SoFi Stock Analysis: Buy the Dip?

SoFi Technologies reported quarterly financial results that disappointed the stock market and investors, causing the stock to fall. Despite positive developments like 80% growth in tangible book value and 51% of new products going to existing members (up from 35% a year ago), the stock declined 9% on the news. The article examines whether this represents a buying opportunity.

07/31/2026, 11:22 PM • The Motley Fool

51% of SoFi's New Products Last Quarter Went to Existing Members, Up From 35% a Year Ago

SoFi Technologies exceeded Q2 revenue and earnings estimates with 40% year-over-year revenue growth, but the stock fell 10% due to unchanged 2026 EBITDA guidance. However, the company is reaching a significant inflection point: 51% of new products sold last quarter went to existing customers (up from 35% a year ago), indicating improved customer lifetime value and a shift toward cost-effective revenue growth through cross-selling.

07/31/2026, 4:05 PM • The Motley Fool

Prediction: This Is Where SoFi Stock Goes From Here

SoFi Technologies reported record growth and profitability, with tangible book value growing 80% year-over-year. However, the stock fell approximately 9-10% following the earnings announcement, frustrating shareholders. The article questions whether SoFi still deserves a place in investors' portfolios despite strong financial results.

07/30/2026, 2:05 PM • The Motley Fool

SoFi Just Posted Record Growth and Profitability -- So Why Is the Stock Down 10%?

SoFi Technologies reported record second-quarter results with $1.2 billion in revenue (up 43% YoY), 1.1 million new members, and strong earnings per share of $0.12, all exceeding analyst expectations. However, the stock fell approximately 10% following the announcement due to investor concerns about near-term profitability. While management raised full-year revenue guidance, they held adjusted EBITDA and EPS guidance constant, citing expectations of two rate hikes instead of rate cuts, which dampened investor enthusiasm despite the company's strong operational performance.

07/29/2026, 11:30 AM • The Motley Fool

4 Stocks Worth Loading Up on Before Earnings Hit

The article recommends four stocks to buy before their upcoming earnings reports, highlighting potential catalysts that could drive stock price movements during earnings season. The video covers specific investment opportunities positioned ahead of earnings volatility.

07/27/2026, 7:30 AM • The Motley Fool

Is SoFi Technologies Stock a Bargain After Its Big Drop, or a Falling Knife?

SoFi Technologies has declined 39% since January due to a short-seller report, weaker-than-expected financial results, and valuation concerns. However, the company's fundamentals show strong growth with 43% revenue increase and 100% EPS growth in Q1, along with expanding membership and product offerings. While risks remain, the stock may present opportunities for risk-tolerant investors at current valuations.

07/24/2026, 6:30 PM • The Motley Fool

3 Bank Stocks to Buy in July

High interest rates benefit bank stocks by increasing lending spreads and profits. Bank of America reported strong Q2 earnings with double-digit net income growth across all divisions. PNC Financial Services is expanding aggressively with recent acquisitions. SoFi Technologies, down 30% this year, has a compelling growth story and will report Q2 earnings on July 29.

07/24/2026, 12:05 PM • The Motley Fool

SoFi Investors Just Got Great News From JPMorgan Chase and Goldman Sachs

Strong earnings from major banks JPMorgan Chase and Goldman Sachs, driven by robust investment banking and lending activity, signal a healthy economy that should benefit smaller banks like SoFi. With lending up significantly and the SpaceX IPO boosting retail investment platforms, SoFi is well-positioned ahead of its Q2 earnings report on July 29.

07/22/2026, 2:30 PM • The Motley Fool

Should You Buy SoFi Stock Before the Huge Investor Update?

SoFi Technologies is scheduled to release critically important information to investors, with earnings expected on July 29, 2026. The article discusses whether investors should buy SoFi stock ahead of this major update, noting that investors were hoping for lower interest rates in 2026.

07/19/2026, 10:14 PM • The Motley Fool

Cathie Wood Is Selling This High-Flying Stock. Is It a Buy?

Cathie Wood's Ark ETFs sold over $11 million worth of Twist Bioscience stock on June 30, 2026, despite the synthetic DNA manufacturer's stock climbing 190% year-to-date. The sales appear to be portfolio rebalancing rather than a loss of confidence, as Ark still holds over $332 million in Twist across its ETFs. The proceeds were used to purchase stakes in other companies like Circle Internet Group and SoFi Technologies.

07/19/2026, 4:12 PM • The Motley Fool

SoFi Technologies: The Customer Growth Story Isn't Over (NASDAQ: SOFI)

SoFi Technologies has demonstrated exceptional customer growth, expanding from 5.2 million members in 2022 to 14.7 million by March 2026, representing 183% growth. The digital-only fintech company's competitive advantages include a superior user experience, innovative product pipeline, and high-yield savings accounts (3.1% APY), which have driven deposits to $40.2 billion. Management projects 30% annualized revenue growth from 2025-2028, supported by cross-selling opportunities and expanding customer base.

07/16/2026, 12:15 PM • The Motley Fool

Where Will Solana Be in 5 Years?

Solana has risen 148% over the past five years despite trading 71% below its peak, with a $43 billion market cap. While the blockchain offers fast throughput (3,142 TPS) and low costs, it has suffered from network outages. The article emphasizes that predicting Solana's future price is impossible due to extreme volatility driven by speculation, macroeconomic factors, and technical developments. Long-term success depends on real-world adoption, particularly in payments and stablecoins, with companies like Visa and SoFi already building on the network.

07/15/2026, 9:31 AM • The Motley Fool

Should You Buy SoFi Stock Before July 29?

SoFi Technologies stock has declined significantly this year but now appears more affordable at 23x forward earnings. Ahead of Q2 earnings on July 29, the company is guiding for 30% top-line growth, though slightly lower than Q1's 41%. Key metrics to watch include lending segment growth and charge-off rates. The analyst recommends buying only if investors believe in SoFi's long-term opportunity and can tolerate volatility, cautioning against short-term trading around earnings.

07/15/2026, 7:30 AM • The Motley Fool

Can a $25,000 Investment in SoFi Stock Make You a Millionaire?

SoFi Technologies, an all-digital bank expanding into crypto, AI investing, and blockchain services, has grown revenue 41% year-over-year but remains down 29% year-to-date. While the stock could reward investors as part of a diversified portfolio, turning $25,000 into $1 million would require a 40-fold increase and a market cap near $10 trillion, which appears highly unlikely.

07/08/2026, 9:22 AM • The Motley Fool

Down 43%, Is SoFi Stock a Generational Buying Opportunity Right Now?

SoFi Technologies stock has plummeted 43% in 2026, significantly underperforming the market. The article examines whether this sharp decline presents a buying opportunity for long-term investors, considering factors like weaker-than-expected jobs data reducing interest rate hike prospects and SoFi's record loan originations.

07/07/2026, 1:17 AM • The Motley Fool