Money Talks

June 2021

These Investors Are Making a Huge Mistake. Please Don’t Be One of Them.

June 4, 2021TradeSmith Editorial Staff

This week’s edition of Money Talks will be a little different. I’m not going to share a new idea on investing or personal finance as I usually do. Instead, I’m going to ask you for a favor. Let me explain… You’re probably familiar with the old maxim, “History doesn’t repeat, but it often rhymes.” This saying refers to the general “cyclicality” of human behavior. But it’s especially applicable to the financial markets, where the fundamental emotions of fear and greed

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May 2021

The Easy Way to Follow Warren Buffett’s ‘Golden Rule’

May 28, 2021TradeSmith Editorial Staff

Legendary billionaire Warren Buffett is famous for his folksy and straightforward advice on investing. But he’s probably best known for one comment in particular. During a 1985 interview on PBS, the host asked Buffett about the “rules” of successful investing. Here’s what he said: “The first rule of investment is don’t lose… The second rule of investment is don’t forget the first rule. And that’s all the rules there are.” Buffett was referring to the critical importance of risk management.

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A Simple ‘Rule’ That Could Save Your Retirement

May 21, 2021TradeSmith Editorial Staff

Over the past couple of months, we’ve covered some pretty heavy topics. First, I introduced you to the up-and-coming — and often confusing — world of crypto assets. Then we took a deep dive into “portfolio thinking” and saw how one of the world’s greatest investors built the “holy grail” of portfolios. So, this week I thought we’d lighten things up with a return to basics. You see, here at TradeSmith, we believe there are a few key “rules” you need to know to

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The ‘Holy Grail’ Q&A: Answering Your Most Important Questions on the All Seasons Portfolio

May 14, 2021TradeSmith Editorial Staff

Over the past several weeks, I’ve shared a simple yet powerful approach to investing that just about anyone can follow. I’ve shown you how this “Holy Grail” portfolio — based on legendary billionaire Ray Dalio’s “All Seasons” approach — can help you to earn solid, long-term returns in any market environment. And how it can do so without the stomach-churning volatility of most traditional portfolios. Thank you to everyone who shared feedback along the way. I’m thrilled that so many Money Talks readers found

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How to Make the ‘Holy Grail’ Even Better

May 7, 2021TradeSmith Editorial Staff

As the CEO of a financial software company, I get A LOT of questions about investing. When most folks learn what I do, they want to know what our powerful TradeSmith tools say about this or that stock or even the market as a whole. But I also get a question that’s a little more difficult to answer. It usually goes something like this: “Wow, your software sounds great. But I’m not in a position to manage my own portfolio

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April 2021

The Wait Is Finally Over

April 30, 2021TradeSmith Editorial Staff

Wow! I introduced this series on “portfolio thinking” a few weeks ago for one simple reason: I believe managing portfolio risk is one of the most important parts of investing that most folks get wrong. But to be perfectly honest, I wasn’t sure how Money Talks readers would receive it. After all, I suspect the average person would rather go to the dentist than read about topics like “risk parity.” Well, I’m thrilled to report that the response has been incredible so far. In

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How to Beat a Legendary Billionaire at His Own Game

April 23, 2021TradeSmith Editorial Staff

Over the past two weeks, I’ve shared one of the most incredible investment strategies I’ve ever come across. Known as the “All Seasons” portfolio, it has outperformed 99% of retirement funds over the long run. But it has done so with just a fraction of the gut-wrenching volatility of most of these funds. Specifically, it has returned nearly 10% a year on average over the last 90-plus years. Over that time, it has suffered just 17 losing years (18%), compared to 25

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Get Off the Stock Market ‘Rollercoaster’ Forever

April 16, 2021TradeSmith Editorial Staff

It’s the dirtiest little secret on Wall Street. It’s bad enough that most retirement funds charge ridiculous fees and underperform the market. But financial advisors really don’t want you to know that the majority of folks who own these funds don’t come anywhere close to even those underwhelming returns. That’s because most of the options available in 401(k) plans and similar vehicles — even those that claim to be “balanced” and “conservative” — are heavily exposed to the stock market. This stock-centric focus makes them far

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If There’s a ‘Holy Grail’ of Investing, This Could Be It

April 9, 2021TradeSmith Editorial Staff

The numbers are almost too shocking to believe. Between 1977 and 1990, Peter Lynch did the impossible. Fidelity Investment’s flagship Magellan Fund produced an incredible 29% average annualized return for 13 years under his management. That’s enough to turn every $1,000 invested into more than $27,000. This long-term track record is among the best of any professional investor in history. And it’s practically unheard of in the mediocre world of mutual funds. Given this performance, you’d probably assume that most folks who were wise

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I Don’t Usually Do This

April 2, 2021TradeSmith Editorial Staff

This week’s Money Talks is a little different. Rather than my usual essay, I’m sharing a rare, “no holds barred” interview I did with Dan Ferris on the Stansberry Investor Hour podcast last fall. During this wide-ranging conversation, Dan and I dove into many of my favorite Money Talks topics, including my early financial troubles and how I solved them… why I’m so passionate about investor education… how I invest my own money today… why I personally use and believe in TradeSmith

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March 2021

The Barber Goes ALL IN, Crypto Questions, & FREE E-book!

March 26, 2021TradeSmith Editorial Staff

“You put your WHOLE LIFE SAVINGS into Bitcoin!? WHAT…??” I had to get my haircut on Monday, and I was tired of getting butchered by the barber I’ve seen for years. So, I tried a new place that had great reviews on Google… And I have to say, I’m happy with the cut… I also enjoyed the small talk. I get a great perspective talking to everyone I meet and enjoy getting to know people. But our conversation started much further down the road

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The Crypto Bubble Lands at the Dinner Table

March 19, 2021TradeSmith Editorial Staff

My wife recently had a milestone birthday, so I did what any good husband would do … I flew in her family and threw a mini-surprise party for her! And as I’m pulling food out of the oven, I hear, “Hey Keith, do you have any of that dog coin?” “Dog coin? Do you mean Dogecoin?” I explained Dogecoin is a crypto that was created as a joke. It has no “real application” in the world, yet it has a market cap of

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