• $777.1M
    Market Cap
  • 15.38%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
167.0M
+13.53%
147.1M
+5.26%
139.7M
+0.92%
138.5M
+13.72%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
167.0M
+13.53%
147.1M
+5.26%
139.7M
+0.92%
138.5M
+13.72%
Sales and Marketing Expense
4.0M
+6.37%
3.8M
+9.53%
3.5M
-4.45%
3.6M
+12.06%
Research and Development Expense
-4.7M
+9.68%
-4.3M
+25.69%
-3.4M
-9.79%
-3.8M
-5.67%
Depreciation and Amortization Expense
5.8M
-10.69%
6.5M
+1.53%
6.4M
-7.94%
7.0M
+8.22%
Total Operating Expenses
132.6M
+3.95%
127.6M
-5.46%
134.9M
-6.35%
144.1M
-2.66%
Operating Profit
74.1M
+17.03%
63.3M
-20.30%
79.4M
+8.57%
73.2M
+0.04%
Interest Income
252.0M
+4.61%
240.9M
+13.61%
212.0M
+31.56%
161.2M
+19.35%
Interest Expense
N/A
N/A
N/A
N/A
-72.3M
+218.55%
-22.7M
+70.98%
Interest Income and Expense and Net
252.0M
+4.61%
240.9M
+72.38%
139.7M
+0.92%
138.5M
+13.72%
Total Nonoperating Income and Expense
167.0M
+13.53%
147.1M
+5.26%
139.7M
+0.92%
138.5M
+13.72%
Income before Taxes
74.1M
+17.03%
63.3M
-20.30%
79.4M
+8.57%
73.2M
+0.04%
Income Taxes
15.6M
+14.93%
13.6M
-18.58%
16.7M
+11.81%
14.9M
+2.78%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
58.5M
+17.61%
49.7M
-20.76%
62.7M
+7.74%
58.2M
-0.64%
Net Income from Continuing Operations Applicable to Common
74.1M
+17.03%
63.3M
-20.30%
79.4M
+8.57%
73.2M
+0.04%
Basic EPS and Net Income
3.59
+18.48%
3.03
-18.77%
3.73
+11.34%
3.35
+2.76%
Diluted EPS and Net Income
3.44
+17.81%
2.92
-19.34%
3.62
+12.07%
3.23
+1.89%
Basic Weighted Average Shares
16.3M
-0.77%
16.4M
-2.57%
16.8M
-3.05%
17.4M
-3.23%
Diluted Weighted Average Shares
17.0M
-0.28%
17.0M
-1.74%
17.3M
-3.81%
18.0M
-2.55%
Balance Sheet
Cash and Cash Equivalents
552.4M
+53.85%
359.1M
+8.76%
330.2M
+40.56%
234.9M
-51.75%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
552.4M
+53.85%
359.1M
+8.76%
330.2M
+40.56%
234.9M
-51.75%
Total Current Assets
36.0M
-15.58%
42.7M
-9.91%
47.4M
-1.63%
48.2M
+79.61%
Accumulated Depreciation
75.1M
+4.56%
71.8M
-1.15%
72.6M
+6.72%
68.1M
+1.15%
Property and Plant and Equipment and Net
51.6M
-2.62%
53.0M
-3.85%
55.1M
-2.25%
56.3M
-2.36%
Total Long-Term Assets
36.0M
-15.58%
42.7M
-9.91%
47.4M
-1.63%
48.2M
+79.61%
Total Assets
4.5B
+5.87%
4.2B
+0.65%
4.2B
+6.61%
3.9B
+1.08%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
0
N/A
0
N/A
0
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
60.5M
-45.18%
110.4M
+0.17%
110.2M
-9.96%
122.4M
+0.15%
Total Long-Term Liabilities
7.9M
-10.93%
8.9M
-7.52%
9.6M
+8.24%
8.9M
N/A
Total Liabilities
4.0B
+5.10%
3.8B
-0.12%
3.8B
+5.87%
3.6B
+2.65%
Retained Earnings
434.2M
+12.54%
385.8M
+11.75%
345.3M
+18.14%
292.3M
+20.40%
Total Stockholders Equity
493.8M
+12.50%
438.9M
+7.82%
407.1M
+14.03%
357.0M
-12.37%
Total Shares Outstanding
16.3M
-0.99%
16.5M
+0.24%
16.4M
-3.58%
17.0M
-4.13%
Cash Flow
Cash from Operating Activities
77.5M
+30.50%
59.4M
+1.44%
58.5M
-52.63%
123.6M
+28.38%
Capital Expenditures
5.7M
+68.78%
3.4M
-28.35%
4.7M
+4.74%
4.5M
+53.05%
Cash from Investing Activities
-68.2M
+389.88%
-13.9M
-90.29%
-143.4M
-64.93%
-408.9M
+155.79%
Dividends Paid
10.1M
+10.35%
9.2M
+4.68%
8.7M
+9.15%
8.0M
+48.78%
Cash from Financing Activities
184.1M
+1,213.68%
-16.5M
-109.18%
180.1M
+440.41%
33.3M
-86.67%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
44.36%
+3.09%
43.03%
-24.29%
56.83%
+7.58%
52.83%
-12.03%
Return on Assets
1.34%
+13.89%
1.18%
-23.47%
1.54%
+3.73%
1.48%
-5.00%
Return on Equity
12.54%
+6.67%
11.75%
-28.44%
16.42%
+7.78%
15.24%
+1.06%
Revenue Growth
13.53%
+157.20%
5.26%
+473.13%
0.92%
-93.31%
13.72%
+3,321.05%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.12
-51.27%
0.25
-7.10%
0.27
-21.04%
0.34
+14.27%
Debt-to-Assets Ratio
0.01
-48.28%
0.03
-0.38%
0.03
-15.48%
0.03
-0.96%

Earnings & Revenue History

Debt-to-Assets

Cash Flow