• $111.8M
    Market Cap
  • 10.64%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
09/30/2025
09/30/2024
09/30/2023
09/30/2022
Income Statement
Total Operating Revenue
31.9M
+14.02%
28.0M
+0.87%
27.7M
N/A
N/A
N/A
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
31.9M
+14.02%
28.0M
+0.87%
27.7M
N/A
0
-100.00%
Sales and Marketing Expense
438,000
+8.96%
402,000
+9.84%
366,000
N/A
N/A
N/A
Research and Development Expense
-471,000
-13.10%
-542,000
-6.39%
-579,000
N/A
N/A
N/A
Depreciation and Amortization Expense
937,000
+5.28%
890,000
+5.95%
840,000
+0.12%
839,000
+0.48%
Total Operating Expenses
N/A
N/A
11.8M
-38.72%
19.3M
N/A
N/A
N/A
Operating Profit
13.8M
+24.41%
11.1M
+3.34%
10.7M
+35.64%
7.9M
-9.24%
Interest Income
54.7M
+12.63%
48.6M
+27.59%
38.1M
N/A
N/A
N/A
Interest Expense
N/A
N/A
N/A
N/A
-10.3M
N/A
N/A
N/A
Interest Income and Expense and Net
54.7M
+12.63%
48.6M
+75.13%
27.7M
N/A
0
-100.00%
Total Nonoperating Income and Expense
-21.4M
+4.91%
-20.4M
-173.55%
27.7M
N/A
N/A
N/A
Income before Taxes
13.8M
+24.41%
11.1M
+3.34%
10.7M
+35.64%
7.9M
-9.24%
Income Taxes
4.0M
+22.07%
3.3M
+9.40%
3.0M
-6.71%
3.3M
+24.76%
Extraordinary Items
572,000
-78.08%
2.6M
+1,847.76%
134,000
N/A
N/A
N/A
Net Income
9.8M
+25.40%
7.8M
+0.96%
7.7M
-2.65%
7.9M
+29.40%
Net Income from Continuing Operations Applicable to Common
13.8M
+24.41%
11.1M
+3.34%
10.7M
+35.64%
7.9M
-9.24%
Basic EPS and Net Income
1.57
+27.64%
1.23
+2.50%
1.20
+2.56%
1.17
+15.84%
Diluted EPS and Net Income
1.56
+26.83%
1.23
+2.50%
1.20
+2.56%
1.17
+15.84%
Basic Weighted Average Shares
6.2M
-1.89%
6.3M
-1.29%
6.4M
-5.26%
6.8M
+12.33%
Diluted Weighted Average Shares
6.2M
-1.61%
6.3M
-1.29%
6.4M
-5.26%
6.8M
+12.33%
Balance Sheet
Cash and Cash Equivalents
7.1M
-72.32%
25.6M
-64.71%
72.5M
+134.46%
30.9M
-58.86%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
7.1M
-72.32%
25.6M
-64.71%
72.5M
+134.46%
30.9M
-58.86%
Total Current Assets
10.5M
-6.39%
11.3M
-1.32%
11.4M
+12.49%
10.1M
+21.11%
Accumulated Depreciation
18.1M
+5.38%
17.1M
+5.48%
16.3M
+4.47%
15.6M
+5.70%
Property and Plant and Equipment and Net
12.2M
-2.89%
12.5M
-5.95%
13.3M
-3.90%
13.9M
-3.15%
Total Long-Term Assets
10.5M
-6.39%
11.3M
-1.32%
11.4M
+12.49%
10.1M
+21.11%
Total Assets
997.7M
+4.81%
951.9M
+4.92%
907.3M
+13.62%
798.5M
+3.17%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
49.1M
-89.99%
489.9M
+1,559.79%
29.5M
+88.90%
15.6M
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
828,000
N/A
N/A
N/A
Total Long-Term Debt
49.1M
+71.71%
28.6M
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
49.1M
+71.71%
28.6M
N/A
N/A
N/A
N/A
N/A
Total Liabilities
878.8M
+4.45%
841.4M
+4.84%
802.5M
+14.64%
700.0M
+3.50%
Retained Earnings
66.6M
+13.53%
58.6M
+12.42%
52.2M
+13.97%
45.8M
+16.53%
Total Stockholders Equity
118.8M
+7.50%
110.5M
+5.49%
104.8M
+6.38%
98.5M
+0.88%
Total Shares Outstanding
6.5M
-0.45%
6.5M
-2.47%
6.7M
-1.05%
6.7M
-4.97%
Cash Flow
Cash from Operating Activities
10.4M
+64.43%
6.3M
-25.53%
8.5M
-24.26%
11.2M
+20.97%
Capital Expenditures
574,000
N/A
N/A
N/A
N/A
N/A
3.0M
+614.29%
Cash from Investing Activities
-64.3M
-28.84%
-90.3M
+36.69%
-66.1M
-5.29%
-69.7M
+750.84%
Dividends Paid
1.8M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
35.4M
-4.55%
37.0M
-62.65%
99.2M
+594.58%
14.3M
+15.02%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
43.29%
+9.11%
39.68%
+2.46%
38.73%
N/A
N/A
N/A
Return on Assets
1.00%
+19.59%
0.84%
-7.37%
0.90%
-10.27%
1.01%
+25.73%
Return on Equity
8.51%
+17.72%
7.23%
-4.69%
7.58%
-6.07%
8.07%
+1.92%
Revenue Growth
14.02%
+1,520.08%
0.87%
N/A
N/A
N/A
N/A
N/A
Current Ratio
N/A
N/A
N/A
N/A
13.78
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
87.60
N/A
N/A
N/A
Debt-to-Equity Ratio
0.83
-82.40%
4.69
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
0.10
-81.95%
0.54
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow