• $1.8B
    Market Cap
  • -61.84%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
14.0B
+19.27%
11.7B
-28.06%
16.3B
-1.59%
16.6B
-0.49%
Cost of Revenue
3.0B
+3.49%
2.9B
+9.05%
2.7B
+12.07%
2.4B
+5.39%
Gross Profit
11.0B
+24.46%
8.8B
-35.30%
13.6B
-3.88%
14.2B
-1.41%
Sales and Marketing Expense
2.5B
+43.09%
1.7B
-11.03%
1.9B
-12.10%
2.2B
+5.58%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
68.1M
-9.04%
74.9M
+1.53%
73.8M
-4.18%
77.0M
+16.69%
Total Operating Expenses
12.5B
+29.98%
9.6B
-15.71%
11.4B
-5.37%
12.1B
+22.66%
Operating Profit
6.7B
-11.29%
7.5B
+55.01%
4.9B
+8.60%
4.5B
-34.10%
Interest Income
-30.1M
0.00%
-30.1M
0.00%
-30.1M
+51.41%
-19.9M
+269.46%
Interest Expense
-40.0M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Interest Income and Expense and Net
-70.1M
+132.94%
-30.1M
0.00%
-30.1M
+51.41%
-19.9M
-115.75%
Total Nonoperating Income and Expense
165.1M
+31.72%
125.3M
-45.73%
230.9M
-13.83%
268.0M
+314.92%
Income before Taxes
7.4B
-6.54%
7.9B
+49.55%
5.3B
+11.28%
4.7B
-32.47%
Income Taxes
1.4B
-14.83%
1.6B
+62.98%
1.0B
+36.93%
736.8M
-41.44%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
6.0B
-4.36%
6.2B
+46.37%
4.3B
+6.57%
4.0B
-30.51%
Net Income from Continuing Operations Applicable to Common
6.0B
-4.38%
6.3B
+46.18%
4.3B
+6.49%
4.0B
-30.40%
Basic EPS and Net Income
22.48
+6.95%
21.02
+57.34%
13.36
+3.81%
12.87
-31.62%
Diluted EPS and Net Income
22.01
+6.64%
20.64
+58.28%
13.04
+4.32%
12.50
-30.52%
Basic Weighted Average Shares
266.5M
-10.58%
298.0M
-7.09%
320.7M
+2.61%
312.6M
+1.73%
Diluted Weighted Average Shares
272.2M
-10.31%
303.4M
-7.63%
328.5M
+2.02%
322.0M
+0.19%
Balance Sheet
Cash and Cash Equivalents
4.7B
+5.49%
4.5B
+6.57%
4.2B
-41.70%
7.2B
+17.15%
Short-Term Investments
2.9B
-15.96%
3.4B
+22,527.15%
15.0M
-73.68%
57.0M
N/A
Cash and Cash Equivalents and Short-Term Investments
7.5B
-3.79%
7.8B
+87.14%
4.2B
-41.95%
7.2B
+18.09%
Total Current Assets
49.5B
+15.66%
42.8B
+7.50%
39.8B
+16.71%
34.1B
+22.84%
Accumulated Depreciation
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Property and Plant and Equipment and Net
637.0M
+75.59%
362.8M
+56.89%
231.2M
+385.74%
47.6M
+90.86%
Total Long-Term Assets
7.5B
+39.54%
5.4B
-11.13%
6.0B
-3.57%
6.2B
+8.66%
Total Assets
56.9B
+18.32%
48.1B
+5.05%
45.8B
+13.57%
40.3B
+20.41%
Income Taxes Payable
1.4B
-5.19%
1.5B
+53.06%
967.0M
+26.93%
761.9M
+2.19%
Total Short-Term Debt
2.2B
+62.20%
1.4B
+71.55%
798.6M
+202.84%
263.7M
-56.89%
Total Current Liabilities
20.4B
+16.53%
17.5B
-12.20%
19.9B
+18.80%
16.7B
+18.43%
Total Long-Term Debt
1.6B
+539.78%
247.5M
+173.08%
90.6M
+407.56%
17.9M
N/A
Total Long-Term Liabilities
12.4B
+93.83%
6.4B
+64.08%
3.9B
-16.15%
4.7B
+12.47%
Total Liabilities
32.8B
+37.29%
23.9B
+0.33%
23.8B
+11.19%
21.4B
+17.08%
Retained Earnings
24.5B
+16.94%
21.0B
+28.56%
16.3B
+27.29%
12.8B
+32.78%
Total Stockholders Equity
24.1B
-0.31%
24.2B
+10.27%
21.9B
+16.40%
18.8B
+23.96%
Total Shares Outstanding
243.8M
N/A
0
-100.00%
315.2M
-2.34%
322.8M
+3.96%
Cash Flow
Cash from Operating Activities
11.1B
+18.63%
9.3B
+31.26%
7.1B
+20.19%
5.9B
+2.29%
Capital Expenditures
240.5M
+57.06%
153.2M
+81.13%
84.6M
+213.48%
27.0M
+6.58%
Cash from Investing Activities
-13.1B
+63.65%
-8.0B
-28.29%
-11.1B
+51.55%
-7.4B
+21.30%
Dividends Paid
1.4B
+9.12%
1.3B
+34.11%
941.7M
-4.74%
988.6M
N/A
Cash from Financing Activities
2.8B
+231.66%
-2.1B
-298.27%
1.1B
-66.72%
3.2B
+41.54%
Financials Ratio
Gross Margin
78.52%
+4.35%
75.25%
-10.07%
83.67%
-2.32%
85.66%
N/A
Operating Margin
47.78%
-25.62%
64.24%
+115.47%
29.82%
+10.36%
27.02%
N/A
Return on Assets
11.37%
-14.49%
13.30%
+34.24%
9.91%
-8.66%
10.85%
N/A
Return on Equity
24.74%
-8.67%
27.09%
+29.42%
20.93%
-11.03%
23.53%
N/A
Revenue Growth
19.27%
+168.67%
-28.06%
+1,660.14%
-1.59%
+224.55%
-0.49%
N/A
Current Ratio
2.43
-0.74%
2.45
+22.44%
2.00
-1.76%
2.04
N/A
Cash Ratio
0.23
-9.46%
0.25
+21.39%
0.21
-50.94%
0.43
N/A
Debt-to-Equity Ratio
0.16
+135.87%
0.07
+65.19%
0.04
+171.81%
0.01
N/A
Debt-to-Assets Ratio
0.07
+98.81%
0.03
+73.20%
0.02
+177.14%
0.007
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow