• $1.3B
    Market Cap
  • 50.35%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
249.7M
+18.30%
211.1M
+0.76%
209.5M
-9.02%
230.3M
+2.90%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
249.7M
+18.30%
211.1M
+0.76%
209.5M
-9.02%
230.3M
+2.90%
Sales and Marketing Expense
5.0M
+22.21%
4.1M
-22.59%
5.3M
-7.78%
5.7M
+32.16%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
292,000
-12.05%
332,000
-0.60%
334,000
-61.74%
873,000
-33.71%
Total Operating Expenses
210.2M
+5.29%
199.6M
-1.80%
203.3M
+3.85%
195.8M
+2.87%
Operating Profit
224.9M
+141.84%
93.0M
+666.88%
12.1M
-88.95%
109.7M
-4.24%
Interest Income
382.1M
+9.93%
347.6M
+16.89%
297.4M
+18.32%
251.3M
+4.15%
Interest Expense
-21.9M
N/A
0
+100.00%
-87.8M
+317.45%
-21.0M
+20.07%
Interest Income and Expense and Net
360.1M
+3.61%
347.6M
+65.90%
209.5M
-9.02%
230.3M
+2.90%
Total Nonoperating Income and Expense
249.7M
+18.30%
211.1M
+0.76%
209.5M
-9.02%
230.3M
+2.90%
Income before Taxes
224.9M
+141.84%
93.0M
+666.88%
12.1M
-88.95%
109.7M
-4.24%
Income Taxes
63.8M
+189.89%
22.0M
+781.88%
2.5M
-89.84%
24.6M
-2.48%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
161.1M
+127.34%
70.8M
+645.40%
9.5M
-88.82%
85.0M
-4.74%
Net Income from Continuing Operations Applicable to Common
224.9M
+141.84%
93.0M
+666.88%
12.1M
-88.95%
109.7M
-4.24%
Basic EPS and Net Income
11.30
+126.91%
4.98
+654.55%
0.66
-88.85%
5.92
-2.63%
Diluted EPS and Net Income
11.24
+126.16%
4.97
+653.03%
0.66
-88.79%
5.89
-2.64%
Basic Weighted Average Shares
14.3M
+0.24%
14.2M
-0.26%
14.3M
-0.51%
14.3M
-1.65%
Diluted Weighted Average Shares
14.3M
+0.47%
14.3M
-0.23%
14.3M
-0.72%
14.4M
-1.66%
Balance Sheet
Cash and Cash Equivalents
132.8M
-1.18%
134.4M
+68.96%
79.5M
+2.19%
77.8M
+23.34%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
132.8M
-1.18%
134.4M
+68.96%
79.5M
+2.19%
77.8M
+23.34%
Total Current Assets
132.8M
-1.18%
134.4M
+68.96%
79.5M
+2.19%
77.8M
+23.34%
Accumulated Depreciation
128.8M
+1.08%
127.4M
+3.68%
122.9M
+2.56%
119.8M
+6.29%
Property and Plant and Equipment and Net
72.4M
-5.49%
76.6M
-3.84%
79.7M
-2.99%
82.1M
-3.84%
Total Long-Term Assets
72.4M
-5.49%
76.6M
-3.84%
79.7M
-2.99%
82.1M
-3.84%
Total Assets
8.7B
+6.90%
8.1B
+3.70%
7.8B
+1.94%
7.7B
-1.91%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
50.0M
N/A
0
N/A
0
N/A
0
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
564.4M
-28.57%
790.2M
+31.25%
602.1M
+106.69%
291.3M
+134.92%
Total Long-Term Liabilities
33.1M
+8.23%
30.6M
-1.14%
30.9M
-10.36%
34.5M
N/A
Total Liabilities
7.7B
+4.52%
7.4B
+3.44%
7.1B
+1.37%
7.1B
-0.53%
Retained Earnings
662.2M
+23.27%
537.2M
+7.11%
501.5M
-4.79%
526.7M
+10.83%
Total Stockholders Equity
938.4M
+31.53%
713.4M
+6.72%
668.5M
+8.53%
616.0M
-15.33%
Total Shares Outstanding
14.4M
-0.13%
14.5M
+0.18%
14.4M
-0.78%
14.6M
-0.96%
Cash Flow
Cash from Operating Activities
38.9M
-59.07%
95.0M
+6.70%
89.0M
-13.87%
103.3M
-14.72%
Capital Expenditures
6.9M
+11.47%
6.2M
-8.18%
6.8M
-17.21%
8.2M
+72.28%
Cash from Investing Activities
-300.7M
+20.08%
-250.4M
+71.18%
-146.3M
+1,632.60%
-8.4M
-98.55%
Dividends Paid
36.1M
+2.98%
35.0M
+1.56%
34.5M
+2.82%
33.6M
+3.55%
Cash from Financing Activities
260.3M
+23.75%
210.3M
+256.48%
59.0M
+173.60%
-80.2M
-158.62%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
90.04%
+104.43%
44.04%
+661.11%
5.79%
-87.85%
47.64%
-6.94%
Return on Assets
1.92%
+115.84%
0.89%
+625.02%
0.12%
-88.82%
1.10%
-5.04%
Return on Equity
19.50%
+90.20%
10.25%
+592.80%
1.48%
-88.31%
12.66%
+2.37%
Revenue Growth
18.30%
+2,314.40%
0.76%
+108.40%
-9.02%
-411.01%
2.90%
+522.37%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.65
-40.89%
1.11
+23.00%
0.90
+90.44%
0.47
+177.52%
Debt-to-Assets Ratio
0.07
-27.28%
0.10
+26.62%
0.08
+102.63%
0.04
+138.99%

Earnings & Revenue History

Debt-to-Assets

Cash Flow