.63%
Diluted Weighted Average Shares
26.0M
+1.66%
25.6M
+0.25%
25.5M
-0.66%
25.7M
-0.39%
Balance Sheet
Cash and Cash Equivalents
383.7M
+53.55%
249.9M
+72.56%
144.8M
-19.32%
179.5M
-59.33%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
383.7M
+53.55%
249.9M
+72.56%
144.8M
-19.32%
179.5M
-59.33%
Total Current Assets
29.4M
+170.48%
10.9M
+2.27%
10.6M
+9.25%
9.7M
+80.63%
Accumulated Depreciation
17.7M
+76.50%
10.0M
+0.61%
10.0M
+11.01%
9.0M
+14.56%
Property and Plant and Equipment and Net
29.9M
+63.49%
18.3M
+0.79%
18.1M
+27.18%
14.3M
+9.10%
Total Long-Term Assets
29.4M
+170.48%
10.9M
+2.27%
10.6M
+9.25%
9.7M
+80.63%
Total Assets
4.8B
+32.68%
3.6B
+2.60%
3.5B
+2.21%
3.4B
+10.34%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
392,000
0.00%
392,000
-14.60%
Total Long-Term Liabilities
15.3M
+92.77%
7.9M
-8.22%
8.7M
-2.63%
8.9M
-9.90%
Total Liabilities
4.2B
+33.14%
3.2B
+1.65%
3.1B
+1.41%
3.1B
+9.30%
Retained Earnings
402.7M
+12.26%
358.7M
+13.75%
315.4M
+10.33%
285.8M
+19.81%
Total Stockholders Equity
544.2M
+29.15%
421.4M
+10.44%
381.5M
+9.19%
349.4M
+20.40%
Total Shares Outstanding
28.8M
+13.44%
25.4M
+0.78%
25.2M
+0.14%
25.2M
-1.16%
Cash Flow
Cash from Operating Activities
37.7M
-40.63%
63.5M
-22.65%
82.1M
-39.05%
134.7M
+105.85%
Capital Expenditures
674,000
-47.59%
1.3M
-73.92%
4.9M
+109.47%
2.4M
+513.02%
Cash from Investing Activities
126.8M
+2,061.42%
5.9M
+105.32%
-110.3M
-83.08%
-651.8M
-29.95%
Dividends Paid
24.8M
+18.02%
21.1M
+15.66%
18.2M
+19.03%
15.3M
+29.66%
Cash from Financing Activities
-30.7M
-186.08%
35.7M
+648.07%
-6.5M
-102.55%
255.3M
-77.91%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
3,981.70%
+306.82%
978.75%
+3.01%
950.13%
+22.04%
778.57%
+52.03%
Return on Assets
1.64%
-9.84%
1.82%
+22.04%
1.49%
-22.28%
1.92%
-22.29%
Return on Equity
14.20%
-11.66%
16.07%
+13.78%
14.12%
-27.85%
19.57%
-15.13%
Revenue Growth
-73.90%
-515.92%
17.77%
+150.27%
-35.34%
+29.10%
-27.38%
-143.00%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow