SoFi's 4.40% Deposit Offer Could Be a Smart Move. Here's the Risk.

SoFi Technologies has launched a tokenized deposit offering 4.40% yield as a customer acquisition strategy. While the company's record earnings and expanding banking ecosystem present long-term growth potential, rising funding costs pose a risk to profitability. The stock has declined significantly in 2026 despite adding a record 1.2 million members last quarter.

11/11/2026, 8:10 AM • The Motley Fool

Cathie Wood Bought Just 3 Stocks On Monday; Here They Are

Cathie Wood's Ark Invest made selective purchases on Monday, adding to positions in Nvidia, SoFi Technologies, and Scribe Therapeutics despite a generally bullish market day. Nvidia faced headwinds from a spy scandal investigation involving CEO Jensen Huang but remains attractively valued. SoFi showed strong fundamentals with 35% member growth and 44% revenue increase, though it's down 41% over the past year. Scribe Therapeutics, a gene-editing biotech, has sufficient cash runway through early 2029.

11/10/2026, 3:41 AM • The Motley Fool

Coinbase vs. SoFi: The Recent Market Sell-Off Exposes Two Very Different Fintech Risks for 2027

Coinbase and SoFi represent two distinct fintech strategies with different risk profiles heading into 2027. Coinbase dominates cryptocurrency trading but faces volatility tied to crypto market conditions, while SoFi operates as a digital-first bank with diversified revenue streams. Despite Coinbase's higher gross margins, SoFi's lower valuation multiple (28.9x forward P/E vs. 59.9x), stronger recent growth (44% revenue increase), and more predictable earnings make it the more attractive investment for 2027.

11/09/2026, 3:30 PM • The Motley Fool

Will a Federal Reserve Interest Rate Hike Trigger a Recession? Here's What History Says.

With a 70% probability of a federal funds rate increase by year-end, investors worry about recession risks. However, historical data shows the S&P 500 gained 76% over the past five years despite a 4,750% increase in the federal funds rate. The article argues that long-term investors should focus on owning high-quality stocks rather than trying to time the market based on Federal Reserve actions.

11/09/2026, 1:00 PM • The Motley Fool

SoFi Has 17.1 Million Members. Prediction: It Tops 20 Million in 2027.

SoFi Technologies has reached 17.1 million members with 35% year-over-year user growth in Q3 2026. Despite the stock being down 34% in 2026, the company's fundamentals remain strong with robust cross-selling (51% of new products from existing members), continuous innovation, and a projected path to 20 million members by 2027 requiring only 13% growth.

11/08/2026, 11:30 AM • The Motley Fool

2 Fintech Stocks to Buy After They Raised Their 2026 Forecasts in October

SoFi Technologies and PayPal both raised their 2026 outlooks in October, signaling renewed growth confidence. SoFi added a record 1.2 million customers and raised its 2026 revenue forecast to $5 billion, with stronger 2027 earnings targets. PayPal raised its adjusted EPS outlook to $5.60. SoFi presents a higher-growth opportunity with a forward P/E of 19.6 and 25% upside potential, while PayPal offers a safer value play at 9.7x forward earnings with only 5% upside, though it must prove its turnaround initiatives can accelerate growth.

11/05/2026, 5:30 AM • The Motley Fool

Prediction: These Will Be 3 of the Best-Performing Financial Stocks of 2027

The article predicts that Robinhood, Charles Schwab, and SoFi could be among the best-performing financial stocks in 2027. Robinhood aims to convert first-time investors into loyal customers; Schwab seeks to deepen client relationships and cross-sell services; and SoFi focuses on expanding products per member. Each faces distinct risks including trading slowdowns, market declines, and loan defaults, but all have demonstrated solid execution of their strategies.

11/04/2026, 6:15 AM • The Motley Fool

SoFi Added a Record 1.2 Million Members Last Quarter. Its Stock Is Still Down More Than 30% in 2026.

SoFi Technologies reported strong Q3 results with 44% year-over-year revenue growth to $1.38 billion, record customer additions of 1.2 million, and 64% earnings growth. Despite these impressive metrics and reaching 17 million total members, the stock remains down 33% year-to-date, suggesting investors overreacted to earlier bearish headlines about technology platform losses and balance sheet concerns. The author argues the disconnect between fundamentals and stock performance should now correct.

11/02/2026, 2:00 PM • The Motley Fool

This Up-and-Coming Tech Company Just Delivered 44% Revenue Growth, and It Has Nothing to Do With AI.

SoFi Technologies achieved 44% year-over-year revenue growth in Q3 2026, reaching $1.4 billion in adjusted net revenue and $241 million in GAAP net income. The fintech company is expanding its platform across banking, lending, investing, and digital payments, with 17.1 million members and 26.7 million products held. The article emphasizes that SoFi's growth strategy relies on deepening customer relationships and diversifying revenue streams rather than AI, but investors should monitor whether the company can sustain profitability as it expands.

11/02/2026, 12:27 PM • The Motley Fool

CME vs. SoFi Technologies: Which Financial Stock Is a Better Buy for 2027?

CME Group and SoFi Technologies represent contrasting investment strategies in the financial sector. CME dominates derivatives trading with a 62% net margin, strong cash flow, and dividend payments, while SoFi pursues aggressive growth with 28.8% revenue expansion but negative free cash flow. The author recommends CME for 2027 due to its superior profitability and shareholder returns, though both stocks have underperformed the S&P 500 over five years.

11/02/2026, 7:23 AM • The Motley Fool

Is SoFi Stock a Buy After its Spectacular Investor Update?

SoFi Technologies delivered an optimistic long-term forecast that impressed investors, with the stock soaring 13% after beating estimates and raising guidance. The company's relatively conservative management team's positive outlook has sparked investor enthusiasm about the fintech company's growth prospects.

11/02/2026, 4:34 AM • The Motley Fool

SoFi Just Made a Big Move Into Blockchain Payments. Here's What Investors Need to Know.

SoFi Technologies has launched SoFiUSD, a stablecoin digital dollar, to settle transactions through its Mastercard partnership, bringing blockchain technology into mainstream payments. While the company shows strong growth with $1.4B Q3 revenue (up 44% YoY) and 17.1M members (up 35%), investors should await proof that blockchain payments can generate meaningful profits before getting excited about this new venture.

11/01/2026, 8:44 AM • The Motley Fool

Why SoFi Stock Popped Today

SoFi Technologies stock surged 13% after reporting strong Q3 2026 earnings with 44% revenue growth to $1.4 billion and 35% member growth to 17.1 million. The fintech company raised its full-year 2026 guidance to $5.04 billion in revenue and provided optimistic 2027 projections of $6.4 billion in revenue and $0.90 EPS, demonstrating confidence in its 'everything app' strategy.

10/27/2026, 10:10 PM • The Motley Fool

Stock Market Today, Oct. 27: SoFi Soars 13% After Beating Estimates and Raising Guidance

SoFi Technologies surged 13.42% on October 27, 2026, after delivering strong Q3 earnings with 44% revenue growth, 64% adjusted EPS growth, and 35% member increase. The company raised its 2026 revenue guidance to $5.04 billion and set an adjusted EPS target of $0.90. CEO Anthony Noto outlined an ambitious goal to reach 100 million products by 2030, a 4x increase from current levels.

10/27/2026, 4:48 PM • The Motley Fool

SoFi Expects to Earn 48% More in 2027. Is the Stock a Buy?

SoFi raised its 2026 guidance and introduced a bullish 2027 forecast, expecting adjusted net revenue of $6.4 billion (27% YoY growth) and adjusted EPS of $0.90 per share (48% growth). The company posted record Q3 results with 44% revenue growth, added 1.2 million members, and improved credit quality. Trading at ~17x forward earnings for a company with near-50% earnings growth, the author views the stock as undervalued relative to its growth prospects, though risks remain tied to consumer lending exposure.

10/27/2026, 8:57 AM • The Motley Fool