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- $22.4BMarket Cap
- -34.76%1-Year Change
- Credit ServicesIndustry
SOFI TECH (SOFI)
Key Performance
More- Earnings Score: N/A
- Momentum Score: 39
- True Yield: N/A
- Financial Health Score: N/A
Latest Research & News
I've Covered Many IPOs for The Motley Fool. Here's What Most Investors Get Wrong.
IPO stocks are often overpriced at launch due to hype, making them risky investments. Retail investors have limited access to IPO shares, which mostly go to institutional investors. The article recommends waiting for better entry points, particularly after the 180-day lockup period expires when insiders can sell, rather than buying immediately at IPO prices.
09/08/2026, 7:15 AM • The Motley Fool
Here's Why SoFi Isn't Reaching All-Time Highs After a Record Quarter
SoFi Technologies reported record-breaking Q2 earnings with strong revenue, profitability, member growth, and cross-buying metrics that exceeded expectations. However, the stock has failed to reach all-time highs, with the market expressing concern over specific guidance metrics despite the company's impressive operational performance.
09/07/2026, 6:12 AM • The Motley Fool
SoFi Raised Its Revenue Guidance and the Stock Fell 10%. Here's What the Market Missed.
SoFi Technologies reported record quarterly results with 40% revenue growth and record net income, yet the stock fell 10% due to unchanged profit guidance despite raised revenue expectations. The company is reinvesting heavily in growth initiatives, which creates uncertainty for investors despite strong operational metrics like improved cross-buy rates (35% to 51%) and membership growth.
09/05/2026, 8:07 AM • The Motley Fool
SoFi Just Posted Another Quarter of Fast Growth. What Has to Happen Next for the Stock to Follow?
SoFi Technologies reported strong Q2 2026 results with 40% year-over-year revenue growth and 65% adjusted net income growth, reaching 15.8 million customers. However, the stock has declined 30% over the past year and trades 45% below its November 2025 peak. The primary concern for investors is credit risk, particularly from rapid growth in personal loan originations ($10.7 billion in Q2, up 54% YoY), which now represent 72% of total originations. While loan performance remains solid with a 3.7% net charge-off rate, continued strong quarterly results are needed to restore investor confidence.
09/03/2026, 7:30 AM • The Motley Fool
SoFi Stock: Why This "Fintech" Needs to Start Performing Like a Real Bank
SoFi Technologies faces scrutiny over whether it operates as a true bank or merely a fintech in digital clothing. The company's low 1.5 products per customer, high marketing costs, and customer acquisition economics raise questions about its bank-like performance. Investors should evaluate SoFi using traditional banking metrics including deposit costs, cross-sell rates, and net interest margin.
08/29/2026, 2:27 PM • The Motley Fool
Nvidia CEO Jensen Huang urged investors to buy the stock at a discount on June 8, but the stock has remained essentially flat since then. The article examines whether CEO endorsements to buy their own stock are reliable predictors of future performance, citing mixed historical results from CEOs like Jamie Dimon, Elon Musk, and others. Nvidia is expected to report strong Q2 earnings with 97% revenue growth, positioning the stock for potential gains.
08/24/2026, 11:33 PM • The Motley Fool
Why I'm Watching SoFi as a Financials Pick I Don't Own Yet
SoFi Technologies has declined over 30% this year despite strong Q2 results showing 40% revenue growth and 35% member growth. The stock's valuation has improved from 75x to 38x earnings, making it more attractive on a forward basis at 17x 2028 earnings estimates. The analyst is interested but waiting for a target entry price of $15 per share, planning to use put options to potentially achieve this.
08/19/2026, 11:15 AM • The Motley Fool
SoFi Technologies Just Reported Earnings. Here's the One Number That Matters Most for the Next Year.
SoFi Technologies reported strong Q2 earnings with adjusted net income surging 65% year-over-year to $160 million and added 1.1 million customers, bringing the total to 15.8 million. The company projects 40% annualized EPS growth from 2025-2028. However, despite strong fundamentals, the stock trades at a 30x forward P/E ratio and is down 39% from its peak, underperforming the S&P 500 by 44% in 2026.
08/19/2026, 7:15 AM • The Motley Fool
SoFi Stock Analysis: Buy the Dip?
SoFi Technologies reported quarterly financial results that disappointed the stock market and investors, causing the stock to fall. Despite positive developments like 80% growth in tangible book value and 51% of new products going to existing members (up from 35% a year ago), the stock declined 9% on the news. The article examines whether this represents a buying opportunity.
07/31/2026, 11:22 PM • The Motley Fool
51% of SoFi's New Products Last Quarter Went to Existing Members, Up From 35% a Year Ago
SoFi Technologies exceeded Q2 revenue and earnings estimates with 40% year-over-year revenue growth, but the stock fell 10% due to unchanged 2026 EBITDA guidance. However, the company is reaching a significant inflection point: 51% of new products sold last quarter went to existing customers (up from 35% a year ago), indicating improved customer lifetime value and a shift toward cost-effective revenue growth through cross-selling.
07/31/2026, 4:05 PM • The Motley Fool
Prediction: This Is Where SoFi Stock Goes From Here
SoFi Technologies reported record growth and profitability, with tangible book value growing 80% year-over-year. However, the stock fell approximately 9-10% following the earnings announcement, frustrating shareholders. The article questions whether SoFi still deserves a place in investors' portfolios despite strong financial results.
07/30/2026, 2:05 PM • The Motley Fool
SoFi Just Posted Record Growth and Profitability -- So Why Is the Stock Down 10%?
SoFi Technologies reported record second-quarter results with $1.2 billion in revenue (up 43% YoY), 1.1 million new members, and strong earnings per share of $0.12, all exceeding analyst expectations. However, the stock fell approximately 10% following the announcement due to investor concerns about near-term profitability. While management raised full-year revenue guidance, they held adjusted EBITDA and EPS guidance constant, citing expectations of two rate hikes instead of rate cuts, which dampened investor enthusiasm despite the company's strong operational performance.
07/29/2026, 11:30 AM • The Motley Fool
4 Stocks Worth Loading Up on Before Earnings Hit
The article recommends four stocks to buy before their upcoming earnings reports, highlighting potential catalysts that could drive stock price movements during earnings season. The video covers specific investment opportunities positioned ahead of earnings volatility.
07/27/2026, 7:30 AM • The Motley Fool
Is SoFi Technologies Stock a Bargain After Its Big Drop, or a Falling Knife?
SoFi Technologies has declined 39% since January due to a short-seller report, weaker-than-expected financial results, and valuation concerns. However, the company's fundamentals show strong growth with 43% revenue increase and 100% EPS growth in Q1, along with expanding membership and product offerings. While risks remain, the stock may present opportunities for risk-tolerant investors at current valuations.
07/24/2026, 6:30 PM • The Motley Fool
High interest rates benefit bank stocks by increasing lending spreads and profits. Bank of America reported strong Q2 earnings with double-digit net income growth across all divisions. PNC Financial Services is expanding aggressively with recent acquisitions. SoFi Technologies, down 30% this year, has a compelling growth story and will report Q2 earnings on July 29.
07/24/2026, 12:05 PM • The Motley Fool
Peers
Statistics
MoreInformation as of 09/11/2026
Company Profile
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
Key Executives
- Anthony J. Noto
- Christopher Lapointe
- Arun Pinto
- Jeremy Rishel
- Kelli Keough
Current Ownership Distribution
- Institutions9.4B (68.48%)
- Mutual Funds4.2B (30.21%)
- Insiders180.0M (1.31%)
- Other0 (0.00%)