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USCB FIN HLDGS-A (USCB)
NASDAQ
$18.02-$0.54 (-2.91%)
Price as of Jun 03, 2026 4:10 PM EDT- $338.6MMarket Cap
- 15.91%1-Year Change
- Banks - RegionalIndustry
USCB FIN HLDGS-A (USCB)
$18.02-$0.54 (-2.91%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 83.6M +19.58% | 69.9M +19.41% | 58.6M -8.00% | 63.7M +21.27% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 83.6M +19.58% | 69.9M +19.41% | 58.6M -8.00% | 63.7M +21.27% | |
Sales and Marketing Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Research and Development Expense | -2.3M +16.61% | -2.0M -1.14% | -2.0M +11.63% | -1.8M +23.19% | |
Depreciation and Amortization Expense | 619,000 +5.45% | 587,000 -0.51% | 590,000 -14.24% | 688,000 -31.20% | |
Total Operating Expenses | 52.0M +10.56% | 47.0M +12.52% | 41.8M +6.36% | 39.3M +10.18% | |
Operating Profit | 35.9M +10.59% | 32.5M +49.00% | 21.8M -19.53% | 27.1M -2.14% | |
Interest Income | 145.5M +10.86% | 131.2M +29.91% | 101.0M +42.08% | 71.1M +25.35% | |
Interest Expense | -118,000 -0.84% | -119,000 -99.72% | -42.4M +470.63% | -7.4M +76.03% | |
Interest Income and Expense and Net | 145.4M +10.87% | 131.1M +123.87% | 58.6M -8.00% | 63.7M +21.27% | |
Total Nonoperating Income and Expense | 83.6M +19.58% | 69.9M +19.41% | 58.6M -8.00% | 63.7M +21.27% | |
Income before Taxes | 35.9M +10.59% | 32.5M +49.00% | 21.8M -19.53% | 27.1M -2.14% | |
Income Taxes | 9.8M +25.80% | 7.8M +48.60% | 5.3M -24.38% | 6.9M +5.21% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 26.1M +5.78% | 24.7M +49.13% | 16.5M -17.85% | 20.1M -4.44% | |
Net Income from Continuing Operations Applicable to Common | 26.1M +5.78% | 24.7M +49.13% | 16.5M -17.85% | 20.1M +128.53% | |
Basic EPS and Net Income | 1.34 +7.20% | 1.25 +48.81% | 0.84 -16.83% | 1.01 +115.03% | |
Diluted EPS and Net Income | 1.33 +7.26% | 1.24 +47.62% | 0.84 -16.00% | 1.00 +114.88% | |
Basic Weighted Average Shares | 19.4M -50.63% | 39.4M +100.55% | 19.6M -1.89% | 20.0M +90.33% | |
Diluted Weighted Average Shares | 19.7M -50.46% | 39.7M +101.46% | 19.7M -2.42% | 20.2M +92.02% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 38.5M -50.05% | 77.0M +87.61% | 41.1M -24.20% | 54.2M +17.18% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 38.5M -50.05% | 77.0M +87.61% | 41.1M -24.20% | 54.2M +17.18% | |
Total Current Assets | 19.7M +40.07% | 14.0M +79.39% | 7.8M +0.94% | 7.7M +80.21% | |
Accumulated Depreciation | 23.3M +2.73% | 22.7M +2.65% | 22.1M +2.74% | 21.5M +3.30% | |
Property and Plant and Equipment and Net | 4.2M -6.93% | 4.6M -5.65% | 4.8M -8.11% | 5.3M -0.28% | |
Total Long-Term Assets | 19.7M +40.07% | 14.0M +79.39% | 7.8M +0.94% | 7.7M +80.21% | |
Total Assets | 2.8B +8.15% | 2.6B +10.35% | 2.3B +12.14% | 2.1B +12.51% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 80.0M 0.00% | 80.0M N/A | N/A N/A | N/A N/A | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 39.3M N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Liabilities | 5.5M -34.69% | 8.5M -26.02% | 11.4M -20.65% | 14.4M +1.48% | |
Total Liabilities | 2.6B +8.81% | 2.4B +10.19% | 2.1B +12.80% | 1.9B +15.36% | |
Retained Earnings | -49.5M -26.94% | -67.8M -23.42% | -88.5M -14.94% | -104.1M -16.21% | |
Total Stockholders Equity | 217.2M +0.83% | 215.4M +12.20% | 192.0M +5.23% | 182.4M -10.53% | |
Total Shares Outstanding | 18.1M -8.97% | 19.9M +1.78% | 19.6M -2.13% | 20.0M +0.05% | |
Cash Flow | |||||
Cash from Operating Activities | 42.8M +25.56% | 34.1M +51.20% | 22.5M -23.67% | 29.5M +33.95% | |
Capital Expenditures | 303,000 -3.50% | 314,000 +92.64% | 163,000 -75.78% | 673,000 +6.32% | |
Cash from Investing Activities | -245.4M +15.84% | -211.9M -22.40% | -273.0M +0.89% | -270.6M -24.70% | |
Dividends Paid | 7.8M +98.76% | 3.9M N/A | N/A N/A | N/A N/A | |
Cash from Financing Activities | 164.0M -23.25% | 213.7M -9.95% | 237.3M -4.68% | 249.0M -25.85% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 42.95% -7.52% | 46.44% +24.78% | 37.21% -12.53% | 42.55% N/A | |
Return on Assets | 0.97% -3.12% | 1.00% +34.11% | 0.75% -26.86% | 1.02% N/A | |
Return on Equity | 12.07% -0.39% | 12.11% +37.07% | 8.84% -15.24% | 10.43% N/A | |
Revenue Growth | 19.58% +0.88% | 19.41% +342.62% | -8.00% -137.62% | 21.27% N/A | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.55 N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Assets Ratio | 0.04 N/A | N/A N/A | N/A N/A | N/A N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow