SOFI
SOFI TECH (SOFI)
NASDAQ
$17.45+$0.35 (+2.06%)
Price as of Jun 23, 2026 11:44 AM EDT
  • $21.9B
    Market Cap
  • 11.33%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
2.2B
+29.27%
1.7B
+36.04%
1.3B
+116.02%
584.1M
+131.56%
Cost of Revenue
609.0M
+31.92%
461.6M
+21.48%
380.0M
+21.32%
313.2M
+21.89%
Gross Profit
1.6B
+28.30%
1.3B
+42.31%
881.7M
+225.52%
270.9M
+5,819.38%
Sales and Marketing Expense
1.1B
+37.56%
796.3M
+10.69%
719.4M
+16.44%
617.8M
+44.73%
Research and Development Expense
-648.3M
+17.50%
-551.8M
+7.89%
-511.4M
+26.20%
-405.3M
+46.79%
Depreciation and Amortization Expense
234.2M
+15.06%
203.5M
+1.03%
201.4M
+33.07%
151.4M
+49.02%
Total Operating Expenses
3.1B
+26.86%
2.4B
-0.58%
2.4B
+28.10%
1.9B
+29.07%
Operating Profit
525.9M
+125.36%
233.3M
+177.48%
-301.2M
-5.51%
-318.7M
-33.76%
Interest Income
228.9M
+11.21%
205.8M
+92.47%
106.9M
+671.18%
13.9M
+388.62%
Interest Expense
-653,000
-99.38%
-105.1M
-86.69%
-789.3M
+317.03%
-189.3M
+84.16%
Interest Income and Expense and Net
228.3M
+126.50%
100.8M
+114.77%
-682.4M
+289.03%
-175.4M
+75.52%
Total Nonoperating Income and Expense
2.2B
+29.27%
1.7B
+36.04%
1.3B
+116.02%
584.1M
+131.56%
Income before Taxes
525.9M
+125.36%
233.3M
+177.48%
-301.2M
-5.51%
-318.7M
-33.76%
Income Taxes
44.5M
+116.79%
-265.3M
+63,678.85%
-416,000
-124.67%
1.7M
-38.91%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
481.3M
-3.48%
498.7M
+265.81%
-300.7M
-6.14%
-320.4M
-33.79%
Net Income from Continuing Operations Applicable to Common
525.9M
+125.36%
233.3M
+177.48%
-301.2M
-5.51%
-318.7M
-33.76%
Basic EPS and Net Income
0.42
-8.70%
0.46
+227.78%
-0.36
-10.00%
-0.40
-60.00%
Diluted EPS and Net Income
0.39
0.00%
0.39
+208.33%
-0.36
-10.00%
-0.40
-60.00%
Basic Weighted Average Shares
1.2B
+9.51%
1.1B
+11.13%
945.0M
+4.90%
900.9M
+71.03%
Diluted Weighted Average Shares
1.3B
+13.65%
1.1B
+16.55%
945.0M
+4.90%
900.9M
+71.03%
Balance Sheet
Cash and Cash Equivalents
4.9B
+94.20%
2.5B
-17.72%
3.1B
+116.96%
1.4B
+187.42%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
4.9B
+94.20%
2.5B
-17.72%
3.1B
+116.96%
1.4B
+187.42%
Total Current Assets
2.2B
+26.97%
1.7B
+209.30%
554.4M
+32.84%
417.3M
+143.71%
Accumulated Depreciation
208.3M
+38.72%
150.2M
+28.35%
117.0M
+114.62%
54.5M
+535.16%
Property and Plant and Equipment and Net
416.4M
+44.67%
287.9M
+32.71%
216.9M
+27.51%
170.1M
+52.05%
Total Long-Term Assets
2.2B
+26.97%
1.7B
+209.30%
554.4M
+32.84%
417.3M
+143.71%
Total Assets
50.7B
+39.75%
36.3B
+20.54%
30.1B
+58.22%
19.0B
+107.14%
Income Taxes Payable
364.2M
+37.26%
265.3M
+31.18%
202.3M
+38.56%
146.0M
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
743.7M
+33.54%
556.9M
+1.31%
549.7M
+6.50%
516.2M
+73.13%
Total Long-Term Debt
1.8B
-41.31%
3.1B
-40.90%
5.2B
-4.60%
5.5B
+38.95%
Total Long-Term Liabilities
106.2M
+9.04%
97.4M
-10.36%
108.6M
-7.74%
117.8M
-15.16%
Total Liabilities
40.2B
+35.14%
29.7B
+21.23%
24.5B
+81.91%
13.5B
+200.97%
Retained Earnings
-824.3M
-36.87%
-1.3B
-27.64%
-1.8B
+20.00%
-1.5B
+27.08%
Total Stockholders Equity
10.5B
+60.76%
6.5B
+24.65%
5.2B
+0.51%
5.2B
+18.98%
Total Shares Outstanding
1.3B
+16.00%
1.1B
+12.25%
975.9M
+4.49%
933.9M
+12.77%
Cash Flow
Cash from Operating Activities
-3.7B
+234.21%
-1.1B
-84.51%
-7.2B
-0.40%
-7.3B
+437.38%
Capital Expenditures
242.4M
+57.16%
154.3M
+38.47%
111.4M
+19.54%
93.2M
+78.34%
Cash from Investing Activities
-6.7B
+39.37%
-4.8B
+155.10%
-1.9B
+1,677.31%
-106.3M
-196.50%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
13.1B
+160.39%
5.0B
-53.75%
10.9B
+28.98%
8.4B
+1,132.06%
Financials Ratio
Gross Margin
72.55%
-0.75%
73.11%
+4.61%
69.88%
+50.69%
46.37%
+2,570.00%
Operating Margin
23.70%
+74.32%
13.59%
+156.96%
-23.87%
-56.26%
-54.57%
-71.39%
Return on Assets
1.11%
-26.34%
1.50%
+222.70%
-1.23%
-46.10%
-2.27%
-76.55%
Return on Equity
5.66%
-33.29%
8.48%
+247.24%
-5.76%
-13.84%
-6.69%
-69.73%
Revenue Growth
29.27%
-18.78%
36.04%
-68.93%
116.02%
-11.82%
131.56%
N/A
Current Ratio
2.93
-4.92%
3.08
+205.32%
1.01
+24.74%
0.81
+40.76%
Cash Ratio
6.63
+45.43%
4.56
-18.78%
5.61
+103.73%
2.75
+66.01%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow