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Waterstone Finl (WSBF)
NASDAQ
$19.49+$0.005 (+0.03%)
Price as of Jun 23, 2026 4:10 PM EDT- $345.5MMarket Cap
- 45.26%1-Year Change
- Banks - RegionalIndustry
Waterstone Finl (WSBF)
$19.49+$0.005 (+0.03%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 56.7M +22.89% | 46.2M -8.06% | 50.2M -11.83% | 57.0M +2.59% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 56.7M +22.89% | 46.2M -8.06% | 50.2M -11.83% | 57.0M +2.59% | |
Sales and Marketing Expense | 2.9M -19.05% | 3.6M -5.95% | 3.8M -4.95% | 4.0M +12.70% | |
Research and Development Expense | -4.9M -0.74% | -5.0M +6.98% | -4.7M +4.09% | -4.5M +13.16% | |
Depreciation and Amortization Expense | 2.5M +3.03% | 2.5M -25.05% | 3.3M -18.15% | 4.0M -33.32% | |
Total Operating Expenses | 109.9M -1.58% | 111.6M -6.75% | 119.7M -12.66% | 137.1M -19.66% | |
Operating Profit | 33.4M +39.34% | 24.0M +117.57% | 11.0M -54.93% | 24.5M -73.42% | |
Interest Income | 116.1M +2.60% | 113.2M +14.07% | 99.2M +41.23% | 70.2M +0.52% | |
Interest Expense | N/A N/A | -1.9M -96.03% | -49.0M +268.62% | -13.3M -7.50% | |
Interest Income and Expense and Net | 116.1M +4.39% | 111.2M +121.49% | 50.2M -11.83% | 57.0M +2.59% | |
Total Nonoperating Income and Expense | 56.7M +22.89% | 46.2M -8.06% | 50.2M -11.83% | 57.0M +2.59% | |
Income before Taxes | 33.4M +39.34% | 24.0M +117.57% | 11.0M -54.93% | 24.5M -73.42% | |
Income Taxes | 7.0M +32.54% | 5.3M +220.70% | 1.7M -66.81% | 5.0M -76.58% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 26.4M +41.28% | 18.7M +99.34% | 9.4M -51.89% | 19.5M -72.47% | |
Net Income from Continuing Operations Applicable to Common | 33.4M +39.34% | 24.0M +117.57% | 11.0M -54.93% | 24.5M -73.42% | |
Basic EPS and Net Income | 1.48 +46.53% | 1.01 +114.89% | 0.47 -47.19% | 0.89 -70.13% | |
Diluted EPS and Net Income | 1.48 +46.53% | 1.01 +119.57% | 0.46 -48.31% | 0.89 -69.93% | |
Basic Weighted Average Shares | 17.8M -3.87% | 18.6M -7.95% | 20.2M -7.89% | 21.9M -7.82% | |
Diluted Weighted Average Shares | 17.9M -3.88% | 18.6M -7.96% | 20.2M -8.24% | 22.0M -8.03% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 63.6M +80.66% | 35.2M +14.72% | 30.7M -9.00% | 33.7M -90.18% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 63.6M +80.66% | 35.2M +14.72% | 30.7M -9.00% | 33.7M -90.18% | |
Total Current Assets | 63.6M +80.66% | 35.2M +14.72% | 30.7M -9.00% | 33.7M -90.18% | |
Accumulated Depreciation | 36.0M +3.37% | 34.8M +0.30% | 34.7M +3.67% | 33.5M +2.87% | |
Property and Plant and Equipment and Net | 18.9M -2.75% | 19.4M -3.03% | 20.0M -5.26% | 21.1M -5.24% | |
Total Long-Term Assets | 18.9M -2.75% | 19.4M -3.03% | 20.0M -5.26% | 21.1M -5.24% | |
Total Assets | 2.3B +2.26% | 2.2B -0.17% | 2.2B +8.94% | 2.0B -8.31% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 6.2M -95.80% | 147.1M 0.00% | 147.1M +13,465.87% | 1.1M -49.04% | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 412.3M -7.67% | 446.5M -26.93% | 611.1M +57.98% | 386.8M -18.93% | |
Total Long-Term Liabilities | 412.3M -7.67% | 446.5M -26.93% | 611.1M +57.98% | 386.8M -18.93% | |
Total Liabilities | 1.9B +2.12% | 1.9B +0.06% | 1.9B +12.53% | 1.7B -6.84% | |
Retained Earnings | 293.0M +5.69% | 277.2M +2.82% | 269.6M -1.69% | 274.2M +0.31% | |
Total Stockholders Equity | 349.4M +3.02% | 339.1M -1.43% | 344.1M -7.13% | 370.5M -14.39% | |
Total Shares Outstanding | 18.4M -5.08% | 19.3M -4.78% | 20.3M -8.39% | 22.2M -10.57% | |
Cash Flow | |||||
Cash from Operating Activities | 24.2M -49.68% | 48.1M +274.29% | -27.6M -113.34% | 206.7M +33.80% | |
Capital Expenditures | 1.2M +6.01% | 1.1M +57.00% | 700,000 -0.14% | 701,000 -9.90% | |
Cash from Investing Activities | -8.7M -63.51% | -24.0M -84.95% | -159.2M -52.58% | -335.7M -327.44% | |
Dividends Paid | 10.8M -4.44% | 11.3M -26.65% | 15.4M -49.23% | 30.3M -0.42% | |
Cash from Financing Activities | 15.9M +176.63% | -20.8M -111.76% | 176.6M +187.85% | -201.0M +899.22% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 58.95% +13.39% | 51.99% +136.64% | 21.97% -48.88% | 42.98% -74.09% | |
Return on Assets | 1.18% +39.82% | 0.85% +91.31% | 0.44% -51.86% | 0.92% -71.48% | |
Return on Equity | 7.67% +40.18% | 5.47% +108.48% | 2.62% -45.92% | 4.85% -71.01% | |
Revenue Growth | 22.89% +383.97% | -8.06% -31.89% | -11.83% -556.48% | 2.59% -31.18% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 1.20 -31.58% | 1.75 -20.56% | 2.20 +110.47% | 1.05 -5.46% | |
Debt-to-Assets Ratio | 0.19 -31.05% | 0.27 -21.58% | 0.34 +79.41% | 0.19 -11.74% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow