• $349.7M
    Market Cap
  • 31.36%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
103.9M
+17.22%
88.6M
+3,244.04%
2.6M
+0.30%
2.6M
+11.52%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
103.9M
+17.22%
88.6M
+3,244.04%
2.6M
+0.30%
2.6M
+11.52%
Sales and Marketing Expense
2.1M
+12.20%
1.9M
-18.95%
2.3M
+8.23%
2.1M
+29.83%
Research and Development Expense
-1.3M
-11.01%
-1.5M
-3.41%
-1.6M
-9.03%
-1.7M
+8.52%
Depreciation and Amortization Expense
2.2M
-1.73%
2.3M
+3.11%
2.2M
+36.76%
1.6M
+16.15%
Total Operating Expenses
59.2M
-1.37%
60.0M
+7.07%
56.1M
+9.64%
51.1M
+18.33%
Operating Profit
52.5M
+44.65%
36.3M
-16.13%
43.3M
-12.43%
49.4M
-13.27%
Interest Income
197.5M
+9.25%
180.8M
+19.61%
151.2M
+48.58%
101.8M
+24.89%
Interest Expense
N/A
N/A
N/A
N/A
-62.7M
+417.15%
-12.1M
+179.56%
Interest Income and Expense and Net
197.5M
+9.25%
180.8M
+104.30%
88.5M
-1.26%
89.6M
+16.20%
Total Nonoperating Income and Expense
103.9M
+17.22%
88.6M
+0.13%
88.5M
-1.26%
89.6M
+16.20%
Income before Taxes
52.5M
+44.65%
36.3M
-16.13%
43.3M
-12.43%
49.4M
-13.27%
Income Taxes
15.0M
+43.52%
10.5M
-16.57%
12.6M
-12.90%
14.4M
-14.48%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
37.5M
+45.11%
25.8M
-15.94%
30.7M
-12.24%
35.0M
-12.76%
Net Income from Continuing Operations Applicable to Common
52.5M
+44.65%
36.3M
-16.13%
43.3M
-12.43%
49.4M
-13.27%
Basic EPS and Net Income
2.59
+48.00%
1.75
-18.22%
2.14
-8.94%
2.35
-11.65%
Diluted EPS and Net Income
2.58
+48.28%
1.74
-17.92%
2.12
-8.23%
2.31
-11.83%
Basic Weighted Average Shares
14.2M
-0.26%
14.2M
-0.42%
14.3M
-3.51%
14.8M
-1.30%
Diluted Weighted Average Shares
14.3M
-0.44%
14.3M
-0.52%
14.4M
-4.30%
15.1M
-1.24%
Balance Sheet
Cash and Cash Equivalents
207.1M
+4.20%
198.8M
-17.97%
242.3M
+64.82%
147.0M
-27.67%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
207.1M
+4.20%
198.8M
-17.97%
242.3M
+64.82%
147.0M
-27.67%
Total Current Assets
16.9M
-10.55%
18.9M
+20.83%
15.6M
-0.79%
15.8M
+207.59%
Accumulated Depreciation
15.3M
+0.18%
15.3M
+8.36%
14.1M
+7.14%
13.2M
+8.04%
Property and Plant and Equipment and Net
8.2M
-1.04%
8.3M
+38.02%
6.0M
-13.26%
6.9M
+123.24%
Total Long-Term Assets
16.9M
-10.55%
18.9M
+20.83%
15.6M
-0.79%
15.8M
+207.59%
Total Assets
3.3B
+7.11%
3.1B
+9.84%
2.8B
+15.27%
2.4B
+12.57%
Income Taxes Payable
N/A
N/A
0
-100.00%
876,000
N/A
N/A
N/A
Total Short-Term Debt
0
-100.00%
15.0M
N/A
0
N/A
0
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
19.0M
+1.74%
18.7M
-14.70%
21.9M
+221.47%
6.8M
-8.53%
Total Liabilities
2.9B
+7.10%
2.7B
+10.63%
2.4B
+17.08%
2.1B
+10.10%
Retained Earnings
186.5M
+15.98%
160.8M
+10.07%
146.1M
+14.87%
127.2M
+25.75%
Total Stockholders Equity
390.0M
+7.20%
363.8M
+4.28%
348.9M
+4.00%
335.4M
+30.89%
Total Shares Outstanding
14.2M
-1.04%
14.4M
+0.84%
14.3M
-2.50%
14.6M
-1.62%
Cash Flow
Cash from Operating Activities
26.6M
-31.80%
39.0M
-38.45%
63.3M
+10.61%
57.3M
+3,641.56%
Capital Expenditures
2.2M
-46.18%
4.1M
+209.89%
1.3M
-75.88%
5.5M
+1,168.14%
Cash from Investing Activities
-200.1M
-35.80%
-311.7M
+13.25%
-275.3M
-22.82%
-356.7M
+103.55%
Dividends Paid
11.5M
+11.62%
10.3M
+3.66%
9.9M
+10.75%
8.9M
+34.43%
Cash from Financing Activities
181.9M
-20.64%
229.2M
-25.40%
307.2M
+26.36%
243.1M
+30.70%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
50.53%
+23.40%
40.95%
-97.49%
1,632.53%
-12.69%
1,869.91%
-22.23%
Return on Assets
1.18%
+33.85%
0.88%
-25.19%
1.18%
-23.01%
1.53%
-22.25%
Return on Equity
9.94%
+37.19%
7.24%
-19.29%
8.97%
-24.11%
11.83%
-27.74%
Revenue Growth
17.22%
-99.47%
3,244.04%
+1,071,246.66%
0.30%
-97.37%
11.52%
+86.30%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow