2m 2m 2m 2m 2m 2m 2m
VELOCITY FINANC (VEL)
NYSE
$17.49+$0.11 (+0.63%)
Price as of Jun 23, 2026 5:28 PM EDT- $682.3MMarket Cap
- -6.81%1-Year Change
- Mortgage FinanceIndustry
VELOCITY FINANC (VEL)
$17.49+$0.11 (+0.63%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 185.8M +36.80% | 135.8M +26.04% | 107.8M +29.59% | 83.1M +9.44% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 185.8M +36.80% | 135.8M +26.04% | 107.8M +29.59% | 83.1M +9.44% | |
Sales and Marketing Expense | 1.4M +15.52% | 1.2M +41.86% | 872,000 -38.63% | 1.4M +114.98% | |
Research and Development Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Depreciation and Amortization Expense | 516,000 -34.93% | 793,000 +5.45% | 752,000 -5.53% | 796,000 -28.87% | |
Total Operating Expenses | 197.4M +41.33% | 139.6M +38.78% | 100.6M +68.63% | 59.7M +33.61% | |
Operating Profit | 146.2M +51.72% | 96.4M +35.52% | 71.1M +59.65% | 44.6M +11.96% | |
Interest Income | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Interest Expense | -308.5M +39.96% | -220.4M +33.80% | -164.7M +4.80% | -157.2M +48.30% | |
Interest Income and Expense and Net | -308.5M +39.96% | -220.4M +33.80% | -164.7M +4.80% | -157.2M +48.30% | |
Total Nonoperating Income and Expense | 185.8M +36.80% | 135.8M +26.04% | 107.8M +29.59% | 83.1M +9.44% | |
Income before Taxes | 146.2M +51.72% | 96.4M +35.52% | 71.1M +59.65% | 44.6M +11.96% | |
Income Taxes | 30.9M +10.50% | 27.9M +48.27% | 18.8M +56.52% | 12.0M +13.85% | |
Extraordinary Items | 2.9M -66.20% | 8.6M +652.64% | 1.1M -80.67% | 5.9M +618.58% | |
Net Income | 105.1M +53.55% | 68.4M +30.89% | 52.3M +62.28% | 32.2M +10.22% | |
Net Income from Continuing Operations Applicable to Common | 146.2M +51.72% | 96.4M +35.52% | 71.1M +59.65% | 44.6M +11.96% | |
Basic EPS and Net Income | 2.81 +35.75% | 2.07 +29.38% | 1.60 +61.62% | 0.99 +10.00% | |
Diluted EPS and Net Income | 2.75 +43.98% | 1.91 +25.66% | 1.52 +61.70% | 0.94 +9.30% | |
Basic Weighted Average Shares | 36.9M +12.85% | 32.7M +1.39% | 32.2M +0.92% | 31.9M +39.89% | |
Diluted Weighted Average Shares | 38.2M +6.76% | 35.8M +3.70% | 34.5M +1.03% | 34.1M +0.44% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 92.1M +84.57% | 49.9M +23.01% | 40.6M -10.35% | 45.2M +25.81% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 92.1M +84.57% | 49.9M +23.01% | 40.6M -10.35% | 45.2M +25.81% | |
Total Current Assets | 9.5M +66.57% | 5.7M +8.12% | 5.2M -61.20% | 13.5M +98.20% | |
Accumulated Depreciation | 7.8M -1.75% | 8.0M +4.78% | 7.6M +10.41% | 6.9M -7.41% | |
Property and Plant and Equipment and Net | 1.4M -14.24% | 1.6M -40.75% | 2.8M -17.01% | 3.4M -12.38% | |
Total Long-Term Assets | 9.5M +66.57% | 5.7M +8.12% | 5.2M -61.20% | 13.5M +98.20% | |
Total Assets | 7.4B +33.54% | 5.5B +25.49% | 4.4B +17.49% | 3.7B +33.30% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 128.9M +71.87% | 75.0M N/A | 0 N/A | 0 N/A | |
Total Current Liabilities | 168.3M +13.87% | 147.8M +21.19% | 122.0M +33.26% | 91.5M -0.73% | |
Total Long-Term Debt | 5.9B +40.60% | 4.2B +28.22% | 3.3B +1,433.13% | 215.0M +25.88% | |
Total Long-Term Liabilities | 3.1M -15.42% | 3.7M 0.00% | 3.7M +35.74% | 2.7M -33.30% | |
Total Liabilities | 6.7B +33.92% | 5.0B +26.20% | 4.0B +17.79% | 3.4B +36.49% | |
Retained Earnings | 302.4M +53.24% | 197.3M +53.08% | 128.9M +68.21% | 76.6M +72.51% | |
Total Stockholders Equity | 672.5M +30.10% | 516.9M +19.26% | 433.4M +15.03% | 376.8M +10.47% | |
Total Shares Outstanding | 39.6M +17.97% | 33.5M +2.07% | 32.9M +1.16% | 32.5M +0.61% | |
Cash Flow | |||||
Cash from Operating Activities | 18.2M -51.90% | 37.8M -22.69% | 48.8M +0.33% | 48.7M -15.53% | |
Capital Expenditures | 281,000 -2.77% | 289,000 +60.56% | 180,000 -44.79% | 326,000 +141.48% | |
Cash from Investing Activities | -1.5B +45.61% | -1.0B +78.73% | -584.7M -35.62% | -908.2M +38.35% | |
Dividends Paid | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash from Financing Activities | 1.7B +65.52% | 1.0B +89.68% | 535.8M -38.70% | 874.0M +39.58% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 78.72% +10.90% | 70.98% +7.53% | 66.01% +23.20% | 53.58% +2.30% | |
Return on Assets | 1.63% +18.13% | 1.38% +7.46% | 1.28% +30.60% | 0.98% -17.43% | |
Return on Equity | 17.66% +22.68% | 14.40% +11.59% | 12.90% +43.79% | 8.97% -13.92% | |
Revenue Growth | 36.80% +41.35% | 26.04% -12.01% | 29.59% +213.31% | 9.44% -25.29% | |
Current Ratio | 0.06 +46.35% | 0.04 -10.70% | 0.04 -70.91% | 0.15 +99.73% | |
Cash Ratio | 0.55 +62.09% | 0.34 +1.50% | 0.33 -32.73% | 0.49 +26.74% | |
Debt-to-Equity Ratio | 9.03 +8.49% | 8.32 +9.42% | 7.60 +1,232.75% | 0.57 +13.96% | |
Debt-to-Assets Ratio | 0.82 +5.69% | 0.78 +3.98% | 0.75 +1,206.11% | 0.06 -5.60% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow