2m 2m 2m 2m 2m 2m 2m
OPORTUN FINL (OPRT)
NASDAQ
$4.72$0.00 (0.00%)
Price as of Jun 03, 2026 4:10 PM EDT- $247.9MMarket Cap
- -24.36%1-Year Change
- Credit ServicesIndustry
OPORTUN FINL (OPRT)
$4.72$0.00 (0.00%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 956.7M -4.50% | 1.0B -5.22% | 1.1B +10.96% | 952.5M +51.97% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 956.7M -4.50% | 1.0B -5.22% | 1.1B +10.96% | 952.5M +51.97% | |
Sales and Marketing Expense | 70.6M +5.41% | 67.0M -11.04% | 75.3M -31.58% | 110.0M -5.86% | |
Research and Development Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Depreciation and Amortization Expense | 41.4M -19.05% | 51.2M -6.79% | 54.9M +15.47% | 47.5M +75.32% | |
Total Operating Expenses | 361.8M -11.85% | 410.4M -23.20% | 534.3M -25.37% | 715.9M +53.08% | |
Operating Profit | 44.1M +138.27% | -115.2M -54.59% | -253.7M +236.92% | -75.3M -219.90% | |
Interest Income | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Interest Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Interest Income and Expense and Net | 0 N/A | 0 N/A | 0 N/A | 0 N/A | |
Total Nonoperating Income and Expense | N/A N/A | N/A N/A | 23.6M +20.52% | 19.6M +79.29% | |
Income before Taxes | 44.1M +138.27% | -115.2M -54.59% | -253.7M +236.92% | -75.3M -219.90% | |
Income Taxes | 18.8M +151.60% | -36.5M -50.48% | -73.7M -3,098.45% | 2.5M -84.02% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 25.2M +132.09% | -78.7M -56.28% | -180.0M +131.47% | -77.7M -263.97% | |
Net Income from Continuing Operations Applicable to Common | 25.2M +132.09% | -78.7M -56.28% | -180.0M +131.47% | -77.7M -263.97% | |
Basic EPS and Net Income | 0.54 +127.69% | -1.95 -60.04% | -4.88 +105.91% | -2.37 -241.07% | |
Diluted EPS and Net Income | 0.53 +127.18% | -1.95 -60.04% | -4.88 +105.91% | -2.37 -251.92% | |
Basic Weighted Average Shares | 46.4M +15.02% | 40.4M +9.44% | 36.9M +12.34% | 32.8M +16.44% | |
Diluted Weighted Average Shares | 47.9M +18.59% | 40.4M +9.44% | 36.9M +12.34% | 32.8M +8.25% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 105.5M +75.97% | 60.0M -34.24% | 91.2M -7.72% | 98.8M -24.54% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 105.5M +75.97% | 60.0M -34.24% | 91.2M -7.72% | 98.8M -24.54% | |
Total Current Assets | 103.7M -24.64% | 137.6M +27.78% | 107.7M +67.78% | 64.2M -11.28% | |
Accumulated Depreciation | 39.3M +4.38% | 37.6M -10.30% | 42.0M +11.32% | 37.7M +10.25% | |
Property and Plant and Equipment and Net | 2.1M -30.32% | 3.0M -57.45% | 7.0M -33.57% | 10.5M +6.14% | |
Total Long-Term Assets | 103.7M -24.64% | 137.6M +27.78% | 107.7M +67.78% | 64.2M -11.28% | |
Total Assets | 3.3B +0.95% | 3.2B -5.42% | 3.4B -5.58% | 3.6B +22.64% | |
Income Taxes Payable | N/A N/A | N/A N/A | 0 -100.00% | 30.6M +7.57% | |
Total Short-Term Debt | 7.2M N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Current Liabilities | 10.0M -3.06% | 10.3M +13.38% | 9.1M -6.26% | 9.7M +15.91% | |
Total Long-Term Debt | 412.0M -68.47% | 1.3B -37.13% | 2.1B -23.70% | 2.7B +54.03% | |
Total Long-Term Liabilities | 155.8M -30.17% | 223.2M +686.46% | 28.4M -86.03% | 203.1M -7.48% | |
Total Liabilities | 2.9B -0.19% | 2.9B -4.46% | 3.0B -1.91% | 3.1B +30.88% | |
Retained Earnings | -227.3M -10.00% | -252.5M +45.26% | -173.8M -2,949.05% | 6.1M -92.72% | |
Total Stockholders Equity | 390.1M +10.25% | 353.8M -12.51% | 404.4M -26.15% | 547.6M -9.32% | |
Total Shares Outstanding | 44.4M +23.05% | 36.1M +4.77% | 34.5M +3.34% | 33.4M +4.22% | |
Cash Flow | |||||
Cash from Operating Activities | 413.4M +5.05% | 393.5M +0.19% | 392.8M +58.45% | 247.9M +51.65% | |
Capital Expenditures | N/A N/A | N/A N/A | N/A N/A | 6.0M -51.24% | |
Cash from Investing Activities | -369.7M +90.89% | -193.7M -32.32% | -286.2M -75.57% | -1.2B +32.41% | |
Dividends Paid | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash from Financing Activities | -59.4M -68.95% | -191.2M +83.19% | -104.4M -111.17% | 934.5M +25.32% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 4.61% +140.07% | -11.50% -52.09% | -24.00% +203.65% | -7.90% -178.89% | |
Return on Assets | 0.78% +132.85% | -2.37% -53.73% | -5.12% +116.14% | -2.37% -223.86% | |
Return on Equity | 6.79% +132.70% | -20.75% -45.10% | -37.80% +179.97% | -13.50% -252.40% | |
Revenue Growth | -4.50% -13.73% | -5.22% -147.62% | 10.96% -78.92% | 51.97% +604.77% | |
Current Ratio | 10.41 -22.26% | 13.39 +12.70% | 11.88 +78.98% | 6.64 -23.46% | |
Cash Ratio | 10.59 +81.51% | 5.83 -42.00% | 10.06 -1.56% | 10.22 -34.90% | |
Debt-to-Equity Ratio | 1.07 N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Assets Ratio | 0.13 N/A | N/A N/A | N/A N/A | N/A N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow