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- $19.2BMarket Cap
- -45.20%1-Year Change
- Credit ServicesIndustry
SOFI TECH (SOFI)
Key Performance
More- Earnings Score: N/A
- Momentum Score: 30
- True Yield: N/A
- Financial Health Score: N/A
Latest Research & News
Prediction: SoFi Stock Gains at Least 50% by the End of 2030
SoFi Technologies stock has declined over 50% from its peak amid concerns including the loss of a major customer (Chime) and weak credit conditions. However, the company maintains strong fundamentals with 40% year-over-year revenue growth, record customer count of 15.8 million, and projected earnings growth to $1.71 per share by 2030. Analysts believe the stock could reach $25 by end of 2030 (80% upside) as digital banking adoption accelerates, though near-term volatility is expected.
10/21/2026, 8:20 AM • The Motley Fool
PayPal vs. SoFi Technologies: Which Financial Stock Is a Better Buy in 2026?
PayPal and SoFi Technologies represent different stages of fintech maturity. PayPal dominates global payments with 439 million active accounts and a 15.8% net margin but faces slow 4.3% revenue growth. SoFi has evolved into a full-service digital bank with impressive 28.8% revenue growth and a new stablecoin settlement model, though it carries a higher valuation multiple. While PayPal trades at a cheaper valuation (P/E 10.68), SoFi offers better growth potential despite neither stock appearing especially compelling compared to broader market performance.
10/20/2026, 7:25 AM • The Motley Fool
Social Security beneficiaries will receive a 3.6% COLA increase in 2027, raising the average monthly benefit by about $75. While this is the largest adjustment since 2022, it may not fully cover retirees' actual cost-of-living increases, particularly healthcare expenses. The article recommends retirees maximize their cash flow by depositing benefits into high-yield savings accounts offering rates between 4.2% and 5%.
10/17/2026, 2:05 AM • The Motley Fool
Why Is SoFi Stock Crashing, and is it a Generational Buying Opportunity?
SoFi Technologies stock is experiencing a decline due to higher interest rates, which negatively impact the fintech company's business model. The article explores whether this downturn presents a buying opportunity for investors, highlighting SoFi's inverse correlation to interest rate movements.
10/16/2026, 12:21 AM • The Motley Fool
Futu's 2026 Outlook: Scalable Brokerage Model Delivers 62% Operating Margin
Futu Holdings, a global fintech brokerage platform, receives a Strong Superscore of 79/100 despite a 32% stock decline over the past year. The company demonstrates exceptional operational efficiency with 62% operating margins, 36% YoY revenue growth, and 98% user retention. However, regulatory penalties from China (RMB 1.85 billion), concentrated founder voting power (63%), and legal uncertainties regarding cross-border operations present material risks. The analyst predicts potential stock doubling over five years based on international expansion and high margin sustainability.
10/15/2026, 7:51 AM • The Motley Fool
5 Stocks to Start With if You Only Have $1,000
The article recommends five diversified stocks for beginner investors with $1,000: Palantir Technologies for growth through AI, AGNC for high dividend income, Eli Lilly for healthcare exposure, SoFi for fintech innovation, and Berkshire Hathaway for stability and security. The piece emphasizes that even small initial investments can compound significantly over decades, with potential returns ranging from $2,594 to $267,864 depending on annual growth rates.
10/15/2026, 5:48 AM • The Motley Fool
Stock Market Today, Oct. 14: SoFi Technologies Falls on Banking Weakness
SoFi Technologies fell 6.69% to $14.22 on Oct. 14, 2026, hitting a 52-week low amid hotter-than-expected inflation data and sector-wide pressure on lenders. The fintech stock has declined nearly 50% from last year's high. Other fintech stocks also suffered, with Robinhood Markets down 8.54% and Affirm down 9.47%. While SoFi's membership and revenue are expanding, concerns persist about lending profitability in a high-rate environment. Analyst sentiment remains mixed, though the company's stablecoin expansion could offer future growth potential.
10/14/2026, 5:38 PM • The Motley Fool
Is SoFi Stock a Buy in October 2026?
SoFi Technologies stock has fallen 50% from its November 2025 peak of $32.21 to around $15, despite strong fundamentals including 35% member growth to 15.8 million and 42% product growth. The decline is attributed to Fed rate hikes and investor concerns about lending activity, but the stock now trades at an attractive 11x adjusted EBITDA valuation. Analysts project 27% revenue CAGR and 37% adjusted EBITDA CAGR through 2028, suggesting the stock may be undervalued relative to its growth prospects.
10/08/2026, 1:10 PM • The Motley Fool
SoFi's $25 Billion Stablecoin Push Could Change Its Growth Story
SoFi is redirecting over $25 billion in annualized card volume toward SoFiUSD settlement. The company's growth potential depends on whether this stablecoin infrastructure can attract external businesses and generate recurring fees, deposits, reserve income, and technology revenue. Success will require proving that the economics can scale profitably.
10/08/2026, 6:33 AM • The Motley Fool
Here Are My Top 4 Stocks to Buy in October
The article recommends four stocks for October investment: Viking Therapeutics for its unique monthly-dose GLP-1 weight loss drug candidate in a market expected to reach $200 billion by 2030; Alphabet for its dominant position in cloud computing AI services with 82% YoY growth and gaining market share; SoFi Technologies for strong revenue growth (40% YoY) and customer expansion despite recent setbacks; and MercadoLibre for its Amazon-like growth trajectory in Latin America with 50% YoY revenue growth despite margin pressures from free shipping initiatives.
10/05/2026, 8:24 AM • The Motley Fool
The global e-brokerage market is projected to grow from $14.1 billion in 2024 to $34.6 billion by 2034 at a 9.4% CAGR, driven by record retail trading volumes. Major platforms including Webull, Robinhood, SoFi, and Schwab reported strong Q2 2026 results with significant increases in trading volumes, user growth, and assets under management.
10/03/2026, 8:00 AM • GlobeNewswire
10 Top Stocks I'd Buy Right Now
Following the Federal Reserve's first rate increase in three years, Matt Frankel presents a curated list of 10 stocks to buy now, featuring a mix of safe compounders, dividend payers, and higher-upside growth names suitable for various investor types.
10/02/2026, 2:22 PM • The Motley Fool
1 Reason Now Is a Great Time to Buy SoFi Technologies Stock
SoFi Technologies stock has declined 39% in 2026 and trades 50% below its peak, but the article argues this presents a buying opportunity. The fintech company demonstrates impressive growth with 41% revenue increase and 65% net income growth year-over-year. Its deposit base has surged 1,585% since obtaining its national bank charter in 2022, reaching $45.5 billion, which fuels loan originations now at $47.9 billion. However, investors should be aware of credit risks associated with rapid lending growth and potential recession impacts on borrower defaults.
10/01/2026, 6:14 AM • The Motley Fool
Is SoFi a Buy After This 40% Drop? Here's My Honest Take
SoFi Technologies has experienced a significant 40% stock decline, prompting analysis of whether it represents a buying opportunity. The article examines the nuances behind the sell-off and provides perspective on the fintech company's investment potential, alongside updates on competing companies like Nu Holdings and Robinhood Markets.
09/25/2026, 3:15 PM • The Motley Fool
Should You Buy SoFi Stock Before Oct. 27?
SoFi stock has declined 34% year-to-date but may present a buying opportunity ahead of Q3 earnings on October 27. The fintech bank benefits from its 2022 bank charter, allowing it to take deposits and fund loans directly, resulting in 35% member growth to 15.8 million and 42% product growth. Trading at 21x forward earnings with raised revenue guidance (32-35% growth), SoFi offers improved valuation despite headwinds from higher interest rates and the loss of major client Chime. The stock could surge before earnings but may decline after results are announced.
09/24/2026, 6:05 PM • The Motley Fool
Peers
Statistics
MoreInformation as of 10/21/2026
Company Profile
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
Key Executives
- Anthony J. Noto
- Christopher Lapointe
- Arun Pinto
- Jeremy Rishel
- Kelli Keough
Current Ownership Distribution
- Institutions9.4B (67.95%)
- Mutual Funds4.3B (30.75%)
- Insiders180.3M (1.30%)
- Other0 (0.00%)