• $224.1M
    Market Cap
  • 40.02%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
45.6M
+25.18%
36.4M
-2.38%
37.3M
-20.72%
47.0M
+12.26%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
45.6M
+25.18%
36.4M
-2.38%
37.3M
-20.72%
47.0M
+12.26%
Sales and Marketing Expense
277,000
+5.73%
262,000
+140.37%
109,000
-33.13%
163,000
+45.54%
Research and Development Expense
-3.4M
-12.80%
-3.9M
+10.54%
-3.5M
+11.39%
-3.2M
+4.84%
Depreciation and Amortization Expense
373,000
+57.38%
237,000
-68.57%
754,000
+23.81%
609,000
-4.25%
Total Operating Expenses
36.4M
+4.01%
35.0M
+19.78%
29.2M
+8.42%
27.0M
+3.37%
Operating Profit
19.2M
+110.11%
9.1M
-51.15%
18.7M
-41.21%
31.8M
+28.94%
Interest Income
75.3M
+7.40%
70.1M
+19.19%
58.8M
+17.41%
50.1M
+11.39%
Interest Expense
N/A
N/A
N/A
N/A
-21.6M
N/A
N/A
N/A
Interest Income and Expense and Net
75.3M
+7.40%
70.1M
+88.08%
37.3M
-25.60%
50.1M
+11.39%
Total Nonoperating Income and Expense
45.6M
+25.18%
36.4M
-2.38%
37.3M
-20.72%
47.0M
+12.26%
Income before Taxes
19.2M
+110.11%
9.1M
-51.15%
18.7M
-41.21%
31.8M
+28.94%
Income Taxes
3.3M
+122.82%
1.5M
-49.77%
3.0M
-48.83%
5.8M
+37.17%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
15.8M
+107.61%
7.6M
-51.42%
15.7M
-39.49%
25.9M
+27.23%
Net Income from Continuing Operations Applicable to Common
19.2M
+110.11%
9.1M
-51.15%
18.7M
-41.21%
31.8M
+28.94%
Basic EPS and Net Income
2.49
+100.81%
1.24
-53.38%
2.66
-38.57%
4.33
+32.01%
Diluted EPS and Net Income
2.49
+100.81%
1.24
-53.38%
2.66
-38.57%
4.33
+32.01%
Basic Weighted Average Shares
6.4M
+3.22%
6.2M
+4.61%
5.9M
-1.67%
6.0M
-3.55%
Diluted Weighted Average Shares
6.4M
+3.23%
6.2M
+4.65%
5.9M
-1.66%
6.0M
-3.55%
Balance Sheet
Cash and Cash Equivalents
59.3M
-45.20%
108.1M
+733.79%
13.0M
+4.55%
12.4M
+41.46%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
59.3M
-45.20%
108.1M
+733.79%
13.0M
+4.55%
12.4M
+41.46%
Total Current Assets
35.7M
-6.55%
38.2M
+11.96%
34.1M
-9.37%
37.6M
+130.96%
Accumulated Depreciation
12.3M
+6.81%
11.5M
-7.59%
12.5M
+6.44%
11.7M
-2.56%
Property and Plant and Equipment and Net
18.5M
+9.49%
16.9M
+51.93%
11.1M
+7.12%
10.4M
+6.68%
Total Long-Term Assets
35.7M
-6.55%
38.2M
+11.96%
34.1M
-9.37%
37.6M
+130.96%
Total Assets
1.8B
+0.71%
1.8B
+9.44%
1.7B
-1.32%
1.7B
-1.45%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
2.0M
+33.90%
1.5M
+35.53%
1.1M
-22.23%
1.4M
-7.97%
Total Liabilities
1.6B
-0.94%
1.7B
+9.27%
1.5B
-2.57%
1.6B
+2.94%
Retained Earnings
202.6M
+3.17%
196.3M
-0.83%
198.0M
-0.56%
199.1M
+5.77%
Total Stockholders Equity
184.9M
+18.22%
156.4M
+11.31%
140.5M
+14.54%
122.7M
-36.02%
Total Shares Outstanding
6.4M
+0.08%
6.4M
+7.97%
5.9M
+0.07%
5.9M
-2.87%
Cash Flow
Cash from Operating Activities
17.9M
+89.55%
9.4M
-39.20%
15.5M
-47.38%
29.5M
+28.92%
Capital Expenditures
2.7M
-15.91%
3.3M
+118.23%
1.5M
+18.60%
1.3M
+289.47%
Cash from Investing Activities
N/A
N/A
15.8M
-70.32%
53.2M
+141.01%
-129.7M
-35.96%
Dividends Paid
9.6M
+3.75%
9.3M
-37.34%
14.8M
+65.18%
8.9M
+1.64%
Cash from Financing Activities
-27.6M
+643.37%
-3.7M
-93.07%
-53.5M
-262.97%
32.9M
-81.26%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
42.07%
+67.85%
25.06%
-49.96%
50.09%
-25.84%
67.54%
+14.86%
Return on Assets
0.87%
+97.98%
0.44%
-53.30%
0.94%
-38.64%
1.53%
+21.29%
Return on Equity
9.27%
+80.61%
5.13%
-56.94%
11.92%
-27.72%
16.49%
+58.76%
Revenue Growth
25.18%
+1,159.50%
-2.38%
-88.53%
-20.72%
-268.94%
12.26%
+25.90%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow